Medicare Advantage
Anthem's 2027 Medicare Advantage plans in Phoenix: who they fit and how to check yours
PHOENIX — October 2026. Anthem's 2027 Medicare Advantage lineup for Maricopa County is set, and most of what the carrier offers in the Phoenix area next year is built for people with specific health situations rather than the general Medicare crowd. If you have an Anthem plan now, or you are weighing one, this is the window — October 15 through December 7, 2026 — to look at what is changing before coverage flips over on January 1.
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Key takeaways
- Anthem is offering 5 Medicare Advantage plans in Maricopa County for 2027: 2 HMOs and 3 HMO-POS plans, all with drug coverage.
- 4 of the 5 are Special Needs Plans (2 Chronic Condition SNPs and 2 Institutional SNPs), so most Anthem plans here are for people who meet specific eligibility rules.
- For 2027, Anthem has 1 new plan in the county and 1 plan not returning; any plan that is coming back will send an Annual Notice of Change spelling out what is different.
- The deadline to pick or switch a 2027 plan is December 7, 2026; if you do nothing and your plan is returning, it renews automatically with the changes in its ANOC.
MyMedicarePlans.org is an independent consumer site. We are not Anthem, not Medicare, and not selling you a plan. We are walking through what CMS has published for the county so you can check it against your own doctors and prescriptions.
What Anthem is selling in Phoenix next year
Phoenix sits in Maricopa County, where plan availability is set. For 2027, Anthem — which CMS groups under Elevance Health — is offering five Medicare Advantage plans in the county, all under the Wellpoint brand. Two are HMOs and three are HMO-POS plans. All five include Part D drug coverage.
Here are the five, in alphabetical order; the table below lists every plan with its type:
- Wellpoint Chronic Care (HMO-POS C-SNP)
- Wellpoint I CareMore Home Care (HMO I-SNP)
- Wellpoint I CareMore Home Care 2 (HMO I-SNP)
- Wellpoint Lung Care (HMO-POS C-SNP)
- Wellpoint Medicare Advantage (HMO-POS)
Four of those five are Special Needs Plans. That matters because SNPs are not open to everyone — you have to qualify.
Why most of these are Special Needs Plans
A Special Needs Plan is a Medicare Advantage plan built around a specific group:
- C-SNP (Chronic Condition SNP) — for people living with a qualifying chronic condition. Anthem's two C-SNPs in the county target chronic care and lung conditions.
- I-SNP (Institutional SNP) — for people who live in, or need the level of care provided by, a nursing facility or similar setting. Anthem has two I-SNPs here.
- D-SNP (Dual Eligible SNP) — for people with both Medicare and Medicaid. Anthem is not offering a D-SNP in Maricopa County for 2027.
If you do not meet the eligibility rules for a SNP, you cannot enroll in it, even if the name sounds appealing. For general-eligibility shoppers in Phoenix, Anthem's one non-SNP option in the county next year is the Wellpoint Medicare Advantage HMO-POS plan.
What is new, and what is not coming back
CMS's year-over-year comparison for Maricopa County shows Anthem has:
- 1 new plan for 2027 (Wellpoint I CareMore Home Care, an I-SNP), and
- 1 plan that is not returning for 2027.
If you are enrolled in a plan that is not being offered next year, Anthem is required to send you written notice. You will have a special enrollment opportunity to choose something else — but it still helps to act during the regular window rather than wait.
If your plan is returning, read the Annual Notice of Change (ANOC) it mailed you in September. The ANOC lists every change in premium, deductible, copays, drug tiers and network for 2027. Those specifics do not appear in this article on purpose: we do not quote plan costs or benefits, because the ANOC and the Plan Finder are the authoritative source.
How to check an Anthem plan against your doctors and drugs
Before December 7, 2026, do these four things for any plan you are considering:
1. Pull up medicare.gov/plan-compare. Enter your ZIP code and your prescription drug list. The Plan Finder will show you Anthem's Phoenix plans alongside the rest of the market. 2. Enter every prescription, with dose and quantity. Drug tier and pharmacy choice drive your real cost more than the headline premium. 3. Search each doctor and hospital in the plan's provider directory. HMO and HMO-POS plans use networks; an HMO-POS gives you a limited point-of-service option out of network, but you still want your main providers in-network. Call the provider's office to confirm — directories lag. 4. If a plan is an SNP, confirm you qualify before you spend time comparing it. For a C-SNP you will typically need provider verification of the qualifying condition; for an I-SNP, an assessment of your level of care.
You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week.
The 2027 numbers that are already set
A few program-level figures for 2027 are confirmed and apply regardless of which plan you pick:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 — this is a formula input, not what any specific plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of early fall 2026. CMS typically publishes them in November. Do not plan around estimates floating online.
The bigger picture in Maricopa County
Anthem is one of 16 carriers offering Medicare Advantage plans in Maricopa County for 2027. All carriers together are offering 92 plans in the county. So Anthem's five plans are a small slice of what is available in the Phoenix area, and most of them are built for narrower audiences. If none of the Anthem plans fits your situation, there are plenty of other options in the market to compare on the Plan Finder.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Maricopa County
(MA penetration in Maricopa County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Anthem Medicare Advantage plans in Maricopa County for 2027
CMS lists 5 Anthem Medicare Advantage plans in Maricopa County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Elevance Health (Anthem) 5 plans | |||
| Wellpoint Chronic Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| Wellpoint I CareMore Home Care (HMO I-SNP) | HMO I-SNP | Yes | New |
| Wellpoint I CareMore Home Care 2 (HMO I-SNP) | HMO I-SNP | Yes | Returning |
| Wellpoint Lung Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| Wellpoint Medicare Advantage (HMO-POS) | HMO-POS | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans in Maricopa County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything during open enrollment if I like my Anthem plan?
How do I know if I qualify for one of Anthem's Special Needs Plans in Phoenix?
What is the deadline to make a change for 2027 coverage?
Where can I see what each Anthem plan actually costs and covers?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Phoenix
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This page was last updated: October 2026.