Medicare Advantage
Compare 61 New Mexico Medicare Advantage Plans for 2027 From 7 Carriers
SANTA FE, N.M. — New Mexicans with Medicare have 61 Medicare Advantage plans from 7 carriers to sort through for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File for CY2027. Availability is set county by county, so some of the plans counted statewide may not appear on the shelf in Doña Ana, Bernalillo, San Juan or Chaves. The Annual Enrollment Period runs October 15 through December 7, 2026, and the plan a reader picks during that window begins on January 1, 2027.
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Key takeaways
- New Mexico's 2027 Medicare Advantage shelf has 61 plans from 7 carriers, with 15 new for 2027 and 27 not returning from 2026.
- Of the 61 plans, 58 include drug coverage, and the state has 10 D-SNPs and 12 C-SNPs for people who qualify.
- The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, with coverage starting January 1, 2027.
- Plan details — premiums, drug lists, pharmacies, provider networks and star ratings — belong on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are offered in New Mexico for 2027?
New Mexico has 61 Medicare Advantage plans available statewide for 2027 from 7 carriers, per the CMS Landscape Source File. That is the all-counties total; any individual county will show a shorter list once ZIP code is entered on the Medicare Plan Finder.
The year-over-year churn matters when a reader opens the mail this fall. For 2027, 15 plans are new to New Mexico and 27 plans from the 2026 lineup are not returning. A plan that is not returning is why some households will receive a non-renewal notice from their carrier — the plan itself is ending, which is different from the household choosing to switch.
What types of Medicare Advantage plans and Special Needs Plans are in New Mexico for 2027?
Of the 61 New Mexico Medicare Advantage plans for 2027, 21 are HMOs, 4 are HMO-POS plans and 36 are PPOs, and 58 of the 61 include Part D prescription drug coverage. The remaining three are MA-only plans, which pair with a stand-alone Part D plan or leave drug coverage off entirely.
Special Needs Plans serve people who meet specific eligibility rules. New Mexico's 2027 shelf includes 10 Dual Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, and 12 Chronic Condition SNPs (C-SNPs) for people with qualifying conditions. There are 0 Institutional SNPs (I-SNPs) listed for 2027. A D-SNP or C-SNP is only an option if the eligibility rules fit; otherwise the comparison stays with the general HMO, HMO-POS and PPO plans.
Which carriers offer Medicare Advantage plans in New Mexico for 2027?
Seven carriers file 2027 Medicare Advantage plans in New Mexico: Blue Cross Blue Shield (HCSC), Devoted Health, HealthSpring, Humana, Molina Healthcare of New Mexico, Presbyterian Health Plan and UnitedHealthcare. The full table on this page shows the plan count and plan types for each.
In headline counts, UnitedHealthcare files 30 plans, Humana 12, Devoted Health 11, Blue Cross Blue Shield (HCSC) 3, Presbyterian Health Plan 3, Molina Healthcare of New Mexico 1 and HealthSpring 1. On the SNP side, Presbyterian Health Plan files 3 D-SNPs, Blue Cross Blue Shield (HCSC) 2 D-SNPs, UnitedHealthcare 4 D-SNPs and Molina Healthcare of New Mexico 1 D-SNP. Again, these are statewide filings — the carriers available in Albuquerque are not identical to the carriers available in Clovis or Taos.
How do I compare Medicare Advantage plans in my own New Mexico county for 2027?
To compare the 2027 Medicare Advantage plans in a specific New Mexico county, work through six concrete checks before December 7, 2026, in this order:
1. Doctors. Make a list of the primary care doctor and every specialist a household uses. Confirm each one is in-network for 2027 — carriers refresh networks for the new plan year. 2. Hospitals. Check the hospital or hospital system the household would prefer in an emergency or for scheduled procedures. 3. Prescriptions. List every prescription with dose and frequency. Each plan's formulary (drug list) decides whether a medication is covered and on what tier. 4. Pharmacies. Check whether the pharmacy a household already uses — chain, grocery, independent or mail order — is in the plan's preferred network for 2027. 5. Annual Notice of Change (ANOC). Current enrollees received an ANOC by late September 2026 describing what changes on their current plan January 1. Read it next to the 2027 plan documents. 6. Medicare Plan Finder. Enter the ZIP code and the drug list at medicare.gov/plan-compare. The Plan Finder shows 2027 premiums, deductibles, copays, star ratings and total estimated yearly drug cost side by side — details this article does not list for any specific plan.
What should New Mexico Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, each household on Medicare in New Mexico should decide whether to keep the current plan, switch to a different Medicare Advantage plan, move to Original Medicare with a stand-alone Part D plan, or — if a current plan is one of the 27 not returning — pick a replacement. December 7, 2026 is the last day of the Annual Enrollment Period for 2027 coverage.
A choice confirmed by December 7 takes effect January 1, 2027. Keep the confirmation number from the Plan Finder or 1-800-MEDICARE. After January 1, the Medicare Advantage Open Enrollment Period runs January 1 through March 31, 2027, and allows one change for people already in a Medicare Advantage plan — but Annual Enrollment is the broader window.
