Medicare Advantage

Humana's 2027 Medicare Advantage lineup in Virginia Beach: 4 new plans, 9 renamed

VIRGINIA BEACH — October 2026. Humana's 2027 Medicare Advantage lineup for Virginia Beach residents is set, and the shape of it has shifted. The carrier is offering 34 Medicare Advantage plans in Virginia Beach city for the 2027 plan year, up from 30 this year. Four are new, nine have been renamed, and none of Humana's current plans are being pulled from the county. That matters right now because the Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make in that window takes effect January 1, 2027.

MyMedicarePlans.org is an independent consumer news site. We are not Humana, we are not Medicare, and we are not the only option in town — five other carriers also offer Medicare Advantage plans in Virginia Beach city for 2027, for a county total of 70 plans.

What Humana is offering in Virginia Beach for 2027

Virginia Beach is an independent city in Virginia, and Medicare plan availability is set at the county (city) level. For 2027 in Virginia Beach city, Humana's 34 Medicare Advantage plans break down this way:

• 11 HMO plans
• 3 HMO-POS plans
• 18 PPO plans (including Regional PPOs)
• 2 PFFS (Private Fee-for-Service) plans

Every one of the 34 plans includes Part D prescription drug coverage.

The full roster — plan name, plan type, and whether it includes drug coverage — appears in the table below this article. Rather than retype 34 lines, we'll point out what's changing.

The four new plans for 2027

Humana is adding four plans in Virginia Beach city for the 2027 plan year:

• Humana DaVita Kidney Care (PPO C-SNP)
• Humana DaVita Kidney Care (PPO C-SNP)
• Humana Together in Health (PPO I-SNP)
• HumanaChoice H7617-125 (PPO)

Two of these are Chronic Condition Special Needs Plans tied to kidney care, and one is an Institutional Special Needs Plan — those have specific eligibility rules, which we'll come back to.

The nine renamed plans

Nine of Humana's plans have a new name for 2027. The plan contract may be similar, but a renamed plan is not automatically the same plan — costs, drug formularies, provider networks and extra benefits can all shift. The renamed plans are:

• Humana Dual QMB Only (HMO-POS D-SNP) — was Humana Gold Plus SNP-DE H2875-002
• Humana Essentials Plus Giveback (PPO) — was Humana Essentials Plus Giveback H5216-308
• Humana Essentials Plus Giveback (PPO) — was Humana Essentials Plus Giveback H7617-100
• Humana Full Access (Regional PPO) — was Humana Full Access R0110-005
• Humana Total Complete (HMO) — was Humana Gold Plus H1036-333
• Humana Total Complete (HMO) — was Humana Gold Plus H6622-083
• Humana Total Complete (HMO) — was Humana Total Complete H6622-091
• Humana Value Choice (PPO) — was Humana Value Choice H5216-266
• Humana Value Choice (PPO) — was Humana Value Choice H7617-098

If one of these was your plan in 2026, read your Annual Notice of Change carefully. The ANOC is the booklet that spells out what is different about your plan next year.

Special Needs Plans in the lineup

Of the 34 Humana plans available in Virginia Beach city for 2027, 10 are Special Needs Plans (SNPs). SNPs are only open to people who meet specific criteria:

• 3 Dual Eligible SNPs (D-SNP) — for people with both Medicare and Medicaid
• 5 Chronic Condition SNPs (C-SNP) — for people with qualifying chronic conditions such as diabetes, cardiovascular disease, or end-stage renal disease
• 2 Institutional SNPs (I-SNP) — for people who live in, or need the level of care provided in, a long-term care facility

If you don't meet the eligibility rules for a specific SNP, you can't enroll in it, so these plans narrow the field in a way the main lineup does not.

What is NOT changing

Humana is not withdrawing any of its current Virginia Beach plans for 2027. If you do nothing by December 7, 2026, your plan renews automatically on January 1, 2027, with whatever changes are described in your ANOC. "Nothing happens if you do nothing" is literally true at the enrollment level — but it does not mean your costs or benefits will be identical to this year's.

The 2027 Part D numbers you can count on

CMS has already set some program-wide Part D figures for 2027:

• Part D annual out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026)
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026)
• Part D national base beneficiary premium (a formula input, not what any plan charges): $41.33 for 2027

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS typically publishes them later in the fall.

How to check a plan against your doctors and prescriptions before December 7

This is the step most people skip, and it is the one that keeps surprises out of January. For each plan you are considering:

1. Go to medicare.gov/plan-compare, enter your ZIP code, and add your prescriptions by name and dose. 2. Search for each of your doctors, specialists and preferred pharmacies inside the plan's own network tool. Networks can change year to year. 3. Read the plan's Summary of Benefits and, if you're already a member, the Annual Notice of Change you received by late September 2026. 4. If anything is unclear, call 1-800-MEDICARE (1-800-633-4227), available 24/7, or call the plan directly using the number on the plan's page.

Doing this for two or three plans takes an afternoon. Doing it after January 1 — when a drug you take is no longer covered, or your doctor is out-of-network — is a lot harder.