Medicare Advantage
Compare 97 Massachusetts Medicare Advantage Plans for 2027 From 12 Carriers
BOSTON — Massachusetts residents on Medicare have a defined window this fall to look at next year's coverage. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 97 Medicare Advantage plans from 12 carriers are listed statewide for the plan year that begins January 1, 2027. The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made during that window takes effect on New Year's Day.
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Key takeaways
- Massachusetts has 97 Medicare Advantage plans listed statewide for 2027 from 12 carriers, and all 97 include drug coverage.
- 22 plans are new for 2027 and 28 are not returning, so even if you like your current plan, read the Annual Notice of Change you receive this fall.
- Availability is county by county, so compare only the plans offered where you live using the Medicare Plan Finder at medicare.gov.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
Because Medicare Advantage is sold county by county, the statewide count is a starting point, not a shopping list. A plan listed for Massachusetts may or may not be offered where you live. The practical task is to pull up the plans available in your own county and compare them on the things you actually use.
The statewide numbers for 2027
The CMS Landscape file for CY2027 lists 97 Medicare Advantage plans in Massachusetts from 12 carriers. All 97 include Part D prescription drug coverage. Compared with CY2026, 22 plans are new for 2027 and 28 plans are not returning. That year-over-year churn is one reason the Annual Notice of Change (ANOC) that current members receive in September matters: it spells out what changes for your specific plan in January, or whether your plan is leaving the market.
Statewide totals do not tell you what you will see in your own ZIP code. A rural county in western Massachusetts and a dense urban county around Boston can show very different menus of plans. The counts in this article are statewide, from CMS; your personal choices are a subset of them.
Plan types and Special Needs Plans
Across the 97 plans listed for Massachusetts in 2027, the type breakdown is:
- HMO: 64
- HMO-POS: 11
- PPO: 22
Special Needs Plans (SNPs) are a separate category of Medicare Advantage designed for people who meet specific eligibility rules. For 2027, Massachusetts has 17 Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid (MassHealth), 1 Chronic Condition SNP (C-SNP), and 0 Institutional SNPs (I-SNPs). SNPs have their own enrollment rules; if you think you may qualify for a D-SNP, confirm your MassHealth status before you enroll.
The table on this page lists each plan with its type and SNP status so you can filter them.
The carriers offering plans in Massachusetts for 2027
Twelve carriers are listed in the CMS Landscape file for Massachusetts in 2027. In alphabetical order, with the number of plans each one offers statewide:
- Aetna (CVS Health): 9
- Blue Cross Blue Shield of Massachusetts: 7
- Commonwealth Care Alliance Massachusetts: 1
- Commonwealth Care Alliance, Inc.: 1
- eternalHealth: 3
- Fallon Health: 13
- Health New England Medicare Advantage Plans: 8
- Humana: 5
- Mass General Brigham Health Plan: 5
- Molina Healthcare of Massachusetts: 3
- Tufts Health Plan: 31
- UnitedHealthcare: 11
Several carriers also offer D-SNPs within those totals, including both Commonwealth Care Alliance entities, Fallon Health, Mass General Brigham Health Plan, Molina Healthcare of Massachusetts, Tufts Health Plan, and UnitedHealthcare. Again, how many of these carriers' plans actually appear in your county depends on where you live.
A step-by-step way to compare plans in your own county
The Medicare Plan Finder at medicare.gov is the authoritative tool for county-level comparisons. A workable sequence:
1. Make a list of your doctors and hospitals, your current prescriptions with dosages, and the pharmacies you use (including mail order). 2. Go to medicare.gov/plan-compare, enter your ZIP code, and choose "Medicare Advantage Plan." 3. Enter your drugs and preferred pharmacies when prompted. The tool uses this to calculate your estimated yearly drug cost on each plan. 4. For each plan you are considering, confirm your doctors and hospitals in the plan's own provider directory. Networks change year to year; the Plan Finder is a starting point, not the final word on networks. 5. Read the Annual Notice of Change your current plan mailed you in September. It lists what is changing for 2027 — premium, cost sharing, drug tier placement, or whether the plan is being discontinued. 6. If you want the detail behind a plan, request or download its Evidence of Coverage (EOC) from the carrier. 7. Note which plan type each option is — HMO, HMO-POS, or PPO — because the referral and out-of-network rules differ.
Do this plan by plan, in your own county. Statewide counts tell you how big the field is; the Plan Finder tells you what is on your menu.
What to do before December 7
December 7, 2026 is the last day of the Annual Enrollment Period for coverage that starts January 1, 2027. Between October 15 and December 7, you can:
- Join a Medicare Advantage plan.
- Switch from one Medicare Advantage plan to another.
- Switch from Medicare Advantage back to Original Medicare, and add a stand-alone Part D plan.
- Switch from Original Medicare to Medicare Advantage.
If you are satisfied with your current plan and the ANOC does not show changes that affect you, you do not have to do anything; most plans renew automatically. If your plan is one of the 28 not returning for 2027, you will need to pick a new one to keep Medicare Advantage coverage.
Free help
Two no-cost resources are available to every person with Medicare:
- Medicare.gov, which hosts the Plan Finder and plan documents.
- 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week, with TTY 1-877-486-2048.
