Medicare Advantage

HealthSpring Medicare Advantage in New Jersey for 2027: 2 Plans, County by County

TRENTON, N.J. — HealthSpring Medicare Advantage will offer two Medicare Advantage plans in New Jersey for the 2027 plan year, according to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source Files for CY2027. CMS lists HealthSpring under its parent organization, Health Care Service Corporation (HCSC). This article is published by an independent Medicare education site; it is not the government, not affiliated with CMS, and not affiliated with HealthSpring or any other carrier.

The 2027 Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make in that window takes effect January 1, 2027.

What HealthSpring offers statewide for 2027

Across New Jersey, HealthSpring is fielding 2 Medicare Advantage plans for 2027: 1 HMO and 1 PPO. Both plans include prescription drug coverage. HealthSpring is not offering any Special Needs Plans in the state for 2027 — that means no Dual-Eligible SNPs (D-SNP), no Chronic Condition SNPs (C-SNP), and no Institutional SNPs (I-SNP) under its name.

For context, 11 other carriers are offering Medicare Advantage plans in New Jersey for 2027, and across all carriers the state has 71 Medicare Advantage plans listed in the CMS Landscape file. The full carrier and plan rosters are rendered as tables elsewhere on this page.

HealthSpring's plans with the widest county reach

Of the two plans HealthSpring is offering in New Jersey for 2027, both reach the same number of counties according to the CMS file:

• HealthSpring Preferred (HMO) — HMO with drug coverage; offered in 3 counties.
• HealthSpring True Choice (PPO) — PPO with drug coverage; offered in 3 counties.

"Statewide" on a carrier's roster does not mean "in every county." A plan on this list may or may not be available in your specific county — the CMS Landscape file assigns each plan to the counties where it is sold, and the Medicare Plan Finder will tell you by ZIP code.

What is new or not returning

HealthSpring has 0 plans new for 2027 in New Jersey. The CMS Landscape comparison between CY2026 and CY2027 does not provide a count of HealthSpring plans not returning for 2027 in this state, so we are not stating one.

If you are currently enrolled in a HealthSpring plan, your carrier is required to send you an Annual Notice of Change (ANOC) by late September 2026 explaining what — if anything — is changing about your specific plan for 2027. Read it alongside the Evidence of Coverage.

Checking whether a plan is offered in your county, and whether it covers your doctors and prescriptions

Three steps keep the process straightforward:

1. Confirm county availability. Go to medicare.gov and use the Medicare Plan Finder with your ZIP code. The tool will show which HealthSpring plans — if any — are offered where you live. You can also call 1-800-MEDICARE (1-800-633-4227), available 24/7. 2. Check the provider directory. Each plan maintains its own network. Look up your primary care doctor, any specialists you see, and your preferred hospitals in the plan's online directory, or call the plan to verify. HMO and PPO plans handle out-of-network care differently, so the plan type matters. 3. Check the drug formulary. Each plan with drug coverage publishes a formulary listing which prescriptions are covered and on what tier. Enter your medications into the Plan Finder to see how each plan handles them, or review the plan's own formulary document.

The authoritative sources for plan-specific details are the plan's Evidence of Coverage, its Summary of Benefits, its provider directory, and its formulary — all available from the plan directly or through Medicare.gov.

What to do before December 7

Between now and December 7, 2026, a short checklist helps:

• Pull together your list of doctors, hospitals, and prescriptions, including dosages.
• Read the ANOC from your current plan if you have one.
• Use the Medicare Plan Finder at medicare.gov to see every Medicare Advantage plan available in your county for 2027 — not just HealthSpring's.
• Compare how each plan handles the care and medications you actually use.
• Make your choice; it takes effect January 1, 2027.

If you take no action and your current plan is returning for 2027, you will generally stay in it. If your plan is not returning, CMS and the plan will send notices explaining your options.

Where to get free help

Two free, unbiased resources are available year-round:

• Medicare.gov — the official federal site, with the Plan Finder, plan documents, and enrollment tools.
• 1-800-MEDICARE (1-800-633-4227) — staffed 24 hours a day, 7 days a week, including TTY service at 1-877-486-2048.

Both can walk you through what is offered in your county, help you compare plans, and process enrollments.