Medicare Advantage

Humana's 2027 Medicare Advantage menu in Corpus Christi: how to match a plan to your doctors and drugs

CORPUS CHRISTI — Humana is bringing 23 Medicare Advantage plans to Nueces County for 2027, two of them new, four from this year's lineup not returning, and two carrying renamed labels on the Medicare Plan Finder. If you are enrolled in a Humana plan now, the Annual Notice of Change (ANOC) that landed in your mailbox in late September is the document that tells you what your plan is doing on January 1. You have until December 7, 2026 to make a change for 2027 coverage.

MyMedicarePlans.org is an independent consumer site, not Humana and not Medicare. Humana is one of eight carriers offering Medicare Advantage in Nueces County next year, with 58 plans available across all carriers combined.

How many Humana Medicare Advantage plans are offered in Corpus Christi for 2027?

Humana is offering 23 Medicare Advantage plans in Nueces County, the county Corpus Christi sits in, for the 2027 plan year. By type, that is 9 HMO plans, 13 PPO plans (including regional PPOs) and 1 PFFS plan. Nineteen of the 23 include Part D drug coverage; four do not.

The table below lists every Humana plan available in the county next year, with its plan type and whether it carries drug coverage. CMS sets Medicare Advantage availability by county, so the same lineup applies countywide, not just inside Corpus Christi city limits.

Other carriers also sell Medicare Advantage here. Seven other carriers are in Nueces County for 2027, and across all carriers the county has 58 Medicare Advantage plans to choose from.

What Special Needs Plans does Humana offer in Nueces County for 2027?

Humana has seven Special Needs Plans in Nueces County for 2027: three Dual-Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid, two Chronic-Condition SNPs (C-SNPs) built for people living with diabetes and heart conditions, and two Institutional SNPs (I-SNPs) designed for people who live in a nursing facility or need that level of care at home.

SNPs have eligibility rules. A D-SNP requires an active Medicaid determination from Texas, a C-SNP requires a qualifying diagnosis confirmed by your doctor, and an I-SNP requires that level-of-care finding. If you think one of these fits, call 1-800-MEDICARE or the plan directly to confirm you qualify before you enroll.

What is new, renamed or not returning from Humana in Corpus Christi for 2027?

Two Humana plans are new in Nueces County for 2027, four plans sold here in 2026 are not returning, and two plans have new names on the Medicare Plan Finder even though CMS treats them as continuing plans.

If your current plan is not returning, Humana will send a non-renewal notice and you get a Special Enrollment Period to pick a new plan — but the simplest path is to make your choice during the Annual Enrollment Period that ends December 7, 2026. If your plan is renaming, your coverage continues; the plan ID stays the same and the ANOC lays out any benefit or cost changes for 2027. If you do nothing and your plan is returning, it renews automatically on January 1, 2027.

How do I check a Humana plan against my doctors and prescriptions before December 7?

Use the Medicare Plan Finder at medicare.gov. It is the one place that pulls each plan's 2027 provider network and formulary (drug list) together so you can test them against your own doctors and prescriptions.

A sensible order: 1. Sign in with your Medicare.gov account so your current drugs and pharmacies pre-fill. If you do not have an account, add your drugs manually with the exact dose and quantity. 2. Enter your Corpus Christi ZIP code and pull up the 2027 plans. Filter by carrier to see only Humana's lineup if that is what you are comparing. 3. On each plan, open the "Providers" section and search for your primary care doctor, any specialists you see regularly, and the hospital you prefer. For HMOs, out-of-network care is generally not covered except for emergencies. 4. Open the "Drug coverage" section and confirm every prescription is on the formulary, note the tier, and check whether prior authorization or step therapy applies. 5. Confirm your pharmacy is a preferred pharmacy for that plan — the cost-share can be different at preferred versus standard pharmacies.

If you prefer to work with a person, call 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24 hours a day, seven days a week. You can also call Humana directly using the number on the plan's page in the Plan Finder, or read the plan's Evidence of Coverage, which is the full legal document behind the ANOC summary.

What Medicare numbers are already set for 2027, and which are still coming?

CMS has confirmed a few program-level numbers for 2027. The Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge rises to $700 (up from $615 in 2026). The Part D national base beneficiary premium is $41.33 for 2027, which is a formula input CMS uses — not what any specific plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets and surcharges, have not been announced yet. CMS typically publishes those in the fall, usually in November. Ignore anyone quoting a hard 2027 Part B figure before CMS releases it.

The coverage gap ("donut hole") remains eliminated — Part D has three phases now: deductible, initial coverage, and catastrophic. The Medicare Prescription Payment Plan is still available in 2027 as an option to spread your Part D out-of-pocket costs across the calendar year in level monthly amounts.

What happens if I do nothing by December 7, 2026?

Nothing dramatic. If your current Humana plan is being offered again in 2027, it renews automatically on January 1, 2027 with the changes described in your ANOC. If your plan is not returning, Humana's non-renewal notice will tell you so and open a Special Enrollment Period to choose a new plan.

Even if your plan is renewing, the ANOC is worth 20 minutes of your time. Premiums, deductibles, drug tiers, prior authorization rules, supplemental benefits (dental, vision, hearing, over-the-counter allowance, transportation) and the provider network can all change year to year. The doctor you saw in 2026 may or may not be in-network in 2027, and the drug you take may move tiers.

If you miss December 7, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 gives Advantage enrollees one chance to switch to a different Advantage plan or move back to Original Medicare.