Medicare Advantage
20 Medicare Advantage Plans Not Returning in Maryland for 2027: The List
BALTIMORE — Twenty Medicare Advantage plans sold in Maryland this year are not in the federal government's 2027 plan file for any county in the state, according to the CMS Medicare Advantage Landscape Source Files for contract years 2026 and 2027. For 2027, Maryland's lineup lists 47 Medicare Advantage plans from 9 carriers. If one of the discontinued plans is yours, you'll need to make a choice before coverage changes on January 1, 2027.
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Key takeaways
- Twenty Medicare Advantage plans offered in Maryland for 2026 do not appear in the CMS 2027 file for any county in the state.
- If your plan is on the non-renewal list, you will get a letter from the carrier, and you have through the Annual Enrollment Period that ends December 7, 2026 to pick a replacement.
- Doing nothing means you return to Original Medicare on January 1, 2027 with no Part D drug coverage unless you add it.
- A plan non-renewal triggers a Special Enrollment Period that runs through the end of February 2027 and a federal guaranteed-issue right to buy certain Medigap policies.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are not returning in Maryland for 2027?
Twenty Medicare Advantage plans available in Maryland for 2026 are not returning for 2027 anywhere in the state, based on the CMS Landscape files. For 2027, Maryland will have 47 Medicare Advantage plans from 9 carriers listed in the file.
The 20 non-renewing plans come from seven carriers: Aetna (CVS Health), Alterwood Advantage, Communicare Advantage, HealthSpring, Humana, Johns Hopkins Advantage MD, Provider Partners Health Plans, and UnitedHealthcare (which offers the Erickson Advantage plans). The full names, plan types and county footprints are shown in the table on this page. A plan is sold county by county, so a plan on the list may never have been offered where you live.
Which non-renewing Maryland plans served the most counties?
The widest footprint on the non-renewal list belongs to Alterwood Advantage Choice Plus (HMO), which served 20 counties this year. Three Humana plans — Humana USAA Honor Giveback (PPO), HumanaChoice SNP-DE H5216-377 (PPO D-SNP) and HumanaChoice SNP-DE H5216-459 (PPO D-SNP) — each served 19 counties. Provider Partners Health Plans is ending three I-SNP products — Maryland Advantage Plan, Maryland Community Plan and Maryland Essential Plan — each served in 18 counties.
Other plans on the list, including the six Erickson Advantage plans from UnitedHealthcare, Aetna Medicare Eagle Giveback (PPO), Aetna Medicare Elite (PPO), CommuniCare Advantage CSNP, CommuniCare Advantage ISNP, HealthSpring Alliance (HMO), Humana Gold Plus H6622-095 (HMO) and Johns Hopkins Advantage MD Primary (PPO), served smaller groups of counties. The full county counts are in the table above.
How can a Maryland member tell if their Medicare Advantage plan is leaving in 2027?
Two signals: a written notice from the carrier and the plan's exact name on the list above. Federal rules require Medicare Advantage carriers to mail an Annual Notice of Change and, when a plan is being discontinued, a separate non-renewal letter in the fall before the plan year ends.
Compare the plan name on your member ID card and your Annual Notice of Change to the names in the table on this page, spelled exactly, including the parenthetical plan type (HMO, PPO, HMO-POS, C-SNP, I-SNP, D-SNP). If the names match, your 2026 plan will not be offered in 2027 in any Maryland county.
What happens to a Maryland member who does nothing by December 7, 2026?
If a Maryland member on a non-renewing plan takes no action by December 7, 2026, their Medicare Advantage coverage ends December 31, 2026 and they are returned to Original Medicare (Parts A and B) on January 1, 2027. Original Medicare does not include Part D prescription drug coverage, so there is no drug plan on January 1 unless one is actively chosen.
Original Medicare also does not include the extra benefits a Medicare Advantage plan may have offered. People who want drug coverage, or who want a different Medicare Advantage plan, need to act during Annual Enrollment 2027 or during the Special Enrollment Period described below.
Is there a Special Enrollment Period when a Maryland Medicare Advantage plan is discontinued?
Yes. When a Medicare Advantage plan is non-renewed, members get a Special Enrollment Period that runs from December 8, 2026 through the end of February 2027 to join another Medicare Advantage plan or a standalone Part D plan. This is a federal rule and applies to anyone whose plan is on the non-renewal list, regardless of county.
A plan non-renewal also triggers a federal Medigap guaranteed-issue right, which lets eligible beneficiaries buy certain Medicare Supplement policies without medical underwriting within a set window. The specific Medigap plans available under guaranteed issue and any additional Maryland protections are handled by the Maryland Insurance Administration; call them for state-specific details.
