Medicare Advantage

Nine new Medicare Advantage plans land in Henderson for 2027: how to size one up

For 2027, Henderson is looking at 72 Medicare Advantage plans: 9 new, 11 gone since 2026, and 33 still here but changed on premium, deductible, plan type or name, 15 of them under a new name. Below, how the lineup shifted in Clark County and what to compare, with no plan ranked or recommended.

HENDERSON, Nev. — Fall 2026 is Medicare's busy season, and shoppers in Henderson have a few names on the 2027 lineup they have never seen before. Clark County, which includes Henderson, will have nine Medicare Advantage plans that are brand new for 2027, offered by six carriers. If one of them catches your eye during the Annual Enrollment Period, which runs October 15 through December 7, 2026, there are a few practical checks worth doing before you sign up.

Which Medicare Advantage plans are new in Henderson for 2027?

Nine Medicare Advantage plans are new to Clark County for 2027, out of the 72 plans offered there next year. Henderson sits inside Clark County, so these are the new names a Henderson resident can shop. Listed alphabetically by carrier, with plan type and whether drug coverage is included:

• Aetna (CVS Health) — Aetna Medicare Full Dual (HMO D-SNP); HMO D-SNP; with drug coverage
• Centene (WellCare) — Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP); HMO-POS D-SNP; with drug coverage
• Humana — Humana Gold Plus - Diabetes and Heart (HMO C-SNP); HMO C-SNP; with drug coverage
• Humana — Humana Gold Plus H1036-344 (HMO); HMO; with drug coverage
• SCAN Health Plan — SCAN Costco Medicare Advantage (HMO); HMO; with drug coverage
• Select Health — Select Health Medicare Veterans (HMO); HMO; without drug coverage
• UnitedHealthcare — AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS); HMO-POS; without drug coverage
• UnitedHealthcare — UHC Dual Complete NV-Q3 (PPO D-SNP); PPO D-SNP; with drug coverage
• UnitedHealthcare — UHC Dual Complete NV-S6 (PPO D-SNP); PPO D-SNP; with drug coverage

The table below lists every plan available in the county, new and returning, so you can see the full field.

Which new plans in Henderson are Special Needs Plans?

Six of the nine new plans in Clark County are Special Needs Plans (SNPs), which only accept people who meet specific eligibility rules. SNPs come in three flavors:

• D-SNP (Dual Eligible) is for people who have both Medicare and Medicaid. The new D-SNPs for 2027 are Aetna Medicare Full Dual, Wellcare SilverSummit Healthplan Dual Access, UHC Dual Complete NV-Q3, and UHC Dual Complete NV-S6.
• C-SNP (Chronic Condition) is for people with a qualifying long-term condition. The new C-SNP is Humana Gold Plus - Diabetes and Heart.
• The remaining new plans — Humana Gold Plus H1036-344, SCAN Costco Medicare Advantage, Select Health Medicare Veterans, and AARP Medicare Advantage Patriot No Rx NV-MA2 — are open to any Medicare-eligible resident of the service area.

If a plan is a SNP and you do not meet the eligibility rule, you cannot enroll — the plan isn't for the general market.

Do the new plans in Henderson include drug coverage?

Seven of the nine new plans include Part D prescription drug coverage. Two do not: Select Health Medicare Veterans (HMO) and AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS). Plans without drug coverage are often aimed at people who get prescriptions through another source, such as the VA.

If a plan does not include Part D, you generally cannot bolt a standalone Part D plan onto a Medicare Advantage plan (except for some PPO situations and MSA plans). That is worth confirming on medicare.gov before you enroll.

For reference, Part D in 2027 will have an out-of-pocket cap of $2,400 (up from $2,100 in 2026) and a maximum deductible of $700 (up from $615 in 2026). The 2027 Part B premium and deductible, and the 2027 IRMAA brackets, have not been announced yet; CMS typically publishes those in the fall.

How is a new Medicare Advantage plan different from one that is renewing?

A renewing plan has a track record — enrollment history, claims data, and a Medicare Star Rating that reflects things like customer service, drug pricing accuracy, and member complaints. A brand-new plan has none of that yet, simply because the data to build a rating does not exist.

That is a fact, not a warning. New plans launch every year, and plenty perform well. It just means your usual shortcuts — "I'll glance at the stars" — do not apply. You have to look at the plan documents themselves: the Summary of Benefits, the provider directory, and the formulary (drug list).

Separately for 2027 in Clark County, 11 plans are not returning, 9 are new, and 15 have been renamed. A rename is not a cancellation, but the plan's Annual Notice of Change (ANOC) will spell out what shifted.

How do I check a new plan against my doctors and prescriptions before December 7?

Three steps, in this order:

1. Make a list. Write down every doctor and specialist you want to keep, plus every prescription you take — name, dose, and how often. Pharmacy matters too; some plans have preferred pharmacies. 2. Use the Medicare Plan Finder. Go to medicare.gov, enter your ZIP code and drugs, and the tool will show how each plan handles them, including estimated yearly drug costs and whether a prescription needs prior authorization. 3. Verify with the plan. Networks and formularies can change. Call the plan directly (the number is on medicare.gov) and ask whether your specific doctors are in-network for 2027 and whether your drugs are covered at your pharmacy. You can also call 1-800-MEDICARE for help, 24 hours a day.

If you do nothing by December 7, 2026, your current plan renews on January 1, 2027 with whatever changes are in its ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, during which you can switch Advantage plans or drop back to Original Medicare one time.