Medicare Advantage
Compare 97 South Carolina Medicare Advantage Plans for 2027 From 12 Carriers
COLUMBIA, S.C. — South Carolinians with Medicare have a defined window to look at next year's coverage. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 97 Medicare Advantage plans will be offered across South Carolina for 2027, from 12 carriers. Availability is set county by county, so a plan listed statewide may or may not appear on a particular reader's county list. The Annual Enrollment Period runs October 15 – December 7, 2026, and the plan a person picks in that window takes effect January 1, 2027.
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Key takeaways
- South Carolina has 97 Medicare Advantage plans for 2027 from 12 carriers, listed in the tables on this page.
- Of those 97 plans, 83 include drug coverage, 7 are new for 2027, and 5 plans from 2026 are not returning.
- Special Needs Plans in South Carolina for 2027 include 11 D-SNPs, 12 C-SNPs, and 6 I-SNPs, each with their own eligibility rules.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and a choice made in that window starts January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are offered in South Carolina for 2027?
South Carolina has 97 Medicare Advantage plans for 2027 from 12 carriers, per the CMS MA Landscape Source Files. Of those 97 plans, 83 include prescription drug coverage, 7 are new for 2027, and 5 plans offered in 2026 are not returning in 2027.
Those are statewide totals. A single plan is approved for a specific set of counties, so the plans available to any one South Carolinian are a subset of the 97. The full carrier and plan tables elsewhere on this page show the statewide list; the Medicare Plan Finder at medicare.gov narrows it down by ZIP code and county.
What plan types and Special Needs Plans are available in South Carolina for 2027?
South Carolina's 97 Medicare Advantage plans for 2027 break down by type into 30 HMO plans, 7 HMO-POS plans, 59 PPO plans, and 1 PFFS plan. Special Needs Plans account for 11 D-SNPs (for people with both Medicare and Medicaid), 12 C-SNPs (for people with qualifying chronic conditions), and 6 I-SNPs (for people living in or needing an institutional level of care).
HMOs generally ask members to use an in-network set of doctors and hospitals and to pick a primary care provider. PPOs usually let members go out of network at a higher share of cost. HMO-POS plans sit in between, with a point-of-service option. PFFS plans work differently again. Special Needs Plans have specific eligibility rules; a person has to qualify to enroll. This article does not compare benefits, copays, networks or star ratings for any plan — those details belong on the Plan Finder and in each plan's Evidence of Coverage.
Which carriers offer Medicare Advantage plans in South Carolina for 2027?
Twelve carriers offer Medicare Advantage plans in South Carolina for 2027. In alphabetical order they are: Aetna (CVS Health), Blue Cross Blue Shield of South Carolina, Centene (WellCare), Clover Health, Devoted Health, First Choice VIP Care (HMO D-SNP), HealthSpring, Humana, Molina Healthcare of South Carolina, NHC Advantage, PruittHealth Premier, and UnitedHealthcare.
Carrier plan counts range from one or two plans up to 26, and the plan-type mix differs by carrier — some offer only HMOs, some only PPOs, and several offer a combination along with D-SNPs. The carrier table on this page shows the full counts and plan types side by side so readers can see each carrier's footprint without having to piece it together from prose.
How do I compare the Medicare Advantage plans in my own South Carolina county for 2027?
Comparing plans county by county in South Carolina for 2027 comes down to matching each plan against the care a person actually uses. A step-by-step approach that works for most people:
1. List your doctors and hospitals. Write down every provider you want to keep seeing in 2027, including specialists. 2. List your prescriptions. Include the exact drug name, dose and how often you take it. 3. List your pharmacies. Note whether you prefer a local pharmacy, a chain, or mail order. 4. Read your Annual Notice of Change (ANOC). If you are already in a Medicare Advantage or Part D plan, your plan mailed an ANOC in September describing what changes on January 1, 2027. Keep it next to you. 5. Open the Medicare Plan Finder at medicare.gov. Enter your ZIP code and county, then your drug list and pharmacies. The Plan Finder will show the specific plans offered in your county, with each plan's premium, deductible, drug costs, benefits and star rating. This article does not list those numbers because they are plan- and county-specific. 6. Check networks directly with the plan. Before enrolling, confirm with the plan — not just a provider's front desk — that your doctors and hospitals are in network for 2027. 7. Confirm each drug on the plan's 2027 formulary. Tiers and coverage rules can change year to year even if the plan name stays the same.
If a current plan is one of the 5 not returning for 2027, the plan sends a non-renewal notice; a reader in that situation can use the Annual Enrollment Period to pick a different plan or return to Original Medicare.
What should South Carolinians do before December 7, 2026?
Before December 7, 2026, South Carolinians on Medicare should review their 2027 options and either confirm their current plan still fits or choose a new one. A choice submitted during the Annual Enrollment Period (October 15 – December 7, 2026) takes effect January 1, 2027.
