Medicare Advantage

Humana Medicare Advantage in Mississippi for 2027: 25 Plans, County by County

JACKSON, Miss. — For the 2027 plan year, Humana is offering 25 Medicare Advantage plans across Mississippi, according to the CMS Medicare Advantage Landscape Source File. That total covers a mix of HMO and PPO plans, several Special Needs Plans, and most include drug coverage. This article is published by an independent Medicare education site; it is not the government and is not Humana or any other insurance carrier.

Because Medicare Advantage plans are offered county by county, a plan listed statewide may or may not be available where you live. The plan table on this page shows how many Mississippi counties each Humana plan reaches for 2027.

How many Humana Medicare Advantage plans are offered in Mississippi for 2027?

Humana offers 25 Medicare Advantage plans in Mississippi for 2027, per the CMS Landscape Source File. Of those, 8 are HMOs and 17 are PPOs, and 22 include prescription drug coverage.

Humana's 2027 lineup also includes 12 Special Needs Plans: 10 Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid, and 2 Chronic Condition Special Needs Plans (C-SNPs). There are no Institutional SNPs (I-SNPs) from Humana in Mississippi for 2027.

For context, 8 other carriers also offer Medicare Advantage plans somewhere in Mississippi for 2027, and together all carriers field 102 plans statewide. The number available in any single county is smaller, since each plan has its own service area.

Which Humana plans reach the most Mississippi counties in 2027?

The widest-reaching Humana plans in Mississippi for 2027 are its regional PPO offerings. Humana Full Access (Regional PPO) and HumanaChoice R0110-001 (Regional PPO) are each listed in 82 Mississippi counties, the broadest footprints in Humana's 2027 lineup.

Other broad-footprint plans include Humana USAA Honor Giveback (PPO) at 76 counties, HumanaChoice SNP-DE H5216-367 (PPO D-SNP) at 76 counties, HumanaChoice H5216-136 (PPO) at 75 counties, and HumanaChoice SNP-DE H7617-084 (PPO D-SNP) at 75 counties. At the other end, HumanaChoice H5216-097 (PPO) is listed in 4 Mississippi counties, and Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) in 9. The full table on this page shows each Humana plan's county count for 2027.

What is new or not returning from Humana in Mississippi for 2027?

Humana has 0 plans that are new for 2027 in Mississippi and 0 plans that are not returning for 2027, according to the CMS Landscape Source Files comparing 2026 and 2027. That means every Humana plan available in Mississippi in 2026 is scheduled to continue in some form for 2027.

Several plans have been renamed. For example, Humana Gold Plus SNP-DE H1036-222 (HMO D-SNP) is now listed as Humana Dual QMB Only (HMO D-SNP); HumanaChoice SNP-DE H5216-292 (PPO D-SNP) and HumanaChoice SNP-DE H7617-082 (PPO D-SNP) are both now Humana Dual QMB Only (PPO D-SNP); Humana Full Access R0110-003 (Regional PPO) is now Humana Full Access (Regional PPO); Humana Gold Plus H1036-151 (HMO) is now Humana Total Complete (HMO); and HumanaChoice H7617-085 (PPO) is now Humana Value Choice (PPO). If your current Humana plan has a new name on your mail, it is still your plan — but you should still review the 2027 Annual Notice of Change the carrier sends.

How do I check whether a Humana plan is offered in my Mississippi county and covers my doctors and prescriptions?

To check whether a specific Humana plan is offered in your Mississippi county for 2027, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Enter your ZIP code and the tool will show only the plans sold where you live.

For doctors, hospitals and pharmacies, check the plan's own provider directory, and for medications, check the plan's formulary (drug list). Both are available on Humana's website for each plan and in the plan's Evidence of Coverage. If a plan is listed statewide here but does not appear in your ZIP code results, it is not offered in your county for 2027.

A good checklist before you enroll:

• Confirm the plan is offered in your county for 2027.
• Confirm your doctors and preferred hospitals are in-network.
• Confirm each of your prescriptions is on the formulary.
• Read the Annual Notice of Change from your current plan if you have one.

What should Mississippi Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Mississippi beneficiaries can compare 2027 Medicare Advantage options and make a change for coverage that begins January 1, 2027. The Annual Enrollment Period for Medicare Open Enrollment 2027 runs October 15 – December 7, 2026.

During this window you can switch from Original Medicare to a Medicare Advantage plan, switch between Medicare Advantage plans, add or drop Part D drug coverage, or return to Original Medicare. If you are satisfied with your current plan after reading the Annual Notice of Change, you do not have to do anything — most plans renew automatically. People who qualify for Extra Help, Medicaid, or a Special Needs Plan may have additional enrollment opportunities throughout the year.

Where can Mississippi residents get free help with Medicare questions?

Free, official help with Medicare questions is available at medicare.gov and by calling 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Both can confirm which plans are offered in your county, help you compare them, and walk you through enrollment.

For questions about Medicare eligibility tied to Social Security, contact the Social Security Administration at ssa.gov or 1-800-772-1213. Keep notes of who you spoke with and when, and have your Medicare number ready when you call.