Medicare Advantage
Wellcare Medicare Advantage in New Jersey for 2027: 3 Plans, County by County
TRENTON, N.J. — For the 2027 plan year, Wellcare — which the Centers for Medicare & Medicaid Services groups under Centene (WellCare) — is offering three Medicare Advantage plans across New Jersey, according to the CMS Medicare Advantage Landscape Source File for CY2027. New Jerseyans comparing coverage during the Annual Enrollment Period, which runs October 15 through December 7, 2026, will see those Wellcare options alongside plans from 11 other carriers active in the state. Any choice made during that window takes effect January 1, 2027.
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Key takeaways
- Wellcare lists 3 Medicare Advantage plans in New Jersey for 2027, and all 3 include drug coverage.
- One of the three is a Dual Eligible Special Needs Plan (D-SNP) for people with both Medicare and Medicaid.
- Wellcare is not launching any new plans for 2027 in New Jersey, and 3 of its 2026 plans are not returning.
- Plans are sold county by county, so a plan listed statewide may not be available where you live — confirm on Medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
This article is published by an independent Medicare education site. It is privately owned and is not the government, not affiliated with Medicare, and not affiliated with Wellcare or any other insurance carrier.
How many Wellcare Medicare Advantage plans are offered in New Jersey for 2027?
Wellcare offers 3 Medicare Advantage plans in New Jersey for 2027. By plan type, that breaks down to 1 HMO and 2 HMO-POS plans, and all 3 include prescription drug coverage. One of the three is a Special Needs Plan — specifically a Dual Eligible Special Needs Plan (D-SNP) for people enrolled in both Medicare and Medicaid. Wellcare does not list a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in New Jersey for the year. Statewide, 12 carriers in all offer Medicare Advantage in New Jersey for 2027, with a combined 71 plans across the state. These statewide counts come from the CMS Landscape file; a plan listed at the state level is still sold county by county, so availability varies by ZIP code.
Which Wellcare plans have the widest county reach in New Jersey for 2027?
All three of Wellcare's 2027 New Jersey plans tie for the widest reach, each offered in 20 counties: Wellcare Assist (HMO-POS), Wellcare Fidelis Dual Align (HMO D-SNP), and Wellcare Low Premium (HMO-POS). The full plan-by-plan list is rendered as a table elsewhere on this page. The Dual Align plan is restricted to people who qualify for both Medicare and Medicaid; the other two are open to anyone eligible for Medicare Advantage in a county where the plan is sold. Because county footprints differ, two neighbors in different New Jersey counties can see different Wellcare options — or none at all.
What is new or not returning from Wellcare in New Jersey for 2027?
Wellcare is not introducing any new Medicare Advantage plans in New Jersey for 2027, and 3 of its 2026 plans are not returning. If you are currently enrolled in a Wellcare plan that is being discontinued, you should receive a non-renewal notice from the carrier (typically mailed in the fall) explaining your options. People in a non-renewing plan have a Special Enrollment Period in addition to the Annual Enrollment Period to pick new coverage. Even if your plan is continuing, benefits, costs and provider networks can change from one year to the next, so it is worth reviewing the plan's Annual Notice of Change before December 7, 2026.
How do I check whether a Wellcare plan is offered in my New Jersey county and covers my doctors and prescriptions?
The authoritative way to check New Jersey county availability for 2027 is the Medicare Plan Finder at medicare.gov, where you enter your ZIP code and see every Medicare Advantage plan sold in your county, including Wellcare's. You can also call 1-800-MEDICARE, which is open 24 hours a day, seven days a week. For doctors and hospitals, use the plan's own provider directory; for prescriptions, use the plan's formulary (drug list) and enter your medications on Plan Finder to see how each drug is covered. The plan's Evidence of Coverage spells out the full rules. This independent site does not quote premiums, deductibles, copays, networks, drug lists or star ratings — those details change and should be confirmed directly with Medicare or the plan.
What should New Jersey Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, the practical step is to compare your current coverage against what will be available in your county for 2027 and make a change only if a different plan fits you better. The Annual Enrollment Period opens October 15, 2026, and any change you make during it takes effect January 1, 2027. A short checklist: read the Annual Notice of Change from your current plan; list your doctors, hospitals and prescriptions; run those details through the Medicare Plan Finder for your ZIP code; and confirm, with the carrier, that any plan you are considering actually serves your county. If you take no action and your current plan is returning, you generally stay in it for 2027.
Where can New Jersey residents get free help comparing 2027 Medicare plans?
Free, unbiased help is available year-round from Medicare itself. You can visit medicare.gov to use the Plan Finder, read plan documents and compare side-by-side, or call 1-800-MEDICARE (1-800-633-4227; TTY 1-877-486-2048) to speak with a representative. For questions about Medicare eligibility and enrollment tied to Social Security, the Social Security Administration is the official source. These services are free, and using them does not commit you to any plan.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Wellcare Medicare Advantage plans in New Jersey for 2027
CMS lists 3 Wellcare Medicare Advantage plans across New Jersey for 2027, alphabetically by carrier, widest county reach first. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Centene (WellCare) 3 plans | |||
| Wellcare Assist (HMO-POS) | HMO-POS | Yes | 20 |
| Wellcare Fidelis Dual Align (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| Wellcare Low Premium (HMO-POS) | HMO-POS | Yes | 20 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans across New Jersey break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does Wellcare offer in New Jersey for 2027?
Does Wellcare offer a Special Needs Plan in New Jersey for 2027?
Are any Wellcare plans in New Jersey new or going away for 2027?
When can I change my Medicare Advantage plan for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): Wellcare's New Jersey plan count, plan types, SNP breakdown, drug-coverage count, and per-plan county reach.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 0 new Wellcare plans and 3 Wellcare plans not returning in New Jersey.
- CMS — Medicare Advantage Landscape Source File (CY2027): the statewide totals of 12 carriers and 71 plans in New Jersey.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.