Medicare Advantage

Medicare and Medicaid in Mississippi: 36 Dual Special Needs Plans for 2027

JACKSON, Miss. — Mississippians who have both Medicare and Medicaid will have 36 Dual Special Needs Plans (D-SNPs) to choose from for 2027, according to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source Files for the coming plan year. Those 36 plans are part of the 102 Medicare Advantage plans counted statewide for Mississippi in 2027. Alongside them, the state's Special Needs Plan lineup also includes 12 Chronic Condition SNPs (C-SNPs) and 3 Institutional SNPs (I-SNPs).

A statewide count is not the same as a county count. Every D-SNP is offered county by county, so the number of plans an individual Mississippian can actually choose from depends on where they live. The tables elsewhere on this page show which plans appear in which counties.

What is a D-SNP in Mississippi and who qualifies for one in 2027?

A Dual Special Needs Plan in Mississippi is a type of Medicare Advantage plan built only for people who have both Medicare and Mississippi Medicaid, and all 36 D-SNPs on the state's 2027 Landscape include drug coverage. It coordinates the two programs under one plan rather than replacing either one.

Dual eligibility comes in two broad forms. "Full" dual-eligibles get full Medicaid benefits in addition to Medicare. "Partial" dual-eligibles get help from Medicaid with Medicare costs through programs such as the Qualified Medicare Beneficiary (QMB) category, but not full Medicaid. Some D-SNPs are designed for one group, some for another; a few plan names on the 2027 Mississippi list — for example the Humana Dual QMB Only plans — signal the category they serve right in the title. Eligibility and category are not something a plan decides on its own: they are confirmed by the Mississippi Division of Medicaid, the state Medicaid agency. Anyone unsure which category they fall into can contact the Division of Medicaid before shopping.

How many D-SNPs are offered in Mississippi for 2027, and which carriers offer them?

Mississippi's 2027 Landscape lists 36 D-SNPs from seven carriers. Counted statewide, each plan once: Aetna (CVS Health) has 6, Centene (WellCare) has 6, Devoted Health has 3, HealthSpring has 2, Healthy Mississippi, Inc. has 1, Humana has 10, and UnitedHealthcare has 8.

Several plans are new for the 2027 plan year, including the three Wellcare Magnolia Health Dual Access (HMO-POS D-SNP) entries from Centene, the Healthy Mississippi Dual Advantage (PPO D-SNP) from Healthy Mississippi, Inc., and multiple UnitedHealthcare plans such as UHC Dual Advantage MS-V2 (PPO D-SNP), UHC Dual Complete MS-Q1 (PPO D-SNP) and UHC Dual Complete MS-S3 (PPO D-SNP). Others have been renamed carrying over from the current year — for example several Humana D-SNPs now listed as Humana Dual QMB Only, Wellcare's renamed Dual Access Open, Dual Liberty and Dual Reserve plans, and UnitedHealthcare's renamed UHC Dual Advantage MS-V1 and UHC Dual Complete MS-Q2.

The full plan-by-plan county counts, plan types (HMO, HMO-POS, PPO) and status flags (new, renamed) are in the tables on this page. This article does not compare premiums, benefits, networks or star ratings for any of them; those details live on the Medicare Plan Finder at medicare.gov and in each plan's Evidence of Coverage.

How often can a dual-eligible person in Mississippi change Medicare plans in 2027?

People who have both Medicare and Medicaid in Mississippi generally get more opportunities to change plans than Medicare members who are not dual-eligible, under a dedicated special enrollment period for dual-eligible and Extra Help beneficiaries. The specific frequency and rules are set by CMS and are described on medicare.gov.

Everyone with Medicare, dual-eligible or not, can also use Annual Enrollment 2027, which runs October 15 – December 7, 2026, with coverage effective January 1, 2027. Medicare Advantage Open Enrollment 2027 then runs January 1 – March 31, 2027, and lets someone already in a Medicare Advantage plan make one change. These dates are published by CMS and medicare.gov; they are not deadlines a plan or agent can shorten or extend.

How do I check which D-SNPs are available in my Mississippi county for 2027?

The most reliable way to see which of the 36 D-SNPs are offered in a specific Mississippi county for 2027 is the Medicare Plan Finder at medicare.gov, which filters plans by ZIP code and county, or a call to 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week.

The statewide block makes clear why county checks matter. The Healthy Mississippi Dual Advantage (PPO D-SNP) is listed in 81 counties; HumanaChoice SNP-DE H5216-367 (PPO D-SNP) is listed in 76; UHC Dual Advantage MS-V1 (HMO-POS D-SNP), UHC Dual Complete MS-Q2 (HMO-POS D-SNP) and UHC Dual Complete MS-S4 (HMO-POS D-SNP) are each listed in 75; while Aetna Medicare Dual Extra Care (HMO D-SNP) is listed in 6 and one of the new Wellcare Magnolia Health Dual Access (HMO-POS D-SNP) entries in 3. A plan appearing in the statewide total of 36 does not guarantee it reaches every address.

Where can Mississippians get free help comparing D-SNPs for 2027?

Mississippians can get free, unbiased help comparing their 2027 D-SNP options from Medicare itself: medicare.gov for the Plan Finder and plan documents, and 1-800-MEDICARE (TTY 1-877-486-2048) for live assistance any hour of the day.

For questions tied to Medicaid eligibility or the QMB and other dual categories, the Mississippi Division of Medicaid is the authoritative source. For Medicare eligibility and enrollment questions tied to Social Security records, the Social Security Administration can confirm status. None of these services charge a fee.