Medicare Advantage
Virginia Beach Enrollees: 14 UnitedHealthcare Plans for 2027
Virginia Beach, Va. — Fall 2026. UnitedHealthcare is bringing 14 Medicare Advantage plans to Virginia Beach for 2027, and the lineup is not a copy of this year's. Two plans are new, two are not coming back, and three are being renamed. If you are enrolled in a UnitedHealthcare plan here, those changes — plus anything in your Annual Notice of Change (ANOC) — are what to look at before the Annual Enrollment Period closes on December 7, 2026.
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Key takeaways
- UnitedHealthcare is offering 14 Medicare Advantage plans in Virginia Beach city for 2027: 10 HMO-POS and 4 PPO, all with drug coverage.
- Of those 14, two are new for 2027, three have been renamed, and two 2026 plans are not returning.
- Seven are Special Needs Plans: 5 D-SNPs for people with both Medicare and Medicaid, 1 C-SNP, and 1 I-SNP for nursing home residents.
- If you do nothing by December 7, 2026, your current plan simply renews for 2027 if it is still offered — with any changes spelled out in its ANOC.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Virginia Beach city (2026) | 67 | CMS |
| Medicare Advantage plans offered in Virginia Beach city (2027) | 70 | CMS |
| Plans not returning for 2027 / new for 2027 | 3 / 6 | CMS |
| Organizations offering Medicare Advantage in Virginia Beach city (2026) | 6 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Virginia Beach city | 36% | CMS |
| Residents age 65 and older, Virginia Beach city | 72,515 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not UnitedHealthcare, and we are not Medicare. UnitedHealthcare is one of 6 carriers offering Medicare Advantage plans in Virginia Beach city for 2027 (all carriers together: 70 plans). This article covers only UnitedHealthcare's slate.
How many UnitedHealthcare Medicare Advantage plans are offered in Virginia Beach for 2027?
UnitedHealthcare is offering 14 Medicare Advantage plans in Virginia Beach city for 2027. By plan type, that breaks down to 10 HMO-POS plans and 4 PPO plans. All 14 include Part D prescription drug coverage.
Virginia Beach is in Virginia Beach city, and Medicare plan availability is set at the county level, so these counts apply to anyone with a Medicare address in the city. The table below lists every UnitedHealthcare plan available here for 2027.
Which UnitedHealthcare Special Needs Plans are available in Virginia Beach for 2027?
Seven of UnitedHealthcare's 14 Virginia Beach plans for 2027 are Special Needs Plans (SNPs), which are limited to people who meet specific eligibility rules.
- D-SNPs (5) are for people who have both Medicare and Medicaid: UHC Dual Advantage VA-V1, UHC Dual Complete VA-Q001, UHC Dual Complete VA-Y002, UHC Dual Complete VA-Y4, and UHC Dual Complete VA-YL.
- C-SNP (1) is for people with a qualifying chronic condition: UHC Complete Care VA-22.
- I-SNP (1) is for people who live in a nursing home or need a similar level of care: UHC Nursing Home Plan EX-F004.
If you are not sure whether you qualify, Medicare.gov or 1-800-MEDICARE can walk through the eligibility rules with you.
What is new, renamed, or not returning for 2027?
UnitedHealthcare's 2027 Virginia Beach lineup includes two brand-new plans, three renamed plans, and two 2026 plans that will not be offered again.
- New for 2027: AARP Medicare Advantage Direct Plus from UHC VA-26 (HMO-POS) and AARP Medicare Advantage Extras from UHC VA-30 (HMO-POS).
- Renamed: AARP Medicare Advantage Essentials from UHC VA-8 (HMO-POS) was AARP Medicare Advantage from UHC VA-0008; UHC Dual Advantage VA-V1 was UHC Dual Complete VA-V001; UHC Dual Complete VA-YL was UHC Dual Complete VA-Y001.
- Not returning: two UnitedHealthcare plans offered in Virginia Beach city in 2026 will not be sold here in 2027.
A rename is more than a cosmetic change — benefits, networks, drug formularies and cost sharing can shift year to year. The specifics are in each plan's ANOC, which carriers mail (or email) by late September.
What should I check before December 7, 2026?
Before the Annual Enrollment Period ends on December 7, 2026, check three things against the plan you are considering: your doctors, your prescriptions, and your pharmacy. These are what cause the most surprises in January.
The most reliable way to do it:
1. Go to medicare.gov and open the Plan Finder. Enter your ZIP code and your drug list. 2. Compare the plans side by side. The tool will show which of your drugs are on each formulary and whether your pharmacy is in network. 3. For doctors and specialists, call the plan directly or check its online provider directory for 2027 — not the 2026 version. 4. If you want to talk it through with a person, call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week.
If you do nothing by December 7, your current plan renews for 2027 — assuming it is still offered — with whatever changes its ANOC describes. You will also have the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, to switch to a different Medicare Advantage plan or go back to Original Medicare once per person.
What is changing in Medicare itself for 2027?
Two Part D figures are already confirmed for 2027. The annual out-of-pocket cap on prescription drug costs rises to $2,400 in 2027 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge rises to $700 in 2027 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — this is a formula input used by CMS, not what any specific plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes them in the fall, usually in November.
The Medicare Prescription Payment Plan, which lets you spread drug costs across the year in monthly installments, is still available in 2027 at no extra cost if you choose to opt in.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Virginia Beach city
(MA penetration in Virginia Beach city)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Virginia Beach city for 2027
CMS lists 14 UnitedHealthcare Medicare Advantage plans in Virginia Beach city for 2027, alphabetically by carrier. 5 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 14 plans | |||
| AARP Medicare Advantage Direct Plus from UHC VA-26 (HMO-POS) | HMO-POS | Yes | New |
| AARP Medicare Advantage Essentials from UHC VA-8 (HMO-POS) | HMO-POS | Yes | Renamed |
| AARP Medicare Advantage Extras from UHC VA-30 (HMO-POS) | HMO-POS | Yes | New |
| AARP Medicare Advantage from UHC VA-0004 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC VA-0009 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) | PPO | Yes | Returning |
| UHC Complete Care VA-22 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| UHC Dual Advantage VA-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
| UHC Dual Complete VA-Y4 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete VA-YL (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) | PPO I-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Virginia Beach city break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything if I'm happy with my UnitedHealthcare plan?
What happens if my 2026 UnitedHealthcare plan is one of the two not returning?
How do I know if I qualify for one of the Dual Complete or Dual Advantage plans?
Where can I see every UnitedHealthcare plan with its details?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Virginia Beach
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the Virginia Beach city plan counts, plan names, plan types, SNP designations, and the new/renamed/not-returning changes for UnitedHealthcare.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov: the Annual Enrollment Period dates, the Medicare Advantage Open Enrollment Period, and the Plan Finder tool for checking doctors and drugs.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.