Medicare Advantage
HealthSpring Medicare Advantage in Mississippi for 2027: 12 Plans, County by County
JACKSON, Miss. — For the 2027 plan year, HealthSpring is offering 12 Medicare Advantage plans across Mississippi, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. CMS lists these plans under their parent organization, Health Care Service Corporation (HCSC), and names them as HealthSpring plans. This article is published by an independent Medicare education site; it is not the government, not affiliated with any government agency, and not the carrier.
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Key takeaways
- HealthSpring lists 12 Medicare Advantage plans in Mississippi for 2027: 9 HMOs and 3 PPOs.
- Of those 12, 11 include drug coverage, and 3 are Special Needs Plans (2 D-SNPs and 1 C-SNP).
- Annual Enrollment 2027 runs October 15 through December 7, 2026, and the choice you make takes effect January 1, 2027.
- To confirm whether a specific HealthSpring plan is sold in your county and covers your doctors and prescriptions, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Mississippi beneficiaries have 102 Medicare Advantage plans available statewide for 2027 from 9 carriers in total, HealthSpring among them. Because plans are sold county by county, a plan listed statewide may not be offered where you live.
How many HealthSpring Medicare Advantage plans are offered in Mississippi for 2027?
HealthSpring offers 12 Medicare Advantage plans across Mississippi for 2027, per the CMS Landscape Source File. The mix is 9 HMOs and 3 PPOs. Eleven of the 12 plans include Part D prescription drug coverage, and 3 are Special Needs Plans — 2 Dual-Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, and 1 Chronic Condition SNP (C-SNP) for people with certain qualifying conditions. HealthSpring lists no Institutional SNPs (I-SNPs) in Mississippi for 2027.
For context, 9 carriers in total offer Medicare Advantage in Mississippi for 2027, with 102 plans combined statewide. Availability varies by county, so the number offered where you live will be smaller than the statewide total.
Which HealthSpring plans reach the most Mississippi counties for 2027?
Based on the CMS 2027 Landscape file, several HealthSpring plans each reach 20 Mississippi counties: HealthSpring Courage (HMO), HealthSpring Preferred Plus (HMO), HealthSpring TotalCare (HMO D-SNP), and HealthSpring TotalCare Plus (HMO D-SNP). Other plans — including HealthSpring Achieve (HMO C-SNP), multiple HealthSpring Preferred (HMO) plans, and HealthSpring True Choice (PPO) plans — are offered in smaller sets of counties, ranging from 3 to 12.
The full plan list, with each plan's county count, appears in the table on this page. Being on the statewide list does not mean a plan is sold in every county; a plan with 20-county reach still leaves most of Mississippi's 82 counties outside its service area.
What is new or not returning from HealthSpring in Mississippi for 2027?
HealthSpring is introducing 0 new Medicare Advantage plans in Mississippi for 2027, according to the CMS Landscape Source Files comparing CY2026 and CY2027. The count of HealthSpring plans not returning for 2027 is not available in the source file, so none is stated here.
If you are currently enrolled in a HealthSpring plan, you should still receive an Annual Notice of Change (ANOC) from the carrier before Annual Enrollment 2027 begins. That notice spells out any changes to your specific plan for the coming year.
How do I check whether a HealthSpring plan is offered in my Mississippi county and covers my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code to see which of the 12 HealthSpring plans — and which of the 102 total Mississippi plans — are actually sold in your county for 2027.
A few things to check before you decide:
- Service area: confirm the plan is offered in your specific county, not just somewhere in Mississippi.
- Providers: look up your primary care doctor, any specialists you see, and your preferred hospital in the plan's current provider directory.
- Prescriptions: enter each medication you take, with the dose, into Plan Finder to see how it is handled on the plan's formulary.
- Plan type: HMOs and PPOs have different referral and out-of-network rules; D-SNPs and C-SNPs have eligibility requirements.
Plan-level details — premiums, deductibles, copays, extra benefits, networks and star ratings — come from the Medicare Plan Finder, 1-800-MEDICARE, and each plan's Evidence of Coverage and provider and drug directories. This article does not list them.
What should Mississippi Medicare beneficiaries do before December 7, 2026?
Annual Enrollment 2027 runs from October 15 through December 7, 2026, and any choice you make during that window takes effect January 1, 2027. Before December 7, 2026, it is worth taking three steps: read the ANOC for your current plan if you have one, make a list of your doctors and medications, and run that list through the Medicare Plan Finder against the plans sold in your county.
You do not have to change plans. If your current coverage still works for you and is being offered again for 2027, you can stay with it. If you want to switch — among HealthSpring plans, between carriers, or between Medicare Advantage and Original Medicare with a stand-alone Part D plan — December 7, 2026 is the date to have the decision made by.
Where can Mississippi residents get free help comparing Medicare plans for 2027?
Free, official help is available at medicare.gov and by phone at 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Representatives can walk you through the plans available in your Mississippi ZIP code, including HealthSpring plans and plans from the other 8 carriers in the state.
For questions about Medicare eligibility and enrollment itself — rather than plan comparison — the Social Security Administration handles sign-up for Medicare Parts A and B.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
HealthSpring Medicare Advantage plans in Mississippi for 2027
CMS lists 12 HealthSpring Medicare Advantage plans across Mississippi for 2027, alphabetically by carrier, widest county reach first. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| HealthSpring 12 plans | |||
| HealthSpring Courage (HMO) | HMO | No | 20 |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | 20 |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 12 |
| HealthSpring Preferred (HMO) | HMO | Yes | 12 |
| HealthSpring True Choice (PPO) | PPO | Yes | 12 |
| HealthSpring True Choice (PPO) | PPO | Yes | 8 |
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred (HMO) | HMO | Yes | 4 |
| HealthSpring True Choice (PPO) | PPO | Yes | 4 |
| HealthSpring Preferred (HMO) | HMO | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans across Mississippi break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does HealthSpring offer in Mississippi for 2027?
Will every HealthSpring plan be available in my Mississippi county?
When is Annual Enrollment for 2027 coverage?
Where can I get free help comparing plans in Mississippi?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the HealthSpring plan list for Mississippi, plan types, SNP counts, drug-coverage counts, and county reach for each plan.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 0 new HealthSpring plans for 2027 and the statewide totals of 9 carriers and 102 plans.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment 2027 dates of October 15 through December 7, 2026, with coverage effective January 1, 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.