Medicare Advantage
UnitedHealthcare Medicare Advantage in Nevada for 2027: 20 Plans, County by County
CARSON CITY — UnitedHealthcare will offer 20 Medicare Advantage plans across Nevada for the 2027 plan year, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File. That statewide count is one piece of a larger picture: 12 carriers in all are offering a combined 98 Medicare Advantage plans in the state for 2027. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what the CMS file shows for UnitedHealthcare in Nevada and how a reader can check what is actually available on their own street.
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Key takeaways
- UnitedHealthcare lists 20 Medicare Advantage plans statewide in Nevada for 2027, but each plan is offered county by county, so availability depends on where you live.
- Of those 20 plans, 11 are HMO-POS and 9 are PPO; 9 are Dual Special Needs Plans (D-SNP), 1 is a Chronic Condition SNP (C-SNP), and 18 include drug coverage.
- 5 UnitedHealthcare plans are new for 2027 in Nevada and 3 of its 2026 plans are not returning, so some members will need to review their options.
- Annual Enrollment 2027 runs October 15 – December 7, 2026, and a choice made in that window takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is UnitedHealthcare offering in Nevada Medicare Advantage for 2027?
UnitedHealthcare is offering 20 Medicare Advantage plans in Nevada for 2027, per the CMS MA Landscape Source File. The breakdown is 11 HMO-POS plans and 9 PPO plans. Within that total, 9 are Dual Special Needs Plans (D-SNP) for people who have both Medicare and Medicaid, 1 is a Chronic Condition Special Needs Plan (C-SNP), and 0 are Institutional SNPs (I-SNP). Eighteen of the 20 plans include Part D prescription drug coverage, and two are offered without drug coverage.
For context, CMS lists 11 other Medicare Advantage carriers in Nevada for 2027 alongside UnitedHealthcare, for a statewide total of 98 Medicare Advantage plans. The full carrier and plan lists appear in the tables on this page.
Which UnitedHealthcare Medicare Advantage plans reach the most Nevada counties for 2027?
In Nevada for 2027, UnitedHealthcare's widest-reaching Medicare Advantage plans are three D-SNPs — UHC Dual Complete NV-Q4 (PPO D-SNP), UHC Dual Complete NV-S4 (HMO-POS D-SNP), and UHC Dual Complete NV-S7 (PPO D-SNP) — each offered in 11 counties, according to the CMS Landscape file.
Several other D-SNPs — including UHC Dual Complete NV-Q1, NV-Q2, NV-Q3, NV-S3, NV-S5, and NV-S6 — are listed in 3 counties each. The remaining UnitedHealthcare plans in Nevada, including the AARP Medicare Advantage lineup and UHC Medicare Advantage NV-001P, are each offered in 2 counties. The complete plan-by-plan county counts are in the table on this page.
What is new or not returning for UnitedHealthcare in Nevada for 2027?
Five UnitedHealthcare plans are new in Nevada for 2027, and three of its 2026 plans are not returning. The new plans listed in the CMS file are AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS), UHC Dual Complete NV-Q3 (PPO D-SNP), UHC Dual Complete NV-Q4 (PPO D-SNP), UHC Dual Complete NV-S6 (PPO D-SNP), and UHC Dual Complete NV-S7 (PPO D-SNP).
The CMS file also shows two D-SNPs that have been renamed rather than discontinued: UHC Dual Complete NV-Q1 (HMO-POS D-SNP) was previously UHC Dual Complete NV-S001, and UHC Dual Complete NV-Q2 (PPO D-SNP) was previously UHC Dual Complete NV-S002. A rename is not the same as a plan ending, but if your plan is one of the three not returning, your current carrier is required to send a written Annual Notice of Change explaining what is happening and your options.
How do I check whether a UnitedHealthcare plan is offered in my Nevada county and covers my doctors and drugs for 2027?
The quickest way to check Nevada county availability for 2027 is the Medicare Plan Finder at medicare.gov or a call to 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and the plans available in your county appear.
Because UnitedHealthcare plans in Nevada are offered on a county-by-county basis, a plan listed statewide in the CMS file may not be sold where you live. Someone in Clark County will not see the same menu as someone in Elko, White Pine or Esmeralda County. Plan Finder also lets you enter your prescriptions and preferred pharmacies, and you can check whether specific doctors or hospitals are in-network by looking at the plan's provider directory or calling the plan directly. Costs, benefits, drug lists and star ratings live inside each plan's Evidence of Coverage and Summary of Benefits — not in this article.
What should Nevada Medicare beneficiaries do before December 7, 2026?
Annual Enrollment 2027 runs October 15 – December 7, 2026, and any plan choice made during that window takes effect January 1, 2027. That is the window to join, switch or drop a Medicare Advantage or Part D plan for the 2027 plan year.
A simple checklist: read the Annual Notice of Change your current plan mails in September; make a short list of the doctors, hospitals and prescriptions you want covered; and compare on medicare.gov using your ZIP code. If your plan is one of the three UnitedHealthcare plans not returning, or if you want to look at one of the five new-for-2027 plans, do that comparison before December 7, 2026.
Where can Nevada residents get free Medicare help for 2027?
Free, unbiased Medicare help is available directly from Medicare at 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, and online at medicare.gov. The Plan Finder tool at medicare.gov is the official source for which plans — from UnitedHealthcare and the 11 other carriers in Nevada — are offered in your specific county for 2027, along with their costs, benefits and star ratings.
If you qualify for both Medicare and Medicaid, or think you might, the Nevada Medicaid agency can confirm your eligibility, which matters for D-SNP enrollment.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Nevada for 2027
CMS lists 20 UnitedHealthcare Medicare Advantage plans across Nevada for 2027, alphabetically by carrier, widest county reach first. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 20 plans | |||
| UHC Dual Complete NV-Q4 (PPO D-SNP) | PPO D-SNP | Yes | 11 |
| UHC Dual Complete NV-S4 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 11 |
| UHC Dual Complete NV-S7 (PPO D-SNP) | PPO D-SNP | Yes | 11 |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 3 |
| UHC Dual Complete NV-Q2 (PPO D-SNP) | PPO D-SNP | Yes | 3 |
| UHC Dual Complete NV-Q3 (PPO D-SNP) | PPO D-SNP | Yes | 3 |
| UHC Dual Complete NV-S3 (PPO D-SNP) | PPO D-SNP | Yes | 3 |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 3 |
| UHC Dual Complete NV-S6 (PPO D-SNP) | PPO D-SNP | Yes | 3 |
| AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC NV-0001 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC NV-0003 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC NV-0006 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC NV-0007 (PPO) | PPO | Yes | 2 |
| AARP Medicare Advantage Giveback from UHC NV-8 (PPO) | PPO | Yes | 2 |
| AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO) | PPO | No | 2 |
| AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS) | HMO-POS | No | 2 |
| UHC Complete Care NV-4 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| UHC Medicare Advantage NV-001P (HMO-POS) | HMO-POS | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans across Nevada break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are offered in Nevada for 2027?
When is Annual Enrollment 2027 and when do changes take effect?
What happens if my UnitedHealthcare plan is not returning to Nevada in 2027?
How do I confirm a plan covers my doctor and prescriptions?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): Nevada plan counts, plan types, SNP categories, drug coverage status, and county reach for UnitedHealthcare.
- CMS — MA Landscape Source Files (CY2026 and CY2027): year-over-year comparison showing which UnitedHealthcare plans are new, renamed or not returning in Nevada.
- Medicare.gov (CMS): Annual Enrollment Period dates and the Plan Finder tool used to check county-level availability, provider networks and drug lists.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.