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Anthem's 2027 Medicare Advantage lineup in Reno: both plans are D-SNPs

Reno, Nev. — Fall 2026. As the Annual Enrollment Period for 2027 coverage opens Oct. 15 and runs through Dec. 7, 2026, Anthem's Medicare Advantage footprint in Washoe County stays narrow and specialized: two plans, both HMO Dual Eligible Special Needs Plans (D-SNPs) built for people who have both Medicare and full Medicaid.

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Key takeaways

  • Reno is in Washoe County, where Anthem offers 2 Medicare Advantage plans for 2027, both HMO D-SNPs with drug coverage.
  • Anthem has no new plans and no non-returning plans for 2027 in Washoe County, but every renewing plan has an Annual Notice of Change (ANOC) worth reading.
  • Eight other carriers also sell Medicare Advantage in the county for 2027, for 42 plans in total across the market.
  • The window to compare, switch or confirm coverage runs Oct. 15 through Dec. 7, 2026, and a choice made in that window starts Jan. 1, 2027.
2027 plan lineupReno, NV
Video: Kampus Production Video by Kampus Production on Pexels
Key facts: Medicare in Reno, Nevada (data as of 2026-06-01)
FactFigureSource
Medicare Advantage plans offered in Washoe County (2026)47CMS
Medicare Advantage plans offered in Washoe County (2027)42CMS
Plans not returning for 2027 / new for 202712 / 7CMS
Organizations offering Medicare Advantage in Washoe County (2026)10CMS
Share of eligible beneficiaries in Medicare Advantage, Washoe County48%CMS
Residents age 65 and older, Washoe County88,010U.S. Census Bureau
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

If you live in Reno and you're sorting through what Anthem offers next year — versus the broader market — here's what the CMS Landscape file for 2027 shows, and how to check any plan against your own doctors and prescriptions before the deadline.

What Medicare Advantage plans does Anthem offer in Reno for 2027?

In Washoe County — the county Reno sits in — Anthem offers 2 Medicare Advantage plans for 2027. Both are HMO plans, both are Dual Eligible Special Needs Plans (D-SNPs), and both include Part D prescription drug coverage.

In alphabetical order, Anthem's 2027 plans in the county are:

The table below lists every Anthem plan available in the county next year. MyMedicarePlans.org is an independent consumer site; we are not Anthem and not affiliated with Medicare. For benefits, costs, networks, drug lists and star ratings, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.

What is a D-SNP, and who is it for?

A Dual Eligible Special Needs Plan is a type of Medicare Advantage plan limited to people who qualify for both Medicare and Medicaid. Because Anthem's entire Washoe County lineup for 2027 is D-SNPs, these plans are not open to every Medicare beneficiary in Reno — only to people whose Medicaid status meets the plan's rules.

If you are not sure whether you have "full" Medicaid versus a partial benefit, Nevada Medicaid or 1-800-MEDICARE can confirm your category before you apply.

What is new or not returning from Anthem in Washoe County for 2027?

Nothing is leaving and nothing is new. According to the CMS Landscape Source Files, Anthem has 0 new Medicare Advantage plans for 2027 in Washoe County and 0 plans that are not returning. No plans were renamed.

That does not mean the plans themselves are frozen. Every renewing Medicare Advantage plan sends members an Annual Notice of Change (ANOC) each fall listing what shifts for the new year — copays, drug tiers, extra benefits, provider network updates. If you are already in one of Anthem's D-SNPs, the ANOC is the document to pull before Dec. 7.

How many other Medicare Advantage choices are there in Reno for 2027?

Washoe County has 8 other carriers offering Medicare Advantage plans for 2027, for a market total of 42 plans. Anthem is one piece of that lineup, and its two D-SNPs are aimed at a specific group of enrollees.

If you don't qualify for a D-SNP, you'll be comparing general Medicare Advantage plans from the other carriers. The Plan Finder at medicare.gov lets you filter by plan type and by whether you have Medicaid.

How do I check an Anthem plan against my doctors and prescriptions before Dec. 7?

