Medicare Advantage

Compare 20 New Hampshire Medicare Advantage Plans for 2027 From 3 Carriers

CONCORD, N.H. — Medicare Advantage shoppers in New Hampshire have 20 plans to review for 2027, offered by three carriers across the state, according to the Centers for Medicare & Medicaid Services Landscape Source File. The Annual Enrollment Period runs October 15 through December 7, 2026, and any plan you choose during that window takes effect January 1, 2027.

Because Medicare Advantage is sold county by county, the full statewide list is not the same as the list you will actually see at your address. Use the statewide picture below to understand the shape of the market, then compare the plans available in your own county side by side.

How many Medicare Advantage plans are offered in New Hampshire for 2027?

New Hampshire has 20 Medicare Advantage plans listed for 2027 from 3 carriers, based on the CMS MA Landscape Source File. Of those 20, 17 include prescription drug coverage, 9 are new for 2027, and 8 that were offered in 2026 are not returning.

Each plan is counted once statewide here. Because Medicare Advantage is sold at the county level, a plan listed in the statewide count may or may not be offered at your specific ZIP code. The county table on this page shows what is actually available where you live.

What plan types and Special Needs Plans are available in New Hampshire for 2027?

Among New Hampshire's 20 Medicare Advantage plans for 2027, there are 3 HMO plans, 3 HMO-POS plans, and 14 PPO plans, according to the CMS Landscape file. Special Needs Plans include 0 D-SNPs, 4 C-SNPs, and 1 I-SNP.

Those categories matter because they affect how you use the plan. HMOs typically ask you to stay within a defined network. HMO-POS plans allow some out-of-network use under set rules. PPOs usually let you see out-of-network providers, often at a different cost share. Special Needs Plans have eligibility rules: C-SNPs are for people with certain chronic conditions, I-SNPs are for people who live in or require the level of care of an institution such as a nursing facility, and D-SNPs serve people who have both Medicare and Medicaid. If you think a SNP might fit your situation, confirm eligibility before you enroll.

Which carriers offer Medicare Advantage plans in New Hampshire for 2027?

Three carriers offer Medicare Advantage plans in New Hampshire for 2027: Devoted Health with 6 PPO plans, Humana with 7 plans across HMO and PPO, and UnitedHealthcare with 7 plans across HMO-POS and PPO. The full plan-by-plan breakdown is in the carrier table on this page.

Carrier presence is a starting point, not an answer. Even within one carrier, different plans have different networks, drug lists, pharmacies and cost structures. The question that matters is whether a specific plan, in your specific county, covers your specific doctors, hospitals and medications.

How do I compare Medicare Advantage plans in my own New Hampshire county for 2027?

To compare Medicare Advantage plans in your New Hampshire county for 2027, work through the same six checks for every plan on your short list, using the official Medicare Plan Finder at Medicare.gov. The steps below do not change by county; the answers do.

1. Doctors. List the primary care provider and specialists you want to keep. Check each plan's provider directory for 2027 and confirm with the office that they will accept the plan next year. 2. Hospitals. Identify the hospital or hospital system you prefer, and confirm it is in-network for the plan year that starts January 1, 2027. 3. Prescriptions. Write down every medication, with dose and quantity. Enter them into the Plan Finder so each plan is priced against your actual drug list for 2027. 4. Pharmacies. Check whether your preferred pharmacy — retail, mail order or a specific chain — is a preferred or standard pharmacy under each plan, since that affects what you pay. 5. Annual Notice of Change (ANOC). If you are already in a Medicare Advantage plan, read the ANOC your plan mailed in September. It spells out what is changing in your current plan for 2027. 6. Medicare Plan Finder. At Medicare.gov, enter your ZIP code and your drug list to see every plan actually offered in your county, side by side, with the official 2027 details.

Where a plan or Special Needs Plan on your list is offered by Devoted Health, Humana or UnitedHealthcare, the Plan Finder will show the full 2027 information for that plan at your address.

What should I do before December 7, 2026, to be ready for 2027?

Before December 7, 2026, confirm that the plan you want for 2027 still fits your doctors, hospitals, medications and pharmacies, and submit your enrollment if you are making a change. December 7, 2026 is the last day of the Annual Enrollment Period for coverage that begins January 1, 2027.

A simple sequence: read your ANOC; list doctors, hospitals, drugs and pharmacies; run your list through the Plan Finder for your ZIP code; call the plan with any questions about networks or drug coverage; enroll through Medicare.gov, 1-800-MEDICARE or directly with the plan. If you do nothing and your current plan is returning, you generally stay in it with its 2027 changes applied. If your plan is among the ones not returning for 2027, you will receive a non-renewal notice and will need to choose a new plan or return to Original Medicare.

Where can New Hampshire residents get free help comparing 2027 Medicare Advantage plans?

Free, unbiased help is available directly from Medicare at Medicare.gov and by calling 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week. Both are run by the federal Medicare program and do not sell insurance.

Medicare.gov hosts the Plan Finder, where you can enter your ZIP code and medications to see every Medicare Advantage plan offered in your New Hampshire county for 2027. 1-800-MEDICARE can walk you through enrollment, confirm deadlines and answer questions about plan changes.