Medicare Advantage

Kaiser Permanente Medicare Advantage in Virginia for 2027: 7 Plans, County by County

RICHMOND, Va. — Virginians comparing Medicare Advantage coverage for the 2027 plan year will see Kaiser Permanente back on the state's lineup with seven plans, according to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source File for CY2027. This explainer, published by an independent Medicare education site that is not affiliated with the federal government or with Kaiser Permanente, walks through what the carrier is offering statewide, where its plans reach, and how to confirm what is available in your own county before the Annual Enrollment Period closes on December 7, 2026.

What Kaiser Permanente offers in Virginia for 2027

Statewide, Kaiser Permanente's Virginia Medicare Advantage lineup for 2027 is made up of 7 plans. By plan type, that breaks down to 1 HMO plan and 6 HMO-POS plans. All 7 plans include Medicare prescription drug coverage (sometimes called MA-PD).

Kaiser Permanente is not offering Special Needs Plans in Virginia for 2027: there are 0 Dual-Eligible Special Needs Plans (D-SNPs), 0 Chronic Condition SNPs (C-SNPs), and 0 Institutional SNPs (I-SNPs). If you qualify for a SNP based on Medicaid eligibility, a chronic condition, or institutional status, you will want to compare offerings from other carriers.

For context, CMS data shows 9 other carriers offering Medicare Advantage plans somewhere in Virginia for 2027, and all carriers together account for 148 plans statewide. Kaiser Permanente is one piece of that broader statewide picture.

Kaiser Permanente's plans with the widest county reach

Because Medicare Advantage is sold at the county level, "statewide" availability can be misleading. The table on this page lists each Kaiser Permanente plan with the number of Virginia counties where it is offered for 2027. In summary:

• Four plans — Kaiser Permanente Medicare Advantage High VA (HMO-POS), Kaiser Permanente Medicare Advantage Liberty (HMO), Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS), and Kaiser Permanente Medicare Advantage Standard 2 VA (HMO-POS) — are each offered in 12 Virginia counties.
• Kaiser Permanente Medicare Advantage Care Plus VA (HMO-POS) is offered in 9 counties.
• Kaiser Permanente Medicare Advantage Value 2 VA (HMO-POS) is offered in 7 counties.
• Kaiser Permanente Medicare Advantage Value 1 VA (HMO-POS) is offered in 5 counties.

A plan being on this list does not mean it is offered in your county. The service area for each plan is defined by CMS at the county level, and that is what determines whether you can enroll.

What is new or not returning

Year over year, comparing the CMS Landscape Source Files for CY2026 and CY2027, Kaiser Permanente in Virginia has 0 plans new for 2027 and 0 plans not returning for 2027. In other words, the carrier's Virginia Medicare Advantage lineup is the same set of plans continuing into the new plan year.

Even when plans continue, specific details — service area counties, drug formularies, provider networks, premiums, cost-sharing, and extra benefits — can change from one year to the next. That is why it is worth re-checking the particulars of any plan you have or are considering, even if the plan name looks familiar.

Checking whether a plan is offered in your county — and covers your doctors and drugs

Three questions matter most when you look at any specific plan name on this page:

1. Is it offered in my county? Kaiser Permanente's 2027 plans are offered in anywhere from 5 to 12 Virginia counties, depending on the plan. Enter your ZIP code at medicare.gov to see which plans are available at your address. 2. Does it cover my doctors and hospitals? Medicare Advantage HMO and HMO-POS plans use provider networks. Confirm your providers in the plan's current provider directory, or by calling the plan directly. 3. Does it cover my prescriptions? All 7 Kaiser Permanente Virginia plans for 2027 include drug coverage, but each plan has its own formulary. Check your medications on the plan's formulary before you enroll.

The authoritative sources for these answers are the Medicare Plan Finder at medicare.gov, 1-800-MEDICARE (available 24 hours a day, 7 days a week), and the plan's own Evidence of Coverage and provider and pharmacy directories.

What to do before December 7

The Medicare Annual Enrollment Period runs from October 15, 2026 through December 7, 2026. Any Medicare Advantage choice you make during that window takes effect January 1, 2027. A simple checklist:

• Read the Annual Notice of Change (ANOC) your current plan mailed you in September, if you are already enrolled in a Medicare Advantage plan.
• Make a short list of must-haves: your doctors, hospitals, pharmacies, and prescriptions.
• Use the Medicare Plan Finder at medicare.gov to compare the plans available in your county side by side.
• If you want to switch, enroll by December 7, 2026 for a January 1, 2027 effective date.

There is no need to rush a decision — the deadline is a fixed date, not a countdown. But waiting until the last day leaves less time to double-check details.

Where to get free, unbiased help

For official plan details and enrollment, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week. These are the sources CMS keeps current for county-level plan availability, formularies, and enrollment.