Medicare Advantage
Kaiser Permanente Medicare Advantage in Maryland for 2027: 11 Plans, County by County
BALTIMORE — Marylanders comparing Medicare Advantage coverage for 2027 will see Kaiser Permanente return to the state's landscape with 11 plans, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. This explainer, published by an independent Medicare education site that is not affiliated with Kaiser Permanente, any other carrier, or the federal government, walks through what the public CMS data shows about Kaiser Permanente's Maryland offerings and how to check what is actually available where you live.
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Key takeaways
- Kaiser Permanente lists 11 Medicare Advantage plans statewide in Maryland for 2027, including 4 Dual-Eligible Special Needs Plans (D-SNPs).
- 10 of Kaiser Permanente's 11 Maryland plans for 2027 include drug coverage; 1 does not.
- Kaiser Permanente has 0 new plans and 0 non-returning plans in Maryland for 2027 compared with 2026.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make then takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Kaiser Permanente Medicare Advantage plans are offered in Maryland for 2027?
Kaiser Permanente offers 11 Medicare Advantage plans across Maryland for 2027, per the CMS Landscape Source File. By plan type, that breaks down as 7 HMO plans and 4 HMO-POS plans.
Within those 11 plans, 4 are Special Needs Plans — specifically Dual-Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid. There are 0 Chronic Condition SNPs (C-SNPs) and 0 Institutional SNPs (I-SNPs) from Kaiser Permanente in Maryland for 2027. Ten of the 11 plans include Part D prescription drug coverage, and 1 does not. For context, CMS lists 8 other Medicare Advantage carriers in Maryland for 2027, and all carriers together offer 47 plans statewide.
A quick reminder: Medicare Advantage plans are approved county by county, so a plan on this statewide list may or may not be sold in the county where you live.
Which Kaiser Permanente plans have the widest county reach in Maryland for 2027?
In Maryland for 2027, Kaiser Permanente's broadest-reach plans by county count are Kaiser Permanente Medicare Advantage High MD (HMO-POS) and Kaiser Permanente Medicare Advantage Liberty (HMO), each offered in 11 counties, according to the CMS Landscape Source File.
Other Kaiser Permanente plans reach fewer counties. The full plan-by-plan county counts — including the Dual Complete and Dual Essential D-SNPs, the Standard 1 and Standard 2 HMO-POS plans, the Value 1 and Value 2 HMO plans, and Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) — are shown in the plan table rendered on this page. Reach is not a quality judgment; it only tells you where a plan is sold.
What is new or not returning from Kaiser Permanente in Maryland for 2027?
For 2027, Kaiser Permanente has 0 new Medicare Advantage plans in Maryland and 0 plans that are not returning, based on the year-over-year comparison between the CMS Landscape Source Files for CY2026 and CY2027.
In plain terms, the Kaiser Permanente lineup Maryland members saw in 2026 continues into 2027 at the plan level. That does not mean every detail inside each plan stays the same from one year to the next — premiums, cost sharing, drug lists and provider networks can change annually — which is why every member is encouraged to read the Annual Notice of Change (ANOC) that arrives in the fall.
How do I check if a Kaiser Permanente plan is offered in my Maryland county for 2027?
To confirm whether a specific Kaiser Permanente plan is offered in your Maryland county for 2027, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. Those are the authoritative sources for county-level availability.
The CMS statewide file shows that a Kaiser Permanente plan exists in Maryland; it does not promise that plan is sold in Allegany, Prince George's, Montgomery, Baltimore City or any particular county. The plan table on this page lists the county counts straight from CMS, but the Plan Finder is where you type in your ZIP code and see your actual choices.
While you are in the Plan Finder, you can also:
- Enter your prescriptions to see which plans include each drug on their formulary.
- Search for your doctors, hospitals and preferred pharmacies to see which plans include them in-network.
- Review each plan's own Evidence of Coverage (EOC), Summary of Benefits and provider and pharmacy directories for the specific details.
Because this site is independent and not Kaiser Permanente, we cannot quote plan premiums, copays, benefits, networks or star ratings. Those come from the plan documents and medicare.gov.
What should Maryland Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, Maryland Medicare beneficiaries should review their current coverage and compare it with the 2027 options available in their county, so that any change takes effect January 1, 2027. The Annual Enrollment Period runs October 15 – December 7, 2026.
A simple checklist:
1. Read the Annual Notice of Change (ANOC) from your current plan, if you have one. 2. Make a list of your prescriptions, pharmacies and the doctors and hospitals you want to keep. 3. Run your ZIP code through the Medicare Plan Finder at medicare.gov to see the 2027 plans offered in your county — from Kaiser Permanente and from the 8 other Medicare Advantage carriers CMS lists in Maryland. 4. If you qualify for both Medicare and Medicaid, look specifically at D-SNP options; Kaiser Permanente's 4 D-SNPs in Maryland for 2027 are listed in the plan table above. 5. Confirm your choice before December 7, 2026.
If you do nothing and your current plan is returning, you generally stay enrolled in it for 2027.
Where can Marylanders get free help comparing 2027 Medicare plans?
Marylanders can get free, official help comparing 2027 Medicare plans from medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, seven days a week. Both are run by CMS and are not tied to any carrier.
These resources can walk you through plan comparisons, enrollment, and questions about eligibility and Extra Help with drug costs. For Kaiser Permanente-specific questions — enrollment forms, provider networks, drug lists, and member materials — contact Kaiser Permanente directly using the phone number on its official plan materials.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Kaiser Permanente Medicare Advantage plans in Maryland for 2027
CMS lists 11 Kaiser Permanente Medicare Advantage plans across Maryland for 2027, alphabetically by carrier, widest county reach first. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Kaiser Permanente 11 plans | |||
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) | HMO-POS | Yes | 11 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) | HMO | No | 11 |
| Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) | HMO-POS | Yes | 6 |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) | HMO-POS | Yes | 5 |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) | HMO | Yes | 5 |
| Kaiser Permanente Medicare Advantage Value 2 MD (HMO) | HMO | Yes | 3 |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) | HMO-POS | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Kaiser Permanente Medicare Advantage plans across Maryland break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does Kaiser Permanente offer in Maryland for 2027?
Does Kaiser Permanente have any new or discontinued Maryland plans for 2027?
Will every Kaiser Permanente plan listed be available in my county?
What is the deadline to choose a 2027 Medicare Advantage plan?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): Kaiser Permanente's 2027 Maryland plan list, plan types, SNP counts, drug-coverage counts and county counts.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 0 new and 0 non-returning Kaiser Permanente plans in Maryland.
- Medicare.gov (CMS) — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool for checking county-level plan availability, formularies and provider networks.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.