Medicare Advantage

12 New Medicare Advantage Plans in New Jersey for 2027: The List

TRENTON — New Jersey's 2027 Medicare Advantage lineup includes 12 plans that weren't offered in the state in 2026, according to the CMS Medicare Advantage Landscape Source Files for the current and coming plan years. The newcomers come from seven carriers and are spread unevenly across the state, so the question for any one household isn't just what's new statewide — it's what's new, and offered, in your county.

New for 2027New Jersey

The 12 new plans sit inside a broader statewide total of 71 Medicare Advantage plans available somewhere in New Jersey for 2027. Below is a plain-English guide to who the new carriers are, which new plans reach the most counties, what "new" actually means for a shopper, and how to check whether any of them work for your doctors and prescriptions before the Annual Enrollment Period closes on December 7, 2026.

How many plans are new, and who offers them

For 2027, 12 Medicare Advantage plans are new to New Jersey — meaning they were not offered in the state in 2026. They come from seven carriers: AmeriHealth, Devoted Health, Elevance Health (Anthem), Horizon Blue Cross Blue Shield of New Jersey, Humana, Jefferson Health Plans, and UnitedHealthcare.

Most of these carriers are adding a single new plan to their 2027 New Jersey lineup. The exception is Devoted Health, which accounts for six of the 12 newcomers. The full carrier-by-carrier and plan-by-plan breakdown is shown in the tables on this page.

The new plans with the widest county reach

Reach varies a lot across the 12 new plans. On the wider end of the statewide list:

• UHC Complete Care NJ-8 (HMO-POS C-SNP) from UnitedHealthcare is listed in 21 New Jersey counties.
• HumanaChoice Giveback H7617-127 (PPO) from Humana is listed in 19 counties.
• Devoted Health's six new plans — DEVOTED CHOICE 001 NJ (PPO), DEVOTED CHOICE GIVEBACK 002 NJ (PPO), DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO), DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP), DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP), and DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP) — are each listed in 14 counties.

Other newcomers are built with narrower footprints. Wellpoint Extra Help (HMO) from Elevance Health (Anthem) and Jefferson Health Plans Premier (PPO) are each listed in 8 counties. AmeriHealth Medicare Classic Rx (HMO) and Horizon Specialty Care (HMO C-SNP) from Horizon Blue Cross Blue Shield of New Jersey are each listed in 7 counties.

Three of the new plans — Horizon Specialty Care (HMO C-SNP), UHC Complete Care NJ-8 (HMO-POS C-SNP), and the three Devoted C-SNP plans — are Chronic Condition Special Needs Plans. Those have additional eligibility rules tied to specific chronic conditions, which Medicare and the carrier can confirm.

What "new" actually means

A plan being "new for 2027" is a factual description from the CMS Landscape files: the plan did not appear in the 2026 New Jersey Landscape and does appear in the 2027 one. It is not a quality label in either direction.

Two practical things follow from "new." First, these plans do not yet have a CMS Star Rating under their current contract, because star measurements are built from prior-year data a brand-new plan hasn't generated. Second, there is no public claims history or member experience from previous years in New Jersey to look back on. That's not a knock on the plans — it's simply the state of the information available during this year's shopping window.

Checking your county, your doctors, and your prescriptions

Because availability is set county by county, the first question is always local: is this plan offered where I live? A plan listed in 14 or 21 counties statewide may or may not include yours.

The authoritative tools for that check are:

• The Medicare Plan Finder at medicare.gov, which filters by ZIP code and county.
• 1-800-MEDICARE, which can confirm whether a specific plan is offered at your address.
• The plan's own Evidence of Coverage and provider and pharmacy directories, which are the source documents for what a plan actually covers.

Once you've confirmed a plan is sold in your county, the same tools let you check whether your doctors, hospitals and specialists are in-network, and whether your prescriptions are on the plan's drug list and at which pharmacies. For a C-SNP, you'll also want to confirm you meet the chronic-condition eligibility rules.

What to do before December 7

The Annual Enrollment Period runs October 15 – December 7, 2026. A plan choice made during that window takes effect January 1, 2027. A short checklist that works for any of the 12 new plans — or any of the returning ones:

1. Write down your current doctors, hospitals, and prescriptions (name, dose, pharmacy). 2. Use the Plan Finder at medicare.gov with your ZIP code to see which plans, including any of the new ones, are actually offered in your county. 3. For any plan you're considering, confirm your providers and drugs against that plan's own directories and formulary. 4. For a C-SNP, verify the qualifying chronic condition rules. 5. Make your decision, or keep your current coverage, on or before December 7, 2026.

Free help

Two no-cost, non-sales resources are available to every person with Medicare in New Jersey:

• Medicare.gov, including the Medicare Plan Finder, for county-level plan availability, drug lists and plan documents.
• 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week, to confirm what's offered at your address and answer enrollment questions.

Both can walk through the 12 new 2027 plans alongside the plans you already know, using the official CMS Landscape data as the starting point.