Medicare Advantage

Aetna Medicare Advantage in Virginia for 2027: 15 Plans, County by County

RICHMOND — For the 2027 plan year, Aetna (which CMS groups as Aetna (CVS Health)) is offering 15 Medicare Advantage plans in Virginia, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The lineup is one of 10 Medicare Advantage carriers in the state, which together list 148 plans statewide. Because plans are approved county by county, a plan on Aetna's Virginia list may or may not be offered where you live.

2027 plan lineupVirginia

What is Aetna offering across Virginia for 2027?

Aetna is offering 15 Medicare Advantage plans in Virginia for 2027, and every one of them includes prescription drug coverage. By plan type, that breaks down to 3 HMO plans, 6 HMO-POS plans and 6 PPO plans. Aetna's Special Needs Plan lineup in Virginia for 2027 consists of 1 D-SNP (Dual Eligible Special Needs Plan), with no C-SNP or I-SNP offerings. Aetna is one of 10 Medicare Advantage carriers operating in Virginia for 2027; across all carriers, Virginians can see 148 Medicare Advantage plans listed statewide, though the number available in any single county is smaller.

Which Aetna plans reach the most Virginia counties for 2027?

The Aetna Medicare FIDE (HMO D-SNP) has the widest county footprint in Virginia for 2027, listed in 133 counties, followed by Aetna Medicare Eagle Giveback (PPO) in 117 counties and Aetna Medicare Premier (PPO) in 70 counties. The full county counts for every Aetna plan — including Aetna Medicare Enhanced (PPO) in 67 counties, Aetna Medicare Signature (HMO-POS) in 62 counties, Aetna Medicare Enhanced Plus (PPO) in 29 counties, and smaller-footprint plans such as Aetna Medicare Prime (HMO) in 3 counties — are shown in the plan table on this page. County reach only tells you where a plan is on offer; it says nothing about premium, benefits, provider network, drug list or star rating, and this article makes no comparison on those points.

What is new or not returning in Aetna's Virginia lineup for 2027?

For 2027 in Virginia, Aetna has 2 new plans and 1 plan from 2026 that is not returning. The two plans listed as new for next year are Aetna Medicare Enhanced Plus (PPO), offered in 29 counties, and Aetna Medicare Prime Elite (HMO), offered in 10 counties. Several returning plans have been renamed on the CMS filing: Aetna Medicare Elite Extra (HMO) was Aetna Medicare Elite (HMO-POS); Aetna Medicare Enhanced (PPO) was Aetna Medicare Enhanced Plus (PPO); and Aetna Medicare Signature Plus (HMO-POS) was Aetna Medicare Signature Care (HMO-POS). If you are in a plan that is not returning, Medicare will send a non-renewal notice explaining your options and the dates that apply to you.

How do I check whether an Aetna plan is offered in my Virginia county and covers my doctors and drugs?

To confirm whether a specific Aetna plan is offered in your Virginia county for 2027 — and whether it covers your doctors and prescriptions — use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (available 24 hours a day, 7 days a week), or read the plan's Evidence of Coverage and provider and pharmacy directories. The statewide list on this page shows which Aetna plans are filed somewhere in Virginia for 2027; it does not show whether any one of them is available in, say, Fairfax, Henrico, Roanoke or Wise County. Three things are worth checking before you decide: that the plan is offered in your county, that your doctors and preferred hospitals are in-network, and that the medications you take appear on the plan's formulary at a tier you can live with.

What should Virginians do before December 7, 2026?

Before December 7, 2026, Virginians who want to join, switch or drop a Medicare Advantage plan for 2027 should compare their current coverage against what will be offered in their county next year. The Annual Enrollment Period runs October 15 – December 7, 2026, and the plan you pick in that window takes effect January 1, 2027. A short checklist helps: read the Annual Notice of Change your current plan mailed in September; list your doctors, hospitals and prescriptions; look up each plan you are considering on the Medicare Plan Finder; and confirm the plan is offered in your specific county. If you take no action, your current plan generally continues into 2027 unless it is one of the plans not returning, in which case your notice will spell out the next steps.

Where can Virginians get free help comparing Medicare plans?

Virginians can get free, unbiased help comparing Medicare plans by going to medicare.gov or calling 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, 7 days a week. The Medicare Plan Finder at medicare.gov lets you enter your ZIP code, county and medications to see which plans are offered where you live and what each one covers. You can also read a specific plan's Evidence of Coverage, Summary of Benefits and provider and pharmacy directories directly from the plan. This site is privately owned and independent — it is not Medicare, not a government agency, and not Aetna or any other insurance carrier.