How do I check my own county's 2027 Medicare Advantage lineup in Maryland?
Use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The Plan Finder shows every Medicare Advantage and Part D plan available in your county for 2027, with premiums, cost-sharing, drug lists and provider networks.
The statewide figures in this article — 20 plans not returning and 47 plans listed for 2027 from 9 carriers — come from the CMS Landscape Source Files. Your county's lineup will be a subset of those 47 plans.
What should Maryland Medicare Advantage members do before December 7, 2026?
Before December 7, 2026, Maryland members on a non-renewing plan should (1) read the carrier's non-renewal letter and Annual Notice of Change, (2) list the doctors, hospitals and prescriptions they want covered, and (3) compare 2027 options in their county on the Medicare Plan Finder or by phone.
If no choice is made during Annual Enrollment 2027, a replacement can still be chosen during the Special Enrollment Period through the end of February 2027, but there may be a gap in drug or supplemental coverage starting January 1.
Where can Marylanders get free help with Medicare Open Enrollment 2027?
Free, unbiased help is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048) any time, or use the Plan Finder and account tools at medicare.gov. Both are run by the federal Centers for Medicare & Medicaid Services and do not sell plans.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across Maryland not returning for 2027
These 20 plans are offered across Maryland for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 2 plans | |||
| Aetna Medicare Eagle Giveback (PPO) | PPO | No | 3 |
| Aetna Medicare Elite (PPO) | PPO | Yes | 3 |
| Alterwood Advantage 1 plan | |||
| Alterwood Advantage Choice Plus (HMO) | HMO | Yes | 20 |
| Communicare Advantage 2 plans | |||
| CommuniCare Advantage ISNP (HMO I-SNP) | HMO I-SNP | Yes | 10 |
| CommuniCare Advantage CSNP (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| HealthSpring 1 plan | |||
| HealthSpring Alliance (HMO) | HMO | Yes | 4 |
| Humana 4 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 19 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) | PPO D-SNP | Yes | 19 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) | PPO D-SNP | Yes | 19 |
| Humana Gold Plus H6622-095 (HMO) | HMO | Yes | 3 |
| Johns Hopkins Advantage MD 1 plan | |||
| Johns Hopkins Advantage MD Primary (PPO) | PPO | Yes | 5 |
| Provider Partners Health Plans 3 plans | |||
| Provider Partners Maryland Advantage Plan (HMO I-SNP) | HMO I-SNP | Yes | 18 |
| Provider Partners Maryland Community Plan (HMO I-SNP) | HMO I-SNP | Yes | 18 |
| Provider Partners Maryland Essential Plan (HMO I-SNP) | HMO I-SNP | Yes | 18 |
| UnitedHealthcare 6 plans | |||
| Erickson Advantage Champion (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 3 |
| Erickson Advantage Freedom (HMO-POS) | HMO-POS | Yes | 3 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | 3 |
| Erickson Advantage Liberty (HMO-POS) | HMO-POS | Yes | 3 |
| Erickson Advantage Liberty no Rx (HMO-POS) | HMO-POS | No | 3 |
| Erickson Advantage Signature (HMO-POS) | HMO-POS | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Maryland for 2027
- Alterwood Advantage 7 plans: HMO
- CareFirst BlueCross BlueShield Advantage DualPrime 1 plan: HMO
- CareFirst BlueCross BlueShield Medicare Advantage 5 plans: PPO
- HealthSpring 4 plans: HMO
- Humana 6 plans: HMO, PPO
- Johns Hopkins Advantage MD 7 plans: HMO, PPO
- Kaiser Permanente 11 plans: HMO, HMO-POS
- KeyCare Advantage 2 plans: HMO
- UnitedHealthcare 4 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How will I know if my Maryland Medicare Advantage plan is one of the 20 not returning in 2027?
If my plan is discontinued, do I lose Medicare?
How long do I have to pick a new plan after a non-renewal?
Does a non-renewal give me a right to buy a Medigap policy?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): statewide plan and carrier counts for Maryland, and the list of plans available for 2027.
- CMS — Medicare Advantage Landscape Source File (CY2026): the 2026 plans used to identify which plans are not returning in 2027, and the county footprint of each.
- Medicare.gov — Medicare enrollment periods: Annual Enrollment Period dates and the Special Enrollment Period for plan non-renewals.
- Medicare.gov — Plan Finder and 1-800-MEDICARE: county-level 2027 plan details and free enrollment help.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.