Medicare Advantage

Humana Medicare Advantage in Virginia for 2027: 49 Plans, County by County

RICHMOND — For the 2027 plan year, Humana will offer 49 Medicare Advantage plans across Virginia, according to the CMS Medicare Advantage Landscape Source Files for CY2027. That statewide count includes a mix of HMO, HMO-POS, PPO and PFFS plans, along with Special Needs Plans for people who qualify. Because Medicare Advantage is sold county by county, a plan listed statewide may or may not be available where you live.

2027 plan lineupVirginia

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How many Humana Medicare Advantage plans are offered in Virginia for 2027?

Humana will offer 49 Medicare Advantage plans in Virginia for 2027, based on the CMS Landscape file. The breakdown by plan type is 20 HMO, 4 HMO-POS, 22 PPO and 3 PFFS plans.

Within that 49, Humana lists 13 Special Needs Plans — 6 Dual-Eligible SNPs (D-SNP), 5 Chronic Condition SNPs (C-SNP) and 2 Institutional SNPs (I-SNP). SNPs are limited to people who meet specific criteria, such as having both Medicare and Medicaid, living with a qualifying chronic condition, or residing in a long-term care setting. Forty-two of Humana's 2027 Virginia plans include Part D prescription drug coverage; the remaining plans do not bundle drug coverage, which is a detail to confirm plan by plan.

Humana is one of 10 carriers offering Medicare Advantage in Virginia for 2027. Across all carriers, Virginians will see 148 Medicare Advantage plans statewide.

Which Humana plans in Virginia for 2027 have the widest county reach?

Several Humana plans appear in the CMS file as available in more than 100 Virginia counties for 2027, though county reach is not a measure of quality — only of geographic footprint. The plans listed in the most Virginia counties include Humana Full Access (Regional PPO), Humana Together in Health (PPO I-SNP), Humana USAA Honor Giveback (Regional PPO) and HumanaChoice R0110-004 (Regional PPO), each listed in 133 counties.

Also carrying broad county footprints are Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP), Humana Dual QMB Only (HMO-POS D-SNP), Humana Dual Select H2875-006 (HMO-POS D-SNP), the two new Humana DaVita Kidney Care (PPO C-SNP) plans, Humana Gold Plus – Diabetes and Heart (HMO C-SNP), HumanaChoice H5216-363 (PPO), HumanaChoice H5216-408 (PPO), Humana Essentials Plus Giveback (PPO), Humana USAA Honor Giveback (PPO) and Humana Gold Plus H6622-085 (HMO). The full plan-by-plan list, with county counts, is in the table on this page.

Remember that a wide statewide footprint does not guarantee the plan is offered in your specific county. Always check availability at your ZIP code before you decide.

What is new or not returning in Humana's Virginia Medicare Advantage lineup for 2027?

Humana is adding 4 new Medicare Advantage plans in Virginia for 2027, and none of its current Virginia plans are being discontinued for 2027. The new plans named in the CMS file include two Humana DaVita Kidney Care (PPO C-SNP) entries, a second Humana Together in Health (PPO I-SNP), and HumanaChoice H7617-125 (PPO).

Several existing plans have been renamed for 2027 — for example, plans previously branded Humana Essentials Plus Giveback, Humana Full Access, Humana Value Choice, Humana Total Complete and two Humana Gold Plus SNP-DE plans now carry updated names (including Humana Dual QMB Only). A rename does not necessarily mean the plan is new; the full crosswalk is shown in the table.

How do I check whether a Humana plan is offered in my Virginia county and covers my doctors and drugs?

To confirm whether a specific Humana plan is offered in your Virginia county for 2027, use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. The Plan Finder shows the plans available at your address and lets you add your prescriptions and preferred pharmacies.

To confirm that your doctors, hospitals and specialists are in-network, check the plan's provider directory on Humana's own website or call the number on the plan materials. To confirm that your prescriptions are covered and at what tier, review the plan's formulary and Evidence of Coverage. These documents — not summaries like this one — are the authoritative source for premiums, deductibles, copays, benefits, network rules and star ratings.

What should Virginia Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Virginia beneficiaries should review their current coverage against the 2027 options and make any change they want to take effect January 1, 2027. The Annual Enrollment Period runs October 15 through December 7, 2026.

A practical checklist:

• Read your plan's Annual Notice of Change, which arrives in the fall and spells out what is changing for 2027.
• Make a list of your current doctors, hospitals and prescriptions.
• Use the Plan Finder at medicare.gov to compare the plans actually offered in your county.
• If you qualify for a Special Needs Plan (dual-eligible, a qualifying chronic condition, or institutional care), confirm eligibility rules before enrolling.
• Keep a confirmation number for any enrollment you submit.

There is no need to rush — the December 7 date is a firm deadline, not a sales clock.

Where can Virginia seniors get free help comparing 2027 Medicare Advantage plans?

Free, official help is available at medicare.gov and by calling 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Both sources are run by the federal Medicare program and can walk you through the plans available in your county, including Humana's and those of the 9 other carriers offering Medicare Advantage in Virginia for 2027.