Medicare Advantage
Before December 7: check your Plano UHC plan for 2027
PLANO, Texas — As fall 2026 brings the Annual Enrollment Period into view, UnitedHealthcare's Medicare Advantage lineup in Collin County is reshuffling for 2027. The carrier will offer 16 Medicare Advantage plans in the county next year, down from the 24 it offers in 2026, with 4 new plans joining, 12 not returning, and 1 renamed. If you are enrolled in a UnitedHealthcare plan in Plano, this is the season to check whether your plan is on the 2027 list — and whether your doctors and prescriptions still fit.
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Key takeaways
- UnitedHealthcare will offer 16 Medicare Advantage plans in Collin County for 2027: 12 HMO-POS and 4 PPO, with 15 including drug coverage and 8 built as Special Needs Plans.
- Four UnitedHealthcare plans are new for 2027, 12 are not returning, and one PPO was renamed; your plan's Annual Notice of Change spells out what shifts for you.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
- Other carriers also sell Medicare Advantage in the county; 11 other carriers will offer plans for 2027, for 81 plans in all.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Collin County (2026) | 97 | CMS |
| Medicare Advantage plans offered in Collin County (2027) | 81 | CMS |
| Plans not returning for 2027 / new for 2027 | 37 / 21 | CMS |
| Organizations offering Medicare Advantage in Collin County (2026) | 12 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Collin County | 43% | CMS |
| Residents age 65 and older, Collin County | 134,714 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is UnitedHealthcare offering in Plano for 2027?
Plano is in Collin County, where UnitedHealthcare will offer 16 Medicare Advantage plans for 2027, according to the CMS Medicare Advantage Landscape Source File. That is down from 24 plans in 2026. The 2027 mix is 12 HMO-POS plans and 4 PPO plans. Fifteen of the 16 include Part D drug coverage; one is offered without drug coverage.
MyMedicarePlans.org is an independent consumer site and is not UnitedHealthcare. The table below lists every UnitedHealthcare plan available in the county for 2027, by name and plan type, in alphabetical order.
Which UnitedHealthcare Special Needs Plans will be sold in Collin County in 2027?
UnitedHealthcare's 2027 lineup in Collin County includes 8 Special Needs Plans: 5 Dual Eligible Special Needs Plans (D-SNPs), 2 Chronic Condition Special Needs Plans (C-SNPs), and 1 Institutional Special Needs Plan (I-SNP).
Special Needs Plans are a type of Medicare Advantage plan limited to people who meet specific rules — for example, having both Medicare and Medicaid (D-SNP), living with certain chronic conditions (C-SNP), or living in a long-term care setting (I-SNP). The D-SNPs on UnitedHealthcare's 2027 list are UHC Dual Advantage TX-V11, UHC Dual Complete TX-Q6, UHC Dual Complete TX-S001, UHC Dual Complete TX-S6, and UHC Dual Complete TX-YL2. The C-SNPs are UHC Complete Care TX-29 and UHC Complete Care TX-3P. The I-SNP is UHC Nursing Home Plan TX-F001.
What is new, renamed, or not returning from UnitedHealthcare for 2027?
Four UnitedHealthcare plans are new in Collin County for 2027: UHC Dual Advantage TX-V11, UHC Dual Complete TX-Q6, UHC Dual Complete TX-S6, and UHC Dual Complete TX-YL2 — all HMO-POS D-SNPs. One plan was renamed: AARP Medicare Advantage from UHC TX-61 (Regional PPO) was listed in 2026 as UHC Medicare Advantage TX-0030 (Regional PPO).
Twelve UnitedHealthcare plans offered in 2026 are not returning for 2027. If you are in one of them, UnitedHealthcare must send you a non-renewal notice; you then have a Special Enrollment Period to pick a different plan. If your plan is continuing, read the Annual Notice of Change (ANOC) you received in September — it lists exactly what is different about your plan for 2027, from the drug list to the provider network to cost sharing.
How do I check my doctors and prescriptions before December 7?
The most reliable way to check any Medicare Advantage plan against your own doctors and prescriptions is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code and your drug list, compare plans side by side, and see each plan's provider directory link. You can also call 1-800-MEDICARE, 24 hours a day, 7 days a week.
A short checklist for Plano readers:
- Pull out your ANOC and look for changes to premium, deductible, copays, drug tiers, and the provider network.
- At medicare.gov, enter your prescriptions exactly — the dose and quantity matter.
- Call your doctors' offices and confirm they will accept the specific plan you are considering in 2027, not just "UnitedHealthcare."
- Ask about any medication you take by brand name — plans can move drugs between tiers each year.
Nothing happens if you do nothing: your current plan renews for 2027 if it is being offered, with whatever changes the ANOC describes.
What are the Medicare dates and dollar figures to know for 2027?
The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026. A change made in that window takes effect January 1, 2027. If you are in a Medicare Advantage plan on January 1, you also have the Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, to make one switch.
For Part D drug coverage, CMS has set the 2027 out-of-pocket cap at $2,400 (up from $2,100 in 2026) and the 2027 maximum deductible at $700 (up from $615 in 2026). The 2027 Part D national base beneficiary premium is $41.33 — that is a formula input, not what any specific plan charges. The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced; CMS typically releases them later in the fall.
Who else sells Medicare Advantage in Collin County for 2027?
UnitedHealthcare is one of 12 carriers offering Medicare Advantage in Collin County for 2027. All together, those carriers will offer 81 Medicare Advantage plans in the county. This article covers UnitedHealthcare's lineup only; the Plan Finder at medicare.gov shows every carrier side by side.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Collin County
(MA penetration in Collin County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Collin County for 2027
CMS lists 16 UnitedHealthcare Medicare Advantage plans in Collin County for 2027, alphabetically by carrier. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 16 plans | |||
| AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC TX-0042 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC TX-25 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | PPO | Yes | Renamed |
| AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS) | HMO-POS | No | Returning |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | PPO C-SNP | Yes | Returning |
| UHC Complete Care TX-3P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) | PPO I-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Collin County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if my UnitedHealthcare plan is one of the 12 not returning in 2027?
Do I need to re-enroll if my UnitedHealthcare plan is on the 2027 list?
Where can I compare UnitedHealthcare's 2027 plans against my doctors and drugs?
Is MyMedicarePlans.org affiliated with UnitedHealthcare?
Watch
The Medicare Advantage changes for 2027 in Texas, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Plano
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (2026 and 2027): UnitedHealthcare's plan counts, plan names, plan types, SNP status, drug coverage, and year-over-year changes for Collin County.
- Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment Period, and the Plan Finder tool.
- CMS Part D program parameters: the 2026 and 2027 Part D out-of-pocket cap, maximum deductible, and national base beneficiary premium.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
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This page was last updated: October 2026.