A short checklist: read the Annual Notice of Change; update the list of doctors, drugs and pharmacies; run that list through the Medicare Plan Finder for the correct county; verify networks and formularies with the plan; then enroll if making a change. People who are happy with their current plan after reviewing the ANOC do not have to do anything to stay in it, as long as the plan is returning for 2027.
Where can South Carolinians get free help comparing 2027 Medicare plans?
Free, unbiased help for South Carolinians comparing 2027 Medicare Advantage plans is available directly from Medicare. The Medicare Plan Finder at medicare.gov lets anyone enter a ZIP code and drug list and see the plans available in their county, with full plan details. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week and can walk a caller through options or complete an enrollment by phone.
Each plan's own Evidence of Coverage and provider and pharmacy directories are the authoritative source for what a specific plan covers, who is in network, and which drugs are on the formulary for 2027.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across South Carolina for 2027
- Aetna (CVS Health) 15 plans: HMO, PPO
- Blue Cross Blue Shield of South Carolina 7 plans: PPO
- Centene (WellCare) 7 plans: HMO, HMO-POS, PPO
- Clover Health 3 plans: PPO
- Devoted Health 9 plans: HMO, PPO
- First Choice VIP Care (HMO D-SNP) 1 plan: HMO
- HealthSpring 11 plans: HMO, PPO
- Humana 26 plans: HMO, PFFS, PPO
- Molina Healthcare of South Carolina 2 plans: HMO
- NHC Advantage 2 plans: HMO
- PruittHealth Premier 1 plan: HMO
- UnitedHealthcare 13 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in South Carolina for 2027
CMS lists 97 Medicare Advantage plans across South Carolina for 2027 from 12 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 15 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | No | 45 |
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | 45 |
| Aetna Medicare Value Plus (HMO) | HMO | Yes | 45 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 35 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Aetna Medicare Signature (HMO) | HMO | Yes | 15 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 12 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 7 |
| Aetna Medicare Signature Giveback (PPO) | PPO | Yes | 7 |
| Aetna Medicare Enhanced (HMO) | HMO | Yes | 5 |
| Aetna Medicare Enhanced (HMO) | HMO | Yes | 4 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature Extra (HMO) | HMO | Yes | 3 |
| Blue Cross Blue Shield of South Carolina 7 plans | |||
| BlueCross Blue Basic (PPO) | PPO | No | 29 |
| BlueCross Total Value (PPO) | PPO | Yes | 15 |
| BlueCross Total (PPO) | PPO | Yes | 12 |
| BlueCross Total Value (PPO) | PPO | Yes | 7 |
| BlueCross Total Value (PPO) | PPO | Yes | 7 |
| BlueCross Total (PPO) | PPO | Yes | 6 |
| BlueCross Total (PPO) | PPO | Yes | 5 |
| Centene (WellCare) 7 plans | |||
| Wellcare Absolute Total Care Dual Align (HMO D-SNP) | HMO D-SNP | Yes | 46 |
| Wellcare Assist (HMO-POS) | HMO-POS | Yes | 46 |
| Wellcare Assist Open (PPO) | PPO | Yes | 46 |
| Wellcare Giveback (HMO-POS) | HMO-POS | Yes | 46 |
| Wellcare Patriot Giveback (HMO-POS) | HMO-POS | No | 46 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | 46 |
| Wellcare Simple Open (PPO) | PPO | Yes | 46 |
| Clover Health 3 plans | |||
| Clover Health LiveHealthy (PPO) | PPO | Yes | 22 |
| Clover Health Valor (PPO) | PPO | No | 22 |
| Clover Health LiveHealthy Giveback (PPO) | PPO | Yes | 12 |
| Devoted Health 9 plans | |||
| DEVOTED C-SNP CHOICE 004 SC (PPO C-SNP) | PPO C-SNP | Yes | 29 |
| DEVOTED C-SNP CHOICE ENHANCED 005 SC (PPO C-SNP) | PPO C-SNP | Yes | 29 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 045 SC (PPO C-SNP) | PPO C-SNP | Yes | 29 |
| DEVOTED C-SNP CHOICE PLUS 006 SC (PPO C-SNP) | PPO C-SNP | Yes | 29 |
| DEVOTED CHOICE 001 SC (PPO) | PPO | Yes | 29 |
| DEVOTED CHOICE GIVEBACK 002 SC (PPO) | PPO | Yes | 29 |
| DEVOTED CHOICE GIVEBACK EXTRAS 040 SC (PPO) | PPO | Yes | 29 |
| DEVOTED CORE 001 SC (HMO) | HMO | Yes | 29 |
| DEVOTED CHOICE MA ONLY 003 SC (PPO) | PPO | No | 28 |
| First Choice VIP Care (HMO D-SNP) 1 plan | |||