Where can New Mexicans get free help comparing Medicare Advantage plans for 2027?
Free, unbiased help for comparing New Mexico's 2027 Medicare Advantage plans comes from Medicare itself: medicare.gov for the Plan Finder, and 1-800-MEDICARE (TTY 1-877-486-2048), staffed 24 hours a day, seven days a week.
Each carrier can also answer questions about its own plans, and the Evidence of Coverage document for a specific plan is the authoritative source on that plan's rules.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across New Mexico for 2027
- Blue Cross Blue Shield (HCSC) 3 plans: HMO, HMO-POS
- Devoted Health 11 plans: HMO
- HealthSpring 1 plan: HMO
- Humana 12 plans: HMO, PPO
- Molina Healthcare of New Mexico 1 plan: HMO
- Presbyterian Health Plan 3 plans: HMO
- UnitedHealthcare 30 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in New Mexico for 2027
CMS lists 61 Medicare Advantage plans across New Mexico for 2027 from 7 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross Blue Shield (HCSC) 3 plans | |||
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 33 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 33 |
| Blue Cross Medicare Advantage Basic (HMO-POS) | HMO | Yes | 4 |
| Devoted Health 11 plans | |||
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) | HMO C-SNP | Yes | 13 |
| DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| DEVOTED CORE 001 NM (HMO) | HMO | Yes | 7 |
| DEVOTED GIVEBACK 002 NM (HMO) | HMO | Yes | 7 |
| DEVOTED GIVEBACK EXTRAS 015 NM (HMO) | HMO | Yes | 7 |
| DEVOTED C-SNP ENHANCED 007 NM (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED C-SNP GIVEBACK EXTRAS 013 NM (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED CORE 005 NM (HMO) | HMO | Yes | 6 |
| DEVOTED GIVEBACK 006 NM (HMO) | HMO | Yes | 6 |
| DEVOTED GIVEBACK EXTRAS 016 NM (HMO) | HMO | Yes | 6 |
| HealthSpring 1 plan | |||
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| Humana 12 plans | |||
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 28 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 27 |
| HumanaChoice H5216-223 (PPO) | PPO | Yes | 26 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 25 |
| HumanaChoice H5216-339 (PPO) | PPO | Yes | 14 |
| Humana Value Choice (PPO) | PPO | Yes | 9 |
| Humana Full Access (PPO) | PPO | Yes | 6 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus H0028-019 (HMO) | HMO | Yes | 6 |
| Humana Total Complete (HMO) | HMO | Yes | 6 |
| HumanaChoice H7617-068 (PPO) | PPO | Yes | 6 |
| Molina Healthcare of New Mexico 1 plan | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 33 |
| Presbyterian Health Plan 3 plans | |||
| Presbyterian Dual Plus (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| Presbyterian Dual Plus (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Presbyterian Dual Plus (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| UnitedHealthcare 30 plans | |||
| UHC Dual Advantage NM-V1 (PPO D-SNP) | PPO D-SNP | Yes | 33 |
| UHC Dual Complete NM-Q1 (PPO D-SNP) | PPO D-SNP | Yes | 33 |
| UHC Dual Complete NM-S2 (PPO D-SNP) | PPO D-SNP | Yes | 28 |
| AARP Medicare Advantage from UHC NM-0003 (PPO) | PPO | Yes | 19 |
| AARP Medicare Advantage from UHC NM-0006 (PPO) | PPO | Yes | 19 |
| AARP Medicare Advantage Patriot No Rx NM-MA02 (PPO) | PPO | No | 19 |
| UHC Complete Care Support NM-2A (PPO C-SNP) | PPO C-SNP | Yes | 19 |
| UHC Complete Care NM-11 (PPO C-SNP) | PPO C-SNP | Yes | 12 |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) | PPO | No | 9 |
| UHC Complete Care Support NM-1A (PPO C-SNP) | PPO C-SNP | Yes | 9 |
| AARP Medicare Advantage Direct OTC from UHC NM-16 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Direct Plus from UHC NM-17 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Essentials from UHC NM-5 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Extras from UHC NM-13 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage from UHC EP-4 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage from UHC NM-0002 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO) | PPO | Yes | 5 |
| UHC Complete Care Support EP-1A (PPO C-SNP) | PPO C-SNP | Yes | 5 |
| UHC Dual Complete NM-S2 (PPO D-SNP) | PPO D-SNP | Yes | 5 |
| AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Essentials from UHC NM-4 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Extras from UHC NM-12 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage from UHC NM-0001 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) | HMO-POS | Yes | 3 |
| AARP Medicare Advantage from UHC NM-0010 (HMO-POS) | HMO-POS | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are available in New Mexico for 2027?
When is the deadline to choose a 2027 Medicare Advantage plan?
What happens if my current Medicare Advantage plan is not returning for 2027?
Where do I compare the actual premiums, drug lists and star ratings for New Mexico plans?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File, CY2027: the 61-plan count, 7-carrier count, HMO/HMO-POS/PPO split, SNP counts and per-carrier plan counts for New Mexico.
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: the 15 new and 27 non-returning plans.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment Period dates and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.