Medicare Advantage

Mississippi Medicare Advantage Plans for Chronic Conditions in 2027: 12 C-SNPs

JACKSON, Miss. — Mississippians who live with a long-term health condition will have a dozen Medicare Advantage plans built specifically around them for 2027. According to the CMS Medicare Advantage Landscape Source File for the coming plan year, 12 of the 102 Medicare Advantage plans counted statewide in Mississippi are Chronic Condition Special Needs Plans, known as C-SNPs. They sit alongside 36 Dual Eligible Special Needs Plans (D-SNPs) and 3 Institutional Special Needs Plans (I-SNPs) in the state's Special Needs Plan tally.

C-SNPs are a narrower slice of Medicare Advantage. Each one is designed around a specific chronic illness — things like diabetes, chronic heart failure or end-stage renal disease — and a person has to have that condition, confirmed by a provider, to enroll. This article walks through what Mississippi's 2027 C-SNP picture looks like, who qualifies, and how to check whether any of the plans listed statewide are actually sold in your county.

What is a C-SNP in Mississippi and who qualifies for one in 2027?

A C-SNP is a Medicare Advantage plan limited to people with a specific, qualifying chronic condition that a provider has confirmed. In Mississippi, as everywhere else, you have to have Medicare Part A and Part B, live in the plan's service area, and meet the plan's chronic-condition requirement to enroll.

CMS defines the list of qualifying chronic conditions, which includes diabetes, chronic heart failure, cardiovascular disorders, end-stage renal disease and several others. After you apply, the plan sends a form your doctor fills out to verify the condition. Without that verification, enrollment cannot be completed. Every one of Mississippi's 12 C-SNPs for 2027 includes Medicare prescription drug coverage, so Part D is built into the plan rather than purchased separately.

How many C-SNPs are offered in Mississippi for 2027 and which carriers offer them?

Mississippi has 12 C-SNPs for 2027, offered by five carriers listed in the CMS Landscape file: Devoted Health (4 plans), HealthSpring (1), Humana (2), UnitedHealthcare (1) and Zing Health (4). Together those 12 plans make up part of the 102 Medicare Advantage plans counted statewide.

The full plan-by-plan breakdown — plan name, plan type and the number of counties each one is offered in — is rendered as a table elsewhere on this page. The statewide count treats each plan once, even though Medicare Advantage is sold county by county, so a plan that appears in the statewide list may or may not be available where any individual reader lives.

Which chronic conditions are named in Mississippi's 2027 C-SNP plan names?

Several of the 2027 C-SNPs in Mississippi name their qualifying condition right in the plan name. Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) names chronic kidney disease. HumanaChoice - Diabetes and Heart (PPO C-SNP), Zing Elite Diabetes & Heart TN-MS (HMO C-SNP), Zing Elite Essentials Diabetes & Heart TN-MS (HMO C-SNP) and Zing Select Diabetes & Heart TN-MS (HMO C-SNP) name diabetes and heart conditions. Zing Select Dialysis TN-MS (HMO C-SNP) names dialysis.

The remaining plans in the state's 2027 lineup — the four Devoted Health "Choice" plans, HealthSpring Achieve and UHC Complete Care MS-6 — do not state a condition in the plan name. For those, the qualifying condition is defined in the plan's own materials, and Medicare.gov or the plan itself can confirm which condition category applies before anyone enrolls.

When is the Special Enrollment Period for Mississippians with a qualifying chronic condition?

People with a qualifying chronic condition have a Special Enrollment Period that lets them join a C-SNP outside the regular Annual Enrollment window. The SEP is tied to the condition, not the calendar: once a provider verifies you have a qualifying condition, you generally have an opportunity to enroll in a matching C-SNP that applies to you.

The broader Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any choice made during it takes effect January 1, 2027. Mississippians who already have a C-SNP can also use Annual Enrollment to switch plans, drop back to Original Medicare, or change to a different Medicare Advantage plan if their eligibility and situation fit. The chronic-condition SEP is explained in the Medicare enrollment-periods pages on medicare.gov.

How do I check whether a Mississippi C-SNP is offered in my county for 2027?

The simplest way is to run your ZIP code through the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE, which operates 24 hours a day, seven days a week. Mississippi's Medicare Advantage menu is county-by-county, so the right question is always "what's offered in my county," not "what's offered in the state."

In the 2027 Mississippi data, county footprints vary widely among the 12 C-SNPs — some plans appear in dozens of counties, others in a single county. Rather than restate every footprint here, the per-plan county counts are shown in the table on this page. Once you have a shortlist, the plan's own Evidence of Coverage and provider and pharmacy directories are the authoritative source for what each plan covers, which providers are in network, and which drugs are on the formulary.

Where can Mississippians get free help understanding their 2027 C-SNP options?

Free, official help is available from Medicare itself. Medicare.gov hosts the Plan Finder, side-by-side plan comparisons and the published enrollment-period rules, and 1-800-MEDICARE (TTY 1-877-486-2048) can answer questions by phone around the clock. Both sources are free to use.

For questions about Medicare eligibility, enrollment in Part A and Part B, or late-enrollment situations, the Social Security Administration is the agency of record. For general Mississippi population context, the U.S. Census Bureau publishes county-level demographic data that can help frame how big a county's Medicare-age community is.