| First Choice VIP Care (HMO D-SNP) | HMO D-SNP | Yes | 46 |
| HealthSpring 11 plans | |||
| HealthSpring Courage (HMO) | HMO | No | 16 |
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| HealthSpring Preferred (HMO) | HMO | Yes | 6 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 6 |
| HealthSpring True Choice (PPO) | PPO | Yes | 6 |
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 5 |
| HealthSpring True Choice (PPO) | PPO | Yes | 5 |
| HealthSpring True Choice (PPO) | PPO | Yes | 5 |
| Humana 26 plans | |||
| Humana Dual Integrated (HMO D-SNP) | HMO D-SNP | Yes | 46 |
| Humana Full Access R0110-020 (Regional PPO) | PPO | Yes | 46 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 46 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 46 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 46 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 46 |
| HumanaChoice Giveback H5216-154 (PPO) | PPO | Yes | 46 |
| HumanaChoice H5216-157 (PPO) | PPO | No | 46 |
| HumanaChoice R0110-019 (Regional PPO) | PPO | No | 46 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 45 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 45 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 44 |
| HumanaChoice H5216-347 (PPO) | PPO | Yes | 44 |
| HumanaChoice H5216-423 (PPO) | PPO | Yes | 44 |
| HumanaChoice SNP-DE H5216-277 (PPO D-SNP) | PPO D-SNP | Yes | 44 |
| HumanaChoice H7617-095 (PPO) | PPO | Yes | 43 |
| Humana Gold Plus Giveback H5619-169 (HMO) | HMO | Yes | 42 |
| Humana Gold Plus H5619-171 (HMO) | HMO | Yes | 42 |
| HumanaChoice Giveback H7617-119 (PPO) | PPO | Yes | 42 |
| Humana Gold Plus H5619-152 (HMO) | HMO | Yes | 41 |
| HumanaChoice Giveback H5216-345 (PPO) | PPO | Yes | 39 |
| HumanaChoice H5216-280 (PPO) | PPO | Yes | 39 |
| HumanaChoice Giveback H7617-094 (PPO) | PPO | Yes | 38 |
| HumanaChoice H5216-466 (PPO) | PPO | Yes | 17 |
| Humana Gold Choice H8145-069 (PFFS) | PFFS | Yes | 12 |
| HumanaChoice H5525-049 (PPO) | PPO | Yes | 7 |
| Molina Healthcare of South Carolina 2 plans | |||
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 37 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 9 |
| NHC Advantage 2 plans | |||
| NHC Advantage (HMO I-SNP) | HMO I-SNP | Yes | 22 |
| Senior Care (HMO I-SNP) | HMO I-SNP | Yes | 22 |
| PruittHealth Premier 1 plan | |||
| PruittHealth Premier (HMO I-SNP) | HMO I-SNP | Yes | 19 |
| UnitedHealthcare 13 plans | |||
| AARP Medicare Advantage from UHC SC-0004 (PPO) | PPO | Yes | 46 |
| AARP Medicare Advantage from UHC SC-0005 (HMO-POS) | HMO-POS | Yes | 46 |
| AARP Medicare Advantage from UHC SC-0006 (HMO-POS) | HMO-POS | Yes | 46 |
| AARP Medicare Advantage Patriot No Rx SC-MA01 (HMO-POS) | HMO-POS | No | 46 |
| AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO) | PPO | No | 46 |
| UHC Complete Care SC-1 (PPO C-SNP) | PPO C-SNP | Yes | 46 |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) | PPO C-SNP | Yes | 46 |
| UHC Complete Care Support SC-7 (PPO C-SNP) | PPO C-SNP | Yes | 46 |
| UHC Dual Advantage SC-V1 (PPO D-SNP) | PPO D-SNP | Yes | 46 |
| UHC Dual Complete SC-S001 (PPO D-SNP) | PPO D-SNP | Yes | 46 |
| UHC Dual Complete SC-S2 (PPO D-SNP) | PPO D-SNP | Yes | 46 |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) | PPO | No | 46 |
| UHC Nursing Home Plan SC-F001 (PPO I-SNP) | PPO I-SNP | Yes | 13 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans will South Carolina have for 2027?
When is the Annual Enrollment Period for 2027 coverage?
What is the difference between a D-SNP, C-SNP and I-SNP in South Carolina for 2027?
Where can I see the premiums, benefits and star ratings for each plan?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the statewide South Carolina plan count, carrier list, plan types and Special Needs Plan counts for 2027.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year counts of plans new for 2027 and plans not returning for 2027.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates of October 15 – December 7, 2026 and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool used to see plan-level premiums, benefits, networks, formularies and star ratings by county.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.