Medicare Advantage

Medicare and Medicaid in Nevada: 22 Dual Special Needs Plans for 2027

CARSON CITY — Nevadans who have both Medicare and Medicaid will see 22 Dual Special Needs Plans (D-SNPs) listed statewide for 2027, out of 98 Medicare Advantage plans overall, according to the CMS Medicare Advantage Landscape Source Files for CY2027. These plans are built specifically for people who qualify for both programs, and they're offered county by county, so the list a reader sees at home depends on where that reader lives.

What is a D-SNP in Nevada and who qualifies in 2027?

A Dual Special Needs Plan in Nevada is a type of Medicare Advantage plan designed only for people who have both Medicare and Nevada Medicaid, and eligibility is confirmed by the state Medicaid agency. There are two broad categories of dual eligibility: "full" dual eligibility, where Medicaid covers a wider set of costs and services, and "partial" dual eligibility, where Medicaid helps with Medicare premiums and some cost sharing through the Medicare Savings Programs.

Some D-SNPs on the 2027 Nevada list are built around full-benefit dual eligibility — the plan names themselves say so, such as Aetna Medicare Full Dual (HMO D-SNP) and Anthem Full Dual Advantage (HMO D-SNP) — while others, like Aetna Medicare Partial Dual (HMO D-SNP), are aimed at partial-dual members. The common thread: a person must be enrolled in Medicare Parts A and B and have a current Nevada Medicaid status that matches the plan's category. The state Medicaid agency is what verifies that status.

How many D-SNPs are offered in Nevada for 2027 and which carriers offer them?

Nevada has 22 D-SNPs listed statewide for 2027, part of 98 total Medicare Advantage plans; the CMS file also lists 17 Chronic Condition SNPs (C-SNPs) and 1 Institutional SNP (I-SNP). Eight carriers offer D-SNPs in the state for 2027.

The carriers and their D-SNP counts are: Aetna (CVS Health) with 2, Alignment Health Plan with 1, Centene (WellCare) with 2, Elevance Health (Anthem) with 2, Humana with 3, Kaiser Permanente with 1, Prominence Health Plan with 2, and UnitedHealthcare with 9. The full plan-by-plan list — including names like Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP), HumanaChoice SNP-DE H5216-302 (PPO D-SNP), KP Medicare Duals H2960-024 (HMO D-SNP), Prominence Dual (HMO D-SNP), and the UHC Dual Complete NV-series — is rendered as a table on this page.

A few plans are new for 2027 in Nevada, including Aetna Medicare Full Dual (HMO D-SNP) and UHC Dual Complete NV-Q3, NV-Q4, NV-S6, and NV-S7. Several others were renamed from 2026, such as the Wellcare SilverSummit Dual Access and Dual Liberty plans (previously Wellcare Dual Access), Alignment Health Duals+ 005 (previously Alignment Health the ONE), and KP Medicare Duals H2960-024 (previously Senior Care Plus Extensive Duals Plan). A renamed plan is not a new plan; it's the same contract with a new label.

How often can a dual-eligible person in Nevada change Medicare plans in 2027?

People in Nevada who have both Medicare and Medicaid generally get more chances to change plans than other Medicare beneficiaries. Under current Medicare rules, full-benefit dual eligibles and others with Extra Help can use a Special Enrollment Period once per quarter during the first three quarters of the calendar year (January–March, April–June, and July–September) to change their Medicare Advantage or Part D plan, with the change taking effect the first of the following month.

Everyone with Medicare, including dual eligibles, can also use the Annual Enrollment Period, which runs October 15 – December 7, 2026. A choice made during that window takes effect January 1, 2027. There is also a Medicare Advantage Open Enrollment Period from January 1 – March 31, 2027, which lets someone already in a Medicare Advantage plan make one change. Dates and rules come from CMS at medicare.gov.

How do I check which D-SNPs are offered in my Nevada county for 2027?

The fastest way to see which of the 22 Nevada D-SNPs are offered in a specific county for 2027 is to use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The statewide list on this page counts each plan once, but a plan listed statewide may not be offered in every county.

For example, UHC Dual Complete NV-Q4 and NV-S4 are listed in 11 counties, while Humana Gold Plus SNP-DE H6622-101 is listed in 2 counties and one of the Prominence Dual (HMO D-SNP) listings is offered in 1 county. The CMS Landscape Source File is the official record of which plans serve which counties. Plan details beyond availability — premiums, cost sharing, drug lists, provider networks, extra benefits and star ratings — are found in the Medicare Plan Finder, in the plan's Evidence of Coverage, and in the plan's provider and pharmacy directories.

Where can Nevadans get free help comparing D-SNPs for 2027?

Nevadans can get free, unbiased help from Medicare itself: medicare.gov for online plan comparison and 1-800-MEDICARE for help by phone, any day of the week. These federal resources don't sell plans and don't earn commissions.

A current Medicaid caseworker in Nevada can also confirm a person's dual-eligibility category — full or partial — which determines which D-SNPs a person can enroll in. The Social Security Administration (ssa.gov or 1-800-772-1213) handles Medicare enrollment and the Extra Help program for Part D costs. Writing down a short list of doctors, pharmacies and prescriptions before calling makes any of these conversations more productive.