Medicare Advantage

Humana Medicare Advantage in Maryland for 2027: 6 Plans, County by County

BALTIMORE — For the 2027 plan year, Humana will offer 6 Medicare Advantage plans across Maryland, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files. Maryland retirees comparing coverage during the Annual Enrollment Period, which runs October 15 through December 7, 2026, will see Humana as one of 9 carriers participating in the state's Medicare Advantage market. Any choice made during that window takes effect January 1, 2027. This article, published by an independent Medicare education site that is not affiliated with Humana, CMS or any carrier, walks through what the CMS files show.

What is Humana offering across Maryland for 2027?

Humana will offer 6 Medicare Advantage plans statewide in Maryland for the 2027 plan year, per the CMS Landscape Source File. The breakdown is 2 HMOs and 4 PPOs. Of those 6 plans, 4 include Part D prescription drug coverage and 2 do not. Humana lists no Special Needs Plans in Maryland for 2027 — that means 0 Dual-Eligible SNPs, 0 Chronic Condition SNPs, and 0 Institutional SNPs. For Marylanders who qualify for an SNP, those plans would come from other carriers participating in the state. Statewide, 9 carriers offer Medicare Advantage in Maryland for 2027, with 47 plans among them.

Which Humana plans have the widest county reach in Maryland for 2027?

Among Humana's 6 Maryland plans for 2027, the one with the broadest county footprint is Humana USAA Honor Giveback (PPO), listed in 16 Maryland counties. HumanaChoice H5216-387 (PPO) is listed in 14 counties, and both HumanaChoice H5216-376 (PPO) and HumanaChoice H7617-044 (PPO) are listed in 13 counties. On the HMO side, Humana Gold Plus H6622-081 (HMO) and Humana USAA Honor Giveback (HMO) are each listed in 4 counties. The full plan-by-plan table appears on this page. Because Medicare Advantage plans are sold county by county, a plan listed in the statewide total may not be available where you live — your ZIP code determines what you actually see on medicare.gov.

What is new or not returning from Humana in Maryland for 2027?

Humana has 0 new Medicare Advantage plans in Maryland for 2027, and 4 of its plans from 2026 are not returning for 2027, according to the CMS year-over-year comparison. If you are currently enrolled in a Humana plan in Maryland, you should receive an Annual Notice of Change (ANOC) from the plan in the fall of 2026. That notice will tell you whether your specific plan is continuing, ending, or being consolidated. If your plan is ending, you have a Special Enrollment Period in addition to the Annual Enrollment Period to choose new coverage.

How do I check whether a Humana plan is offered in my Maryland county and covers my doctors and drugs?

To confirm whether any of Humana's 6 Maryland plans for 2027 is offered in your county — and whether it covers your doctors and prescriptions — use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (available 24 hours a day, 7 days a week), or review the plan's Evidence of Coverage and provider and pharmacy directories directly. Enter your ZIP code on medicare.gov to see the exact plans available where you live, then add your prescriptions and preferred providers to see how each plan handles them. A plan appearing in the statewide list — for example, HumanaChoice H5216-376 (PPO) or Humana Gold Plus H6622-081 (HMO) — may or may not be offered in your specific county.

What should Maryland Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Maryland beneficiaries who want to make a change for the 2027 plan year should compare their current coverage against the plans available in their county on medicare.gov. The Annual Enrollment Period opens October 15, 2026 and closes December 7, 2026; any election made during that window becomes effective January 1, 2027. Steps worth taking: read the ANOC from your current plan, make a list of your prescriptions and the pharmacies and doctors you use, and run those details through the Plan Finder for each plan you are considering — Humana's or any of the other 8 carriers in Maryland.

Where can Marylanders get free help comparing Medicare Advantage plans for 2027?

Free help with Medicare questions in Maryland is available directly from Medicare at 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week, and online at medicare.gov. The Plan Finder tool on medicare.gov lets you compare every Medicare Advantage plan available in your ZIP code side by side, including Humana's 6 plans where they are offered. You can also request the official "Medicare & You" handbook, which CMS mails each fall, or call the plan directly using the phone number on its Summary of Benefits.