Medicare Advantage
27 Medicare Advantage Plans Not Returning in New Mexico for 2027: The List
SANTA FE, N.M. — Twenty-seven Medicare Advantage plans offered somewhere in New Mexico in 2026 are not in the Centers for Medicare & Medicaid Services 2027 Landscape file for any county in the state, according to a comparison of the CY2026 and CY2027 CMS Medicare Advantage Landscape Source Files. For 2027, 61 Medicare Advantage plans from 7 carriers are listed across New Mexico counties.
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Key takeaways
- If your 2026 Medicare Advantage plan is on the New Mexico non-renewal list, your coverage ends December 31, 2026, and you have options to pick before and after that date.
- Annual Enrollment 2027 runs October 15 through December 7, 2026, and the choice you make then starts January 1, 2027.
- A non-renewed plan triggers a Special Enrollment Period that runs through the end of February 2027 and a guaranteed-issue right to buy certain Medigap policies at the federal program level.
- If you take no action, you move to Original Medicare on January 1, 2027, with no Part D drug coverage unless you enroll in a drug plan.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The 27 non-renewing plans come from six carriers: Blue Cross Blue Shield (HCSC), CHRISTUS Health Advantage, Humana, Molina Healthcare of Arizona, Presbyterian Health Plan, SCAN Health Plan, and UnitedHealthcare. A plan not returning in any New Mexico county may still be sold under the same carrier name elsewhere, and some carriers above continue to offer other plans in New Mexico for 2027. Each plan on the list is offered county by county, so a plan named here may or may not have been sold in a given reader's county this year.
How many Medicare Advantage plans are not returning in New Mexico for 2027, and which carriers are affected?
Twenty-seven Medicare Advantage plans offered in New Mexico in 2026 are not in the CMS 2027 Landscape file for any county in the state. The affected carriers are Blue Cross Blue Shield (HCSC), CHRISTUS Health Advantage, Humana, Molina Healthcare of Arizona, Presbyterian Health Plan, SCAN Health Plan, and UnitedHealthcare.
The full table on this page lists each non-returning plan by name, carrier, plan type (HMO, PPO, HMO D-SNP, PPO D-SNP, HMO C-SNP, PPO I-SNP) and the number of New Mexico counties where it was offered in 2026. For 2027, 61 plans from 7 carriers remain in the New Mexico Landscape file.
Which non-returning New Mexico Medicare Advantage plans served the most counties in 2026?
Among the 27 plans not returning for 2027, the ones with the widest 2026 New Mexico county footprints include UHC Dual Complete NM-Y1 (PPO D-SNP) from UnitedHealthcare at 33 counties, Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) at 31 counties, Humana Together in Health (PPO I-SNP) and HumanaChoice H5216-437 (PPO) at 29 counties each, and Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) at 27 counties.
Several Blue Cross Medicare Advantage plans served between 7 and 25 counties, the CHRISTUS Health Medicare Guardian (HMO) and CHRISTUS Health Medicare Plus (HMO) plans each served 8 counties, the Presbyterian Senior Care HMO plans each served 8 counties, two Molina Medicare Complete Care (HMO D-SNP) entries covered 25 and 8 counties, and the four SCAN Health Plan entries (SCAN Balance, SCAN Classic, SCAN MyChoice, SCAN Strive) each served 2 counties. County counts reflect where plans were offered in 2026 and do not mean a plan was available everywhere in New Mexico.
How will I know if my Medicare Advantage plan is leaving New Mexico in 2027?
If your plan is not returning, your carrier is required to send you an Annual Notice of Change and a non-renewal letter in the fall of 2026 explaining that coverage ends December 31, 2026. The letter will arrive by mail at the address the plan has on file.
You can also check the plan name on your member ID card against the New Mexico non-renewal table on this page. The name on your card should match the name on the list exactly, including the plan type in parentheses.
What happens to a New Mexico Medicare Advantage member who does nothing by December 7, 2026?
A New Mexico member of one of the 27 non-returning plans who takes no action will be moved to Original Medicare (Part A and Part B) on January 1, 2027. There is no automatic Part D drug coverage in that situation; prescription drug coverage only begins if the person enrolls in a stand-alone Part D plan or in a Medicare Advantage plan that includes drugs.
Original Medicare also does not include the extra benefits some Medicare Advantage plans package in. Returning to a Medicare Advantage plan or adding Part D requires an active enrollment choice.
What Special Enrollment Period and Medigap rights apply when a New Mexico plan is non-renewed?
At the federal program level, members of a non-renewed Medicare Advantage plan qualify for a Special Enrollment Period that runs from December 8, 2026 through the end of February 2027 to join another Medicare Advantage plan or a stand-alone Part D plan. This is in addition to Annual Enrollment 2027, which ends December 7, 2026.
Non-renewal also triggers a federal Medigap guaranteed-issue right, which lets eligible people buy certain Medicare Supplement policies without medical underwriting within a limited window. State-specific Medigap rules and timelines are set by the New Mexico Office of the Superintendent of Insurance; confirm specifics with that office or with 1-800-MEDICARE.
