Medicare Advantage
Blue Shield of California's 2027 Medicare Advantage plans in Los Angeles, plan by plan
Los Angeles — Fall 2026. Blue Shield of California is bringing seven Medicare Advantage plans to Los Angeles County for 2027, including two new plans and one that has been renamed, according to the CMS Medicare Advantage Landscape Source File. This article walks through what the carrier is offering next year and, just as important, how to check any plan against your own doctors and prescriptions before the December 7 deadline.
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Key takeaways
- Blue Shield of California is offering 7 Medicare Advantage plans in Los Angeles County for 2027 — all HMOs, all with drug coverage, and one is a D-SNP for people with both Medicare and Medi-Cal.
- Two of those plans are new for 2027, one was renamed, and none of the carrier's 2026 plans are leaving the county.
- You have from October 15 through December 7, 2026 to pick coverage that starts January 1, 2027; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change (ANOC).
- Before you choose, check each plan on medicare.gov against your own doctors, hospitals, and prescriptions — those details are not in this article.
MyMedicarePlans.org is an independent consumer site. We are not Blue Shield of California, and we are not Medicare. We publish what CMS publishes, in plain language.
What Blue Shield of California is offering in Los Angeles County for 2027
Los Angeles sits inside Los Angeles County, and Medicare Advantage availability is set at the county level. For 2027, CMS lists seven Blue Shield of California Medicare Advantage plans in the county. All seven are HMOs, and all seven include drug coverage. One is a Dual Eligible Special Needs Plan (D-SNP) for people enrolled in both Medicare and Medi-Cal.
The full list of Blue Shield of California's 2027 plans, in alphabetical order:
- Blue Shield 65 Plus (HMO)
- Blue Shield 65 Plus Plan 2 (HMO)
- Blue Shield Advantage (HMO) — new for 2027
- Blue Shield AdvantageOptimum Plan (HMO)
- Blue Shield Inspire (HMO)
- Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) — renamed (was Blue Shield TotalDual Plan)
- Blue Shield Value Advantage Plan (HMO) — new for 2027
The table on this page lists every plan with its type and drug coverage.
What's new, what's renamed, what's not returning
Blue Shield of California added two new Medicare Advantage plans in Los Angeles County for 2027: Blue Shield Advantage (HMO) and Blue Shield Value Advantage Plan (HMO).
One plan was renamed. The D-SNP that was called Blue Shield TotalDual Plan (HMO D-SNP) in 2026 is listed for 2027 as Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP). CMS treats this as the same plan under a new name; the specifics of what changed inside it are in the plan's Annual Notice of Change.
None of the carrier's 2026 Los Angeles plans are leaving the county for 2027.
About the Special Needs Plan on this list
A D-SNP is a Medicare Advantage plan built for people who qualify for both Medicare and Medi-Cal. You have to meet those eligibility rules to join one. Blue Shield of California has one D-SNP on this list, Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP). If you are not dual-eligible, this plan is not an option for you, and the other six plans on the list are regular HMOs open to Medicare beneficiaries in the service area.
You are not choosing in a vacuum
Blue Shield of California is one of 20 organizations offering Medicare Advantage plans in Los Angeles County next year. Together, all carriers offer 124 Medicare Advantage plans in the county for 2027. That matters because the right question for you is not "which Blue Shield plan," it is "which plan — from any carrier — fits my doctors, my hospitals, my prescriptions, and my budget." If a plan on this list is not a fit, there are many others to compare.
How to check a plan against your doctors and prescriptions before December 7
This is the step most people skip, and it is the one that decides whether a plan actually works for you. Here is a clean way to do it:
1. Go to medicare.gov/plan-compare. Log in or use your ZIP code to see plans available in Los Angeles County for 2027. 2. Add your prescriptions. Type in each drug, dose, and how often you take it. The tool will show which plans cover each drug and at what tier. 3. Add your pharmacies. Prices often change based on whether a pharmacy is "preferred" in the plan's network. 4. Check your doctors and hospitals. Plan Finder links to each plan's provider directory. For an HMO, confirm your primary care doctor and any specialists are in-network, and check referral rules. If you are not sure, call the plan or the provider's office directly. 5. Read the Annual Notice of Change. If you already have a Blue Shield of California plan — especially the renamed D-SNP — your ANOC lists exactly what is different in 2027.
If anything is unclear, call 1-800-MEDICARE (1-800-633-4227), available 24/7.
Dates and figures to keep in mind
The Annual Enrollment Period runs October 15 through December 7, 2026. Any change you make in that window takes effect January 1, 2027. If you do nothing, your current plan renews — with the changes in its ANOC — as long as it is offered next year.
A few 2027 program figures CMS has already confirmed, for Part D (drug coverage):
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium for 2027: $41.33 (this is a formula input, not the premium any plan actually charges).
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those in the fall, usually in November.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Los Angeles County
(MA penetration in Los Angeles County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Blue Shield of California Medicare Advantage plans in Los Angeles County for 2027
CMS lists 7 Blue Shield of California Medicare Advantage plans in Los Angeles County for 2027, alphabetically by carrier. 19 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Blue Shield of California 7 plans | |||
| Blue Shield 65 Plus (HMO) | HMO | Yes | Returning |
| Blue Shield 65 Plus Plan 2 (HMO) | HMO | Yes | Returning |
| Blue Shield Advantage (HMO) | HMO | Yes | New |
| Blue Shield AdvantageOptimum Plan (HMO) | HMO | Yes | Returning |
| Blue Shield Inspire (HMO) | HMO | Yes | Returning |
| Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Blue Shield Value Advantage Plan (HMO) | HMO | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Blue Shield of California Medicare Advantage plans in Los Angeles County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to switch plans if my Blue Shield plan was renamed?
What if my doctor is not in a plan's network?
Can I still change my mind after December 7?
Where can I compare every plan available in Los Angeles County for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Los Angeles
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This page was last updated: October 2026.