Both can walk you through plans available in your county, confirm enrollment windows, and explain how a change you are considering would work.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Massachusetts for 2027
- Aetna (CVS Health) 9 plans: HMO-POS, PPO
- Blue Cross Blue Shield of Massachusetts 7 plans: HMO, HMO-POS, PPO
- Commonwealth Care Alliance Massachusetts 1 plan: HMO
- Commonwealth Care Alliance, Inc. 1 plan: HMO
- eternalHealth 3 plans: HMO, PPO
- Fallon Health 13 plans: HMO
- Health New England Medicare Advantage Plans 8 plans: HMO, PPO
- Humana 5 plans: PPO
- Mass General Brigham Health Plan 5 plans: HMO, HMO-POS
- Molina Healthcare of Massachusetts 3 plans: HMO
- Tufts Health Plan 31 plans: HMO, PPO
- UnitedHealthcare 11 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Massachusetts for 2027
CMS lists 97 Medicare Advantage plans across Massachusetts for 2027 from 12 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 9 plans | |||
| Aetna Medicare Eagle Giveback (PPO) | PPO | Yes | 7 |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | 6 |
| Aetna Medicare Elite (PPO) | PPO | Yes | 5 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 5 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | 5 |
| Aetna Medicare Elite (PPO) | PPO | Yes | 2 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 2 |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | 2 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | 2 |
| Blue Cross Blue Shield of Massachusetts 7 plans | |||
| Medicare HMO Blue PlusRx (HMO) | HMO | Yes | 11 |
| Medicare PPO Blue PlusRx (PPO) | PPO | Yes | 11 |
| Medicare HMO Blue FlexRx (HMO-POS) | HMO-POS | Yes | 10 |
| Medicare HMO Blue SaverRx (HMO-POS) | HMO-POS | Yes | 10 |
| Medicare HMO Blue ValueRx (HMO) | HMO | Yes | 10 |
| Medicare PPO Blue EssentialRx (PPO) | PPO | Yes | 10 |
| Medicare PPO Blue ValueRx (PPO) | PPO | Yes | 8 |
| Commonwealth Care Alliance Massachusetts 1 plan | |||
| CCA Senior Care Options (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Commonwealth Care Alliance, Inc. 1 plan | |||
| CCA One Care (HMO D-SNP) | HMO D-SNP | Yes | 12 |
| eternalHealth 3 plans | |||
| eternalHealth Forever (HMO) | HMO | Yes | 6 |
| eternalHealth Freedom (PPO) | PPO | Yes | 6 |
| eternalHealth Give Back (PPO) | PPO | Yes | 6 |
| Fallon Health 13 plans | |||
| Fallon Medicare Plus Saver No Rx (HMO) | HMO | Yes | 12 |
| NaviCare (HMO D-SNP) | HMO D-SNP | Yes | 12 |
| NaviCare NHC (HMO D-SNP) | HMO D-SNP | Yes | 12 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Green (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 3 |
| Fallon Medicare Plus Green (HMO) | HMO | Yes | 3 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 3 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 2 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 1 |
| Fallon Medicare Plus Green (HMO) | HMO | Yes | 1 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 1 |
| Health New England Medicare Advantage Plans 8 plans | |||
| Health New England Medicare Basic No Rx (HMO) | HMO | Yes | 4 |
| Health New England Medicare Plus (HMO) | HMO | Yes | 4 |
| Health New England Medicare Premium (HMO) | HMO | Yes | 4 |
| Health New England Medicare Premium No Rx (HMO) | HMO | Yes | 4 |
| Health New England Medicare Compass (PPO) | PPO | Yes | 3 |
| Health New England Medicare Select (HMO) | HMO | Yes | 3 |
| Health New England Medicare Value (HMO) | HMO | Yes | 3 |
| Health New England Medicare Standard (HMO) | HMO | Yes | 1 |
| Humana 5 plans | |||
| HumanaChoice Giveback H5216-138 (PPO) | PPO | Yes | 6 |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | 5 |
| HumanaChoice Giveback H5216-477 (PPO) | PPO | Yes | 5 |
| HumanaChoice H5216-249 (PPO) | PPO | Yes | 5 |
| HumanaChoice Giveback H7617-046 (PPO) | PPO | Yes | 4 |
| Mass General Brigham Health Plan 5 plans | |||
| Mass General Brigham Advantage Core (HMO-POS) | HMO-POS | Yes | 9 |
| Mass General Brigham Advantage Plus (HMO-POS) | HMO-POS | Yes | 9 |
| Mass General Brigham Advantage Secure (HMO-POS) | HMO-POS | Yes | 9 |
| Mass General Brigham One Care (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Mass General Brigham SCO (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Molina Healthcare of Massachusetts 3 plans | |||
| Molina One Care (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| Senior Whole Health SCO (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| Senior Whole Health SCO NHC (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| Tufts Health Plan 31 plans | |||
| Tufts Health One Care (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Tufts Health One Care CW (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Tufts Health Plan Senior Care Options (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Tufts Medicare Preferred PPO RX (PPO) | PPO | Yes | 9 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Value Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 4 |
| Tufts Medicare Preferred HMO Basic No Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Value Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Value Rx (HMO) | HMO | Yes | 2 |
| Tufts Medicare Preferred HMO Basic No Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) | HMO | Yes | 1 |
| Tufts Medicare Preferred HMO Value Rx (HMO) | HMO | Yes | 1 |
| UnitedHealthcare 11 plans | |||
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) | PPO | Yes | 10 |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) | HMO-POS | Yes | 10 |
| UHC One Care MA-Y3 (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| UHC One Care MA-YL (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| UHC Senior Care Options MA-YL (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | HMO-POS | Yes | 6 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | PPO | Yes | 6 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | HMO-POS | Yes | 4 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | PPO | Yes | 4 |
| UHC Complete Care MA-7 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 4 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are available in Massachusetts for 2027?
What are the enrollment dates I need to know?
What if my current plan is not returning for 2027?
Where can I compare plans offered in my specific county?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.