Medicare Advantage
HealthSpring Medicare Advantage in Virginia for 2027: 3 Plans, County by County
RICHMOND — For the 2027 plan year, HealthSpring lists 3 Medicare Advantage plans across Virginia, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The carrier's plans appear under its parent organization, Health Care Service Corporation (HCSC), in federal files, and all three are offered with drug coverage. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what Virginians can see in the public data and how to check whether any of these plans actually reaches their county.
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Key takeaways
- HealthSpring lists 3 Medicare Advantage plans in Virginia for 2027: one HMO, one HMO-POS, and one PPO, all with drug coverage.
- None of HealthSpring's 2027 Virginia plans are Special Needs Plans (D-SNP, C-SNP, or I-SNP).
- Each HealthSpring plan is offered in 11 Virginia counties, so a statewide listing does not guarantee availability where you live.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and choices made in that window take effect January 1, 2027.

| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What does HealthSpring offer across Virginia for 2027?
HealthSpring offers 3 Medicare Advantage plans across Virginia for 2027: 1 HMO, 1 HMO-POS, and 1 PPO, per the CMS Landscape Source File. All 3 include drug coverage. HealthSpring does not list any Special Needs Plans in Virginia for 2027 — no D-SNP, no C-SNP, and no I-SNP.
For context, Virginia's 2027 landscape includes 10 Medicare Advantage carriers in total — HealthSpring plus 9 others — offering 148 plans together statewide. HealthSpring is one piece of that broader picture, and county-level availability varies carrier by carrier. The full statewide list of HealthSpring plans and the carrier roster are shown in the tables on this page.
Which HealthSpring plans reach the most Virginia counties in 2027?
In Virginia for 2027, HealthSpring's three plans each reach 11 counties, according to the CMS Landscape file. The plans are HealthSpring Preferred Savings (HMO), HealthSpring Premier (HMO-POS), and HealthSpring True Choice (PPO), and all three include drug coverage.
Because every HealthSpring plan in Virginia is tied to the same 11-county footprint in the 2027 data, residents outside that footprint will not see these plans in the Medicare Plan Finder, and residents inside it may see all three. Rural Virginians in particular should expect county-by-county variation; a plan listed statewide may not be offered where you live.
What is new or not returning from HealthSpring in Virginia for 2027?
HealthSpring lists 0 new Medicare Advantage plans in Virginia for 2027. Its count of plans not returning for 2027 is not available in the CMS files summarized here, so we are stating none rather than guessing a number.
If you were enrolled in a HealthSpring plan in 2026, you will receive an Annual Notice of Change from the carrier before AEP begins. That document, along with the plan's Evidence of Coverage, is the authoritative source for any changes to premiums, cost sharing, networks, or formularies — none of which this article will quote.
How do I check whether a HealthSpring plan is offered in my Virginia county and covers my doctors and drugs?
To confirm that a HealthSpring plan is offered in your Virginia county for 2027 and that it covers your doctors and prescriptions, use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (24/7), or read the plan's own Evidence of Coverage and provider and pharmacy directories. These are the only sources that reflect current, plan-specific details.
A practical sequence works well:
1. Enter your ZIP code and county on medicare.gov to see which of the three HealthSpring plans — HealthSpring Preferred Savings (HMO), HealthSpring Premier (HMO-POS), or HealthSpring True Choice (PPO) — appear for your location. 2. Add each prescription drug, with dosage and quantity, to see how the plan treats it. 3. Add your doctors, hospitals, and preferred pharmacies to check network status. 4. Open the plan's Evidence of Coverage and Summary of Benefits for the full rules.
If something is unclear, 1-800-MEDICARE can walk you through the same screens.
What should Virginians do before December 7, 2026?
Before December 7, 2026, Virginians should confirm their 2027 coverage choice during the Annual Enrollment Period, which runs October 15 – December 7, 2026. Any Medicare Advantage or Part D election you make in that window takes effect January 1, 2027.
A short checklist:
- Read the Annual Notice of Change from your current plan when it arrives in the fall of 2026.
- Make a current list of your prescriptions (with dosages) and your providers.
- Compare plans available in your county on medicare.gov — HealthSpring's 3 Virginia plans sit alongside options from 9 other carriers.
- If you want to enroll, switch, or drop a plan, do so on or before December 7, 2026.
There is no need to rush. The date is fixed, and the Plan Finder is available throughout the window.
Where can Virginians get free help comparing 2027 Medicare plans?
Virginians can get free help comparing 2027 Medicare plans directly from Medicare: visit medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, 7 days a week. Both sources are free, cover every plan in your county, and can answer questions about enrollment periods and eligibility.
For Social Security questions tied to Medicare — such as Part B enrollment or premium billing — the Social Security Administration at ssa.gov is the authoritative source.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
HealthSpring Medicare Advantage plans in Virginia for 2027
CMS lists 3 HealthSpring Medicare Advantage plans across Virginia for 2027, alphabetically by carrier, widest county reach first. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| HealthSpring 3 plans | |||
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 11 |
| HealthSpring Premier (HMO-POS) | HMO-POS | Yes | 11 |
| HealthSpring True Choice (PPO) | PPO | Yes | 11 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans across Virginia break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does HealthSpring offer in Virginia for 2027?
Does HealthSpring offer a D-SNP, C-SNP, or I-SNP in Virginia for 2027?
Will a HealthSpring plan listed statewide be available in my Virginia county?
When do I need to make a decision for 2027 coverage?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): Virginia plan counts, plan types, SNP counts, drug coverage, and county reach for HealthSpring's 2027 plans.
- CMS — MA Landscape Source Files (CY2026 and CY2027): year-over-year comparison for new and non-returning plans.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.