Medicare Advantage
Does Aetna fit your 2027 Reno Medicare Advantage needs?
Reno, Nev. — October 2026. If you have an Aetna Medicare Advantage plan in Reno, your 2027 lineup is set, and it looks a little different than the one you have now. Aetna is offering six Medicare Advantage plans in Washoe County for 2027, with two new plans joining the lineup and three of this year's plans not returning. The window to compare, switch, or stay runs October 15 through December 7, 2026, and whatever you choose takes effect January 1, 2027.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Aetna is offering 6 Medicare Advantage plans in Washoe County for 2027: 3 HMOs and 3 PPOs, with 2 new plans and 3 plans not returning from 2026.
- Two of Aetna's 2027 plans are Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid; five of the six include drug coverage.
- Eight other carriers also offer Medicare Advantage in the county for 2027, for 42 plans in total — Aetna is one option among many.
- The Annual Enrollment Period runs October 15 – December 7, 2026; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change (ANOC).
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Washoe County (2026) | 47 | CMS |
| Medicare Advantage plans offered in Washoe County (2027) | 42 | CMS |
| Plans not returning for 2027 / new for 2027 | 12 / 7 | CMS |
| Organizations offering Medicare Advantage in Washoe County (2026) | 10 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Washoe County | 48% | CMS |
| Residents age 65 and older, Washoe County | 88,010 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site, not Aetna and not Medicare. We publish the plan list straight from the CMS Landscape file so you can see what is actually on offer where you live before you decide.
How many Aetna Medicare Advantage plans are offered in Reno for 2027?
Reno is in Washoe County, where Aetna (CVS Health) is offering 6 Medicare Advantage plans for 2027. The mix is 3 HMOs and 3 PPOs. Two of those plans are Dual Eligible Special Needs Plans (D-SNPs), designed for people who qualify for both Medicare and Medicaid. Five of the six plans include Part D prescription drug coverage; one PPO is offered without drug coverage.
For context, 8 other carriers also offer Medicare Advantage in Washoe County for 2027, and all carriers together offer 42 plans. The table below lists every Aetna plan in the county for next year.
What is new or not returning from Aetna in Washoe County for 2027?
Two Aetna plans are new in Washoe County for 2027 — Aetna Medicare Full Dual (HMO D-SNP) and Aetna Medicare Partial Dual (HMO D-SNP) — and three Aetna plans from 2026 are not being offered again next year. Aetna will mail an Annual Notice of Change (ANOC) to every current member in September describing the specific changes to their plan — the premium, the drug list, the provider network, the extras, and whether the plan itself is going away.
If you are enrolled in an Aetna plan that is not returning, you will get a separate non-renewal notice and a Special Enrollment Period to pick a different plan. If you do nothing, you will go back to Original Medicare on January 1, 2027, without drug coverage.
What are Aetna's 2027 Medicare Advantage plans in Reno, listed by name?
In alphabetical order, Aetna's Medicare Advantage plans in Washoe County for 2027 are:
- Aetna Medicare Eagle (PPO) — PPO, without drug coverage
- Aetna Medicare Elite (PPO) — PPO, with drug coverage
- Aetna Medicare Full Dual (HMO D-SNP) — HMO D-SNP, with drug coverage, new for 2027
- Aetna Medicare Partial Dual (HMO D-SNP) — HMO D-SNP, with drug coverage, new for 2027
- Aetna Medicare Signature (PPO) — PPO, with drug coverage
- Aetna Medicare Value Plus (HMO) — HMO, with drug coverage
We cannot publish premiums, copays, deductibles, networks, drug lists, extras, or star ratings here — those details belong on Medicare's own Plan Finder, where they are kept up to date and personalized to you.
How do I check an Aetna plan against my doctors and prescriptions before December 7?
Go to medicare.gov/plan-compare, enter your ZIP code, and add your current prescriptions and preferred pharmacy. Plan Finder will show every 2027 Medicare Advantage plan available in Washoe County, including Aetna's, with the premium, the deductible, your estimated yearly drug cost, and the plan's star rating side by side. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, for help walking through it.
Three things worth checking before you choose any Advantage plan:
1. Doctors and hospitals. HMOs usually require you to use in-network providers (except in emergencies); PPOs let you go out of network at a higher cost. Call your doctor's office and confirm they will take the specific plan in 2027 — not just "Aetna." 2. Your prescriptions. Each plan has its own formulary, and drugs can move tiers from one year to the next. Enter every medication, exact dose, into Plan Finder. 3. The 2027 Part D rules. Next year the Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the maximum Part D deductible is $700 (up from $615 in 2026). If a plan reaches those caps, you pay nothing more for covered drugs the rest of the year. The Medicare Prescription Payment Plan lets you spread drug costs across the year in level monthly bills, at no extra charge.
The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet; CMS typically publishes them in November.
What happens if I do nothing by December 7?
If you take no action by December 7, 2026, and your current plan is being offered again next year, you stay in it — with the premium, benefits, and drug list described in your ANOC. If your plan is one of the three Aetna plans not returning, you will get a letter from Aetna and a Special Enrollment Period to choose a new plan without being locked out. You also have the Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, when anyone already in a Medicare Advantage plan can switch once to another Advantage plan or drop back to Original Medicare.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Washoe County
(MA penetration in Washoe County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Aetna Medicare Advantage plans in Washoe County for 2027
CMS lists 6 Aetna Medicare Advantage plans in Washoe County for 2027, alphabetically by carrier. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Aetna (CVS Health) 6 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | No | Returning |
| Aetna Medicare Elite (PPO) | PPO | Yes | Returning |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | New |
| Aetna Medicare Partial Dual (HMO D-SNP) | HMO D-SNP | Yes | New |
| Aetna Medicare Signature (PPO) | PPO | Yes | Returning |
| Aetna Medicare Value Plus (HMO) | HMO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Aetna Medicare Advantage plans in Washoe County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Does the Reno plan list change if I live in Sparks or Incline Village?
I'm on both Medicare and Medicaid. What are my options with Aetna in 2027?
What if my doctor isn't in any Aetna network next year?
Is Aetna the only Medicare Advantage carrier in Reno?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Reno
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (plan years 2026 and 2027): the Aetna plan list, the HMO/PPO/D-SNP counts, and the year-over-year change in Washoe County.
- Medicare.gov: the Annual Enrollment Period dates, the Medicare Advantage Open Enrollment Period, and the Plan Finder tool for comparing plans.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap and $700 maximum deductible for 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.