Medicare Advantage
26 Medicare Advantage Plans Not Returning in New Jersey for 2027: The List
TRENTON, N.J. — When the Centers for Medicare & Medicaid Services published the 2027 Medicare Advantage Landscape file, New Jersey residents could see which plans will be on offer next year and which will not. Statewide, 26 Medicare Advantage plans available in 2026 are not in the 2027 file for any New Jersey county, and 71 plans from 12 carriers will be offered for 2027. A plan is sold county by county, so a plan on the non-renewal list may or may not have been offered where you live.
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Key takeaways
- 26 Medicare Advantage plans offered in New Jersey in 2026 are not returning for 2027, and 71 plans from 12 carriers will be available statewide.
- If your plan is on the non-renewal list, you will receive a written notice from the carrier and can act during Annual Enrollment 2027 (October 15 – December 7, 2026).
- Doing nothing means you return to Original Medicare on January 1, 2027, with no Part D drug coverage unless you choose a plan.
- A non-renewal triggers a Special Enrollment Period through the end of February 2027 and a federal Medigap guaranteed-issue right.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
If your plan is one of the 26, your coverage ends December 31, 2026, and you have the Annual Enrollment Period from October 15 to December 7, 2026, plus a Special Enrollment Period that runs through the end of February 2027, to choose what comes next.
How many Medicare Advantage plans are not returning in New Jersey for 2027, and which carriers are affected?
26 Medicare Advantage plans available in New Jersey in 2026 are not in CMS's 2027 Landscape file for any county in the state. The affected carriers, in alphabetical order, are Aetna (CVS Health), AmeriHealth, Braven Health, Centene (WellCare), Elevance Health (Anthem), Jefferson Health Plans, and UnitedHealthcare (the Erickson Advantage line).
The full plan-by-plan list is rendered as a table on this page. It includes a single Aetna PPO (Aetna Medicare Enhanced Extra), two AmeriHealth PPOs (Medicare Enhanced and Medicare Ultimate), several Braven Health PPO variants (Choice, Choice Plus, Freedom, and Salute – No Rx), three Centene (WellCare) HMO-POS plans (Giveback, Patriot Simple, Simple), one Elevance Health D-SNP (Wellpoint Full Dual Advantage Secure), three Jefferson Health Plans products (Choice, Choice Plus, Silver), and six UnitedHealthcare Erickson Advantage plans (Champion, Freedom, Guardian, Liberty, Liberty no Rx, Signature). For 2027, 71 plans from 12 carriers remain in the New Jersey landscape.
Which non-returning New Jersey plans served the most counties in 2026?
Among the 26 plans leaving the New Jersey market, the broadest county footprints in 2026 belonged to Elevance Health's Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) at 21 counties and three Centene (WellCare) HMO-POS plans — Giveback, Patriot Simple, and Simple — each at 20 counties.
Other non-returning plans were offered in smaller footprints, including Aetna Medicare Enhanced Extra (PPO) in 13 counties, several Braven Health PPO variants ranging from one to nine counties, the AmeriHealth Medicare Enhanced and Ultimate PPOs in seven counties each, the three Jefferson Health Plans products in eight counties each, and the six UnitedHealthcare Erickson Advantage plans in three counties each. Because the counts refer to the 2026 footprint, a plan on this list may not have been offered in your county.
How can a New Jersey member tell if their plan is one of the 26 not returning?
Two signals confirm it: a non-renewal letter (sometimes called an Annual Notice of Non-Renewal) mailed by the carrier in the fall of 2026, and the plan's exact name appearing on the list above.
Federal rules require the carrier to notify affected members in writing before the Annual Enrollment Period. Compare the plan name on the letter, and on your member ID card, to the names in the table. Suffixes matter — "Choice" and "Choice Plus," or "Liberty" and "Liberty no Rx," are different plans.
What happens to a New Jersey enrollee who does nothing by December 7, 2026?
If a member of one of the 26 non-returning plans takes no action, they return to Original Medicare (Parts A and B) on January 1, 2027, without Part D prescription drug coverage and without any Medicare Advantage supplemental benefits.
Original Medicare will cover hospital and medical services under its standard rules, but prescription drugs are not included unless you enroll in a stand-alone Part D plan or a new Medicare Advantage plan that includes drug coverage. Doing nothing is a choice, but it is rarely the choice someone intended.
What Special Enrollment Period and Medigap right apply when a New Jersey plan is non-renewed?
When a Medicare Advantage plan is non-renewed, CMS grants affected members a Special Enrollment Period that runs from December 8, 2026 through the end of February 2027 to join another Medicare Advantage plan or a stand-alone Part D plan, in addition to the Annual Enrollment window.
At the federal program level, a non-renewal also triggers a Medigap guaranteed-issue right, meaning certain Medicare Supplement policies must be sold without medical underwriting within a defined window. State-specific Medigap rules in New Jersey are set by the state Department of Banking and Insurance; confirm specifics with that department or with 1-800-MEDICARE before you decide.
How can a New Jersey resident check their own county's 2027 plan lineup?
