Medicare Advantage
Kaiser Permanente's 2027 Medicare Advantage plans in Los Angeles, plan by plan
Los Angeles — Fall 2026 is when Medicare's Annual Enrollment Period opens, and it is the one stretch of the year most people can switch Medicare Advantage plans for next year. If you have a Kaiser Permanente plan in Los Angeles — or you are thinking about one — here is a plain look at what the carrier is offering in Los Angeles County for 2027, what is changing from this year, and how to check a plan against your own doctors and prescriptions before December 7, 2026.
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Key takeaways
- Kaiser Permanente is offering 3 Medicare Advantage plans in Los Angeles County for 2027, all HMOs, and all include drug coverage.
- One Kaiser Permanente plan available in 2026 is not returning for 2027; no plans are new and none are renamed.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
- Before you decide, check each plan on medicare.gov against your doctors and your prescription list — this article does not quote any plan's costs or benefits.
MyMedicarePlans.org is an independent consumer site. We are not Kaiser Permanente, and we are not Medicare. Kaiser Permanente is one of 20 carriers offering Medicare Advantage plans in Los Angeles County for 2027, which together add up to 124 plans countywide.
What Kaiser Permanente is offering in Los Angeles County for 2027
Los Angeles sits in Los Angeles County, and Medicare Advantage plan availability is set at the county level. For 2027, Kaiser Permanente has 3 Medicare Advantage plans in Los Angeles County, according to the CMS Medicare Advantage Landscape Source File for 2027. All three are HMOs, and all three include Part D prescription drug coverage.
One of those three is a Dual Eligible Special Needs Plan (D-SNP), designed for people who have both Medicare and Medi-Cal. Kaiser Permanente has no Chronic Condition SNPs (C-SNPs) or Institutional SNPs (I-SNPs) in the county for 2027.
The table below lists every Kaiser Permanente plan in Los Angeles County for 2027, by name and type. The three plans are:
- Kaiser Permanente Dual Complete South P9 (HMO D-SNP)
- Kaiser Permanente Senior Advantage LA, Orange Co. (HMO)
- Kaiser Permanente Sr Advantage LA, Orange Value (HMO)
We are not quoting premiums, deductibles, copays, networks, drug lists or star ratings here — those are personal decisions, and the authoritative source is each plan's own Evidence of Coverage, plus the Medicare Plan Finder at medicare.gov.
What is new or not returning for 2027