How do I check my own New Mexico county's 2027 Medicare Advantage lineup?
Use the Medicare Plan Finder at medicare.gov and enter your ZIP code to see the 2027 Medicare Advantage and Part D plans available in your New Mexico county. The Plan Finder shows all plans for the county, their plan types and the details that are not covered in this article.
You can also call 1-800-MEDICARE, which is open 24 hours a day, 7 days a week, to confirm what is offered in your county for 2027 and to ask about enrollment.
What should a New Mexico Medicare Advantage member do before December 7, 2026?
Before December 7, 2026, read any Annual Notice of Change or non-renewal letter from your current plan, then compare your 2027 options for your county on the Medicare Plan Finder at medicare.gov. If your plan is on the non-renewal list, pick a replacement during Annual Enrollment 2027 so coverage starts January 1, 2027 without a gap.
Plan details — premiums, deductibles, copays, covered drugs, provider networks and star ratings — come from the Medicare Plan Finder, 1-800-MEDICARE, or the plan's own Evidence of Coverage and provider and pharmacy directories.
Where can New Mexico residents get free help with Medicare choices for 2027?
Free, official help is available at medicare.gov and by calling 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week. Counselors can walk through the plans in your New Mexico county for 2027, explain the Special Enrollment Period that applies to non-renewed plans, and answer questions about Medigap guaranteed-issue rights.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across New Mexico not returning for 2027
These 27 plans are offered across New Mexico for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross Blue Shield (HCSC) 10 plans | |||
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 31 |
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) | PPO D-SNP | Yes | 27 |
| Blue Cross Medicare Advantage Select (HMO) | HMO | Yes | 25 |
| Blue Cross Medicare Advantage Access (PPO) | PPO | Yes | 19 |
| Blue Cross Medicare Advantage Choice Premier (PPO) | PPO | Yes | 17 |
| Blue Cross Medicare Advantage Dental Premier (PPO) | PPO | Yes | 17 |
| Blue Cross Medicare Advantage Health Choice (PPO) | PPO | Yes | 17 |
| Blue Cross Medicare Advantage Balance (PPO) | PPO | Yes | 12 |
| Blue Cross Medicare Advantage Optimum (PPO) | PPO | Yes | 12 |
| Blue Cross Medicare Advantage Classic (PPO) | PPO | Yes | 7 |
| CHRISTUS Health Advantage 2 plans | |||
| CHRISTUS Health Medicare Guardian (HMO) | HMO | No | 8 |
| CHRISTUS Health Medicare Plus (HMO) | HMO | Yes | 8 |
| Humana 4 plans | |||
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 29 |
| HumanaChoice H5216-437 (PPO) | PPO | No | 29 |
| HumanaChoice H5216-196 (PPO) | PPO | Yes | 22 |
| HumanaChoice H5216-196 (PPO) | PPO | Yes | 1 |
| Molina Healthcare of Arizona 2 plans | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 25 |
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Presbyterian Health Plan 4 plans | |||
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) | HMO | Yes | 8 |
| Presbyterian Senior Care Plan 1 (HMO) | HMO | No | 8 |
| Presbyterian Senior Care Plan 2 with Rx (HMO) | HMO | Yes | 8 |
| Presbyterian Senior Care Plan 3 with Rx (HMO) | HMO | Yes | 8 |
| SCAN Health Plan 4 plans | |||
| SCAN Balance (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| SCAN Classic (HMO) | HMO | Yes | 2 |
| SCAN MyChoice (HMO) | HMO | Yes | 2 |
| SCAN Strive (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| UnitedHealthcare 1 plan | |||
| UHC Dual Complete NM-Y1 (PPO D-SNP) | PPO D-SNP | Yes | 33 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across New Mexico for 2027
- Blue Cross Blue Shield (HCSC) 3 plans: HMO, HMO-POS
- Devoted Health 11 plans: HMO
- HealthSpring 1 plan: HMO
- Humana 12 plans: HMO, PPO
- Molina Healthcare of New Mexico 1 plan: HMO
- Presbyterian Health Plan 3 plans: HMO
- UnitedHealthcare 30 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Is my New Mexico Medicare Advantage plan definitely gone in 2027 if its carrier is on the list?
What is the last day to pick a new plan during Annual Enrollment 2027?
If my plan is non-renewed, can I still change plans after December 7, 2026?
Where do I confirm what is offered in my specific New Mexico county for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: the statewide count of non-returning plans, the 2027 plan and carrier totals, and the plan names, carriers, plan types and county counts in the non-renewal list.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment 2027 dates, the Special Enrollment Period for non-renewed plans through the end of February 2027, and the federal Medigap guaranteed-issue right.
- Medicare.gov — Medicare Plan Finder: the tool for checking a specific New Mexico county's 2027 Medicare Advantage and Part D lineup.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.