Use the Medicare Plan Finder at medicare.gov and enter your ZIP code; the tool shows every 2027 Medicare Advantage and Part D plan available in your county, drawn from the same CMS Landscape data behind this article.
You can also call 1-800-MEDICARE, 24 hours a day, seven days a week, and ask for the plans available in your county for 2027. If you want to compare a specific plan's details — premium, drug list, provider network, or benefits — read that plan's Evidence of Coverage and provider and pharmacy directories, which the carrier publishes each year.
What should a New Jersey enrollee do before December 7, 2026?
Before December 7, 2026, confirm whether your 2026 plan is on the non-returning list, then use the Medicare Plan Finder or 1-800-MEDICARE to compare the 71 Medicare Advantage plans from 12 carriers available in New Jersey for 2027 — along with stand-alone Part D plans and Medigap options.
A choice made during Annual Enrollment 2027 takes effect January 1, 2027. If you miss December 7 and your plan was non-renewed, the Special Enrollment Period through the end of February 2027 remains available.
Where can New Jersey residents get free help?
Free, unbiased help is available directly from Medicare: visit medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, seven days a week.
These channels can confirm whether your current plan is non-renewed for 2027, walk through the Plan Finder with you, and explain Special Enrollment and Medigap guaranteed-issue timelines at the federal level.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across New Jersey not returning for 2027
These 26 plans are offered across New Jersey for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 1 plan | |||
| Aetna Medicare Enhanced Extra (PPO) | PPO | Yes | 13 |
| AmeriHealth 2 plans | |||
| AmeriHealth Medicare Enhanced (PPO) | PPO | Yes | 7 |
| AmeriHealth Medicare Ultimate (PPO) | PPO | Yes | 7 |
| Braven Health 10 plans | |||
| Braven Medicare Freedom (PPO) | PPO | Yes | 9 |
| Braven Medicare Salute - No Rx (PPO) | PPO | No | 9 |
| Braven Medicare Freedom (PPO) | PPO | Yes | 8 |
| Braven Medicare Salute - No Rx (PPO) | PPO | No | 8 |
| Braven Medicare Choice (PPO) | PPO | Yes | 5 |
| Braven Medicare Choice (PPO) | PPO | Yes | 4 |
| Braven Medicare Freedom (PPO) | PPO | Yes | 4 |
| Braven Medicare Choice Plus (PPO) | PPO | Yes | 3 |
| Braven Medicare Choice (PPO) | PPO | Yes | 2 |
| Braven Medicare Choice (PPO) | PPO | Yes | 1 |
| Centene (WellCare) 3 plans | |||
| Wellcare Giveback (HMO-POS) | HMO-POS | Yes | 20 |
| Wellcare Patriot Simple (HMO-POS) | HMO-POS | No | 20 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | 20 |
| Elevance Health (Anthem) 1 plan | |||
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 21 |
| Jefferson Health Plans 3 plans | |||
| Jefferson Health Plans Choice (PPO) | PPO | Yes | 8 |
| Jefferson Health Plans Choice Plus (PPO) | PPO | Yes | 8 |
| Jefferson Health Plans Silver (HMO) | HMO | Yes | 8 |
| UnitedHealthcare 6 plans | |||
| Erickson Advantage Champion (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 3 |
| Erickson Advantage Freedom (HMO-POS) | HMO-POS | Yes | 3 |
| Erickson Advantage Guardian (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | 3 |
| Erickson Advantage Liberty (HMO-POS) | HMO-POS | Yes | 3 |
| Erickson Advantage Liberty no Rx (HMO-POS) | HMO-POS | No | 3 |
| Erickson Advantage Signature (HMO-POS) | HMO-POS | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across New Jersey for 2027
- Aetna (CVS Health) 17 plans: HMO, HMO-POS, PPO
- AmeriHealth 2 plans: HMO, PPO
- Centene (WellCare) 3 plans: HMO, HMO-POS
- Clover Health 8 plans: HMO, PPO
- Devoted Health 6 plans: PPO
- Elevance Health (Anthem) 3 plans: HMO, HMO-POS
- HealthSpring 2 plans: HMO, PPO
- Horizon Blue Cross Blue Shield of New Jersey 2 plans: HMO
- Humana 12 plans: HMO, PPO
- Jefferson Health Plans 2 plans: HMO, PPO
- Longevity Health Plan 2 plans: PPO
- UnitedHealthcare 12 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How do I know if my New Jersey Medicare Advantage plan is really not returning in 2027?
If my plan is on the non-returning list, do I lose Medicare?
What is the last date to choose a new plan for January 1, 2027?
Can I switch to a Medigap policy if my Medicare Advantage plan is non-renewed?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the 2027 plan count and carrier count for New Jersey, and confirmation of which 2026 plans are not in the 2027 file.
- CMS — MA Landscape Source File (CY2026): the names, types, and 2026 county footprints of the 26 non-returning plans.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the Special Enrollment Period rules for non-renewed plans.
- Medicare.gov — Medigap guaranteed-issue rights: the federal guaranteed-issue right triggered by a plan non-renewal.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.