Do three checks before you enroll — in this order:

1. Confirm eligibility. D-SNPs require active full Medicaid. Verify your status with Nevada Medicaid or 1-800-MEDICARE. 2. Check your doctors. Look up each provider in the plan's directory, or call the clinic and ask whether they accept the specific plan name for 2027 (not just "Anthem"). HMO plans generally require in-network care except for emergencies. 3. Check your drugs. Enter every prescription into the Medicare Plan Finder at medicare.gov. It will show whether the drug is on the plan's 2027 formulary, what tier it's on, and the pharmacy cost.

A few 2027 program figures to keep in mind as you compare any Part D coverage: the Part D out-of-pocket cap is $2,400 in 2027 (up from $2,100 in 2026), and the Part D maximum deductible is $700 in 2027 (up from $615 in 2026). CMS will publish the 2027 Part B standard premium, Part B deductible and IRMAA income brackets later in the fall.

What happens if I do nothing by Dec. 7, 2026?

Nothing dramatic. If you take no action during the Annual Enrollment Period, your current plan simply renews for 2027 — with whatever changes the ANOC describes — as long as it is still offered. You still have one more window after that: the Medicare Advantage Open Enrollment Period, Jan. 1 – March 31, 2027, when current Advantage members can make one switch.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Washoe County

48% are on Medicare Advantage
(MA penetration in Washoe County)
48%
52%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Anthem Medicare Advantage plans in Washoe County for 2027

CMS lists 2 Anthem Medicare Advantage plans in Washoe County for 2027, alphabetically by carrier. 8 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Elevance Health (Anthem) 2 plans
Anthem Full Dual Advantage (HMO D-SNP)HMO D-SNPYesReturning
Anthem Full Dual Advantage 2 (HMO D-SNP)HMO D-SNPYesReturning

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Anthem Medicare Advantage plans in Washoe County break down for 2027

2
Medicare Advantage plans
2
HMO plans
2
Dual Special Needs (D-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Compare with a licensed agent

See Medicare options serving Reno & speak with a licensed agent

Medicare Advantage companies in Washoe County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
Kaiser PermanenteRegional—Yes
Universal Health Services IncRegional—Yes
UnitedHealthcareNational—Yes
Aetna (CVS Health)National—Yes
HumanaNational—Yes
Alignment Healthcare Usa LLCRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Can anyone in Reno enroll in an Anthem Medicare Advantage plan for 2027?
Not in Washoe County. Both of Anthem's 2027 Medicare Advantage plans there are Dual Eligible Special Needs Plans, which are limited to people who have both Medicare and full Medicaid. If you don't qualify, you'd look at plans from the other 8 carriers in the county.
When do changes made during Annual Enrollment take effect?
Any Medicare Advantage or Part D choice you make between Oct. 15 and Dec. 7, 2026 takes effect Jan. 1, 2027. Until then, your current coverage keeps running.
How do I find out what my Anthem plan is changing for 2027?
Read the Annual Notice of Change (ANOC) your plan mailed in September. It lists every change for 2027 — premiums, copays, drug tiers, extra benefits and provider network updates. If you can't find it, call the member services number on your plan card.
Where can I get personalized help comparing plans?
Use the Plan Finder at medicare.gov to compare plans against your own doctors and prescriptions, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. For official, personalized answers about your Medicare choices in Reno for 2027, start at medicare.gov or call 1-800-MEDICARE. Those are the sources with your specific enrollment record and the current plan details for every carrier in Washoe County.

Watch

The Medicare Advantage changes for 2027 in every state, in 30 seconds

Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Reno

Sources and methodology

Figures cited in this article

  • CMS Medicare Advantage Landscape Source File (plan year 2027): Anthem's plan counts, plan names and plan types in Washoe County, and the total market count.
  • CMS Medicare Advantage Landscape Source Files (2026 and 2027): the year-over-year comparison of new, renamed and non-returning plans.
  • Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, Plan Finder tool.
  • CMS: 2027 Part D out-of-pocket cap and maximum deductible; 2026 program figures.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

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