Medicare Advantage

Anthem Medicare Advantage in Virginia for 2027: 16 Plans, County by County

RICHMOND — Virginians comparing Medicare Advantage coverage for 2027 will see Anthem — which CMS groups under Elevance Health (Anthem) — fielding 16 plans across the Commonwealth, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The lineup includes a mix of HMO, HMO-POS and PPO plans, along with Special Needs Plans aimed at people with specific health or coverage situations. Because Medicare Advantage is sold county by county, a plan on this statewide list may or may not be available where you live.

This article is published by an independent Medicare education site. We are not the federal government, not affiliated with any government agency, and not Anthem or any other insurance carrier.

What Anthem offers in Virginia for 2027

Across Virginia, Anthem's 2027 Medicare Advantage lineup totals 16 plans, broken down by CMS as 3 HMO plans, 9 HMO-POS plans and 4 PPO plans. All 16 of these plans include Part D prescription drug coverage.

For members who qualify based on health condition or dual Medicare-Medicaid eligibility, Anthem is offering Special Needs Plans: 4 Dual Eligible Special Needs Plans (D-SNPs), 2 Chronic Condition Special Needs Plans (C-SNPs), and 0 Institutional Special Needs Plans (I-SNPs). D-SNPs are limited to people with both Medicare and Medicaid; C-SNPs are limited to people with certain qualifying chronic conditions.

For context, Anthem is one of 10 carriers offering Medicare Advantage plans in Virginia for 2027. Together, those carriers account for 148 plans statewide. The table on this page lists each Anthem plan with its plan type, drug coverage status and the number of Virginia counties where it is offered.

Anthem's widest county reach in Virginia

County reach varies widely across Anthem's 2027 Virginia lineup. The plans with the broadest footprint, per the CMS Landscape file, are:

• Anthem Dual Advantage Plus (HMO D-SNP), offered in 133 counties
• Anthem Full Dual Advantage (HMO D-SNP), offered in 133 counties
• Anthem Full Dual Advantage Support (HMO D-SNP), offered in 133 counties
• Anthem Kidney Care (HMO-POS C-SNP), offered in 128 counties
• Anthem Dual Advantage Plus (PPO D-SNP), offered in 127 counties
• Anthem Veteran (PPO), offered in 103 counties
• Anthem Medicare Advantage (PPO), offered in 94 counties

Several other plans — including Anthem Medicare Advantage 2 (HMO-POS), Anthem Medicare Advantage 3 (HMO-POS) variants, Anthem Medicare Advantage 4 (HMO-POS), Anthem Medicare Advantage (HMO-POS), Anthem Medicare Advantage 2 (PPO) and Anthem Chronic Care (HMO-POS C-SNP) — are offered in smaller sets of counties. The full breakdown is in the table above.

A plan showing a wide statewide county count does not mean it is sold in every ZIP code or that it is the right fit for any particular person. Reach is just one piece of the picture.

What is new, renamed, or not returning

For 2027, Anthem has 0 brand-new Medicare Advantage plans in Virginia and 1 plan not returning from 2026, based on year-over-year comparison of the CMS Landscape Source Files.

Two plans carry over with a new name:

• Anthem Dual Advantage Plus (HMO D-SNP) was previously Anthem Dual Advantage (HMO D-SNP).
• Anthem Dual Advantage Plus (PPO D-SNP) was previously Anthem Dual Advantage (PPO D-SNP).

If you are currently enrolled in an Anthem plan, you should receive an Annual Notice of Change (ANOC) from the carrier describing what, if anything, is changing for your specific plan in 2027. Read it carefully, especially if your plan was renamed or if the letter mentions your plan will not be offered next year.

Checking your county, your doctors and your prescriptions

Because Medicare Advantage availability is set county by county, the first question is always: is this plan offered where I live? You can confirm that on the Medicare Plan Finder at medicare.gov by entering your ZIP code, or by calling 1-800-MEDICARE (TTY 1-877-486-2048), which is available 24 hours a day, 7 days a week.

Once you know a plan is sold in your county, there are three more checks worth doing before enrolling:

1. Doctors and hospitals. Confirm your primary care provider, any specialists you see and your preferred hospital are in-network for the specific plan and county you are considering. HMO, HMO-POS and PPO plans treat out-of-network care differently. 2. Prescriptions. Check that each medication you take is on the plan's formulary, and look at the tier and any coverage rules such as prior authorization or step therapy. 3. Extra benefits and rules. Review the plan's Summary of Benefits and Evidence of Coverage for how the plan handles referrals, out-of-network care and any added benefits.

Plan directories and drug lists live with the carrier and on Medicare.gov; this site does not publish them.

What to do before December 7

The Medicare Annual Enrollment Period runs October 15, 2026 through December 7, 2026. A plan selection made during that window takes effect January 1, 2027.

A simple checklist for Virginians weighing Anthem or any other 2027 option:

• Gather your current Medicare card, a list of your medications with dosages, and a list of your doctors.
• Read the ANOC from your current plan if you have one.
• On medicare.gov, enter your ZIP code and compare the plans available in your county side by side.
• Verify network and formulary details directly with the plan before enrolling.
• Make your choice by December 7, 2026 for a January 1, 2027 effective date.

Special enrollment opportunities exist outside AEP for people who move, lose other coverage, become eligible for Extra Help or Medicaid, or qualify for a SNP. Medicare.gov explains those windows in detail.

Where to get free help

For official, no-cost help comparing plans in your county:

• Medicare Plan Finder: medicare.gov
• 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7

These resources draw from CMS data — including the Medicare Advantage Landscape Source File used in this article — and can confirm plan availability, networks and drug coverage specific to your address.