Medicare Advantage
1 Medicare Advantage Plans Not Returning in Rhode Island for 2027: The List
PROVIDENCE — One Medicare Advantage plan sold in Rhode Island this year is not on the Centers for Medicare & Medicaid Services landscape file for 2027, according to a comparison of the CMS CY2026 and CY2027 Medicare Advantage Landscape Source Files. For 2027, Rhode Islanders will have 22 Medicare Advantage plans to choose from across four carriers, with county-by-county availability varying.
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Key takeaways
- One Medicare Advantage plan sold in Rhode Island in 2026 is not returning for 2027, and 22 plans from four carriers are being offered for 2027.
- If your plan is on the list, your carrier is required to send a non-renewal letter, and you can compare 2027 options at medicare.gov or by calling 1-800-MEDICARE.
- Doing nothing means you move to Original Medicare on January 1, 2027, with no Part D drug coverage unless you choose it.
- A Special Enrollment Period runs through the end of February 2027 for people whose plan did not renew, along with a federal Medigap guaranteed-issue right.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The non-renewal affects members whose plan name appears on the list below. Everyone else keeps their current plan into 2027, though plan details can still change at renewal and should be checked in each year's Annual Notice of Change.
How many Medicare Advantage plans are not returning in Rhode Island for 2027?
One Medicare Advantage plan offered in Rhode Island in 2026 is not returning for 2027, out of a 2027 statewide lineup of 22 plans from four carriers. The single non-renewing plan comes from one carrier: UnitedHealthcare.
The full year-over-year comparison on this page is rendered from the CMS Landscape Source Files for CY2026 and CY2027. Each plan is counted once statewide, even though plans are sold county by county, so a plan listed as non-renewing may or may not be one that was sold in your county.
Which Rhode Island Medicare Advantage plan served the most counties before leaving in 2027?
The one non-renewing plan in Rhode Island for 2027 is AARP Medicare Advantage CareFlex from UHC RI-5 (HMO-POS), an HMO-POS from UnitedHealthcare that served five Rhode Island counties in 2026. Because Rhode Island has five counties, that is the plan's statewide footprint for this year, but availability still varied by county details inside the plan.
No other Medicare Advantage plan sold in Rhode Island in 2026 is missing from the 2027 CMS file. Carriers other than UnitedHealthcare are returning their 2026 Rhode Island plans for 2027, though specific plan designs can change at renewal.
How can a Rhode Island member tell if their Medicare Advantage plan is leaving in 2027?
A Rhode Island member can tell their Medicare Advantage plan is leaving for 2027 in two ways: a non-renewal letter from the carrier, usually mailed in early fall, and the plan's exact name appearing on the list of non-renewing plans. In Rhode Island for 2027, that list contains one entry: AARP Medicare Advantage CareFlex from UHC RI-5 (HMO-POS).
Match the plan name on your member ID card or Annual Notice of Change to the name above, letter for letter. Marketing names can look similar across a carrier's lineup, so the plan ID and exact spelling matter.
What happens to a Rhode Island member who does nothing before December 7, 2026?
A Rhode Island member whose plan is not returning and who makes no choice by December 7, 2026 will be moved to Original Medicare (Parts A and B) on January 1, 2027, with no Part D prescription drug coverage unless a stand-alone drug plan is chosen. Original Medicare will pay its share of covered services starting that day.
Original Medicare does not include a cap on out-of-pocket costs, and it does not include drug coverage on its own. Members who want drug coverage, or who want to go back into a Medicare Advantage plan, need to make an active election.
What is the Special Enrollment Period and Medigap guaranteed-issue right for a non-renewed plan in Rhode Island?
At the federal program level, members whose Medicare Advantage plan does not renew get a Special Enrollment Period that runs through the end of February 2027 to pick a new Medicare Advantage plan or a stand-alone Part D plan. They also get a federal Medigap guaranteed-issue right, meaning certain Medigap policies must be offered without medical underwriting within set time windows.
Exactly which Medigap plans are guaranteed-issue, and any additional Rhode Island protections, are set by Medigap rules and the Rhode Island Office of the Health Insurance Commissioner and Department of Business Regulation. Rhode Islanders with questions on state Medigap rules should contact the state insurance regulator directly.
How do I check my own Rhode Island county's 2027 Medicare Advantage lineup?
To see the 2027 Medicare Advantage plans available in your Rhode Island county, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE, 24 hours a day, seven days a week. Enter your ZIP code and, if asked, your current drugs and pharmacies for a county-specific list.
The 22 plans offered in Rhode Island for 2027 come from four carriers, but no single county necessarily sees all 22. The Plan Finder shows exactly which plans are available where you live.
What should a Rhode Island member do before December 7, 2026?
Before December 7, 2026, a Rhode Island member should check whether their 2026 plan is on the non-renewal list, read the Annual Notice of Change from their carrier, and compare 2027 options on medicare.gov. Annual Enrollment 2027 runs October 15 through December 7, 2026, and the choice made in it takes effect January 1, 2027.
Even members whose plan is returning should re-check, because premiums, drug lists, provider networks and cost-sharing can change year to year. Those details come from each plan's Evidence of Coverage, the Plan Finder, or 1-800-MEDICARE.
Where can Rhode Islanders get free help with Medicare questions?
Rhode Islanders can get free Medicare help from the official federal sources: medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. Both can look up plans, confirm enrollment windows, and explain Original Medicare and Part D.
For Social Security–related questions, such as Part B enrollment or premium withholding, contact the Social Security Administration at ssa.gov or 1-800-772-1213.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across Rhode Island not returning for 2027
These 1 plan are offered across Rhode Island for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 1 plan | |||
| AARP Medicare Advantage CareFlex from UHC RI-5 (HMO-POS) | HMO-POS | Yes | 5 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Rhode Island for 2027
- Aetna (CVS Health) 4 plans: HMO-POS, PPO
- Blue Cross & Blue Shield of Rhode Island 6 plans: HMO, HMO-POS
- Neighborhood Health Plan of Rhode Island 2 plans: HMO
- UnitedHealthcare 10 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans are not returning in Rhode Island for 2027?
What is the name of the Rhode Island Medicare Advantage plan that is not returning for 2027?
What happens if I do nothing by December 7, 2026 and my plan is not returning?
Do I have extra time to pick a new plan if mine is not renewing?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2026 and CY2027): the statewide count of plans not returning, the 2027 plan and carrier counts, and the non-renewing plan name, type and county footprint.
- Medicare.gov — Medicare enrollment periods: Annual Enrollment 2027 dates (October 15 – December 7, 2026), the January 1, 2027 effective date, and the Special Enrollment Period through the end of February for members of non-renewed plans.
- Medicare.gov — Medicare Plan Finder: county-level 2027 plan availability lookups.
- Social Security Administration: Part B enrollment and premium contact information.
- U.S. Census Bureau: Rhode Island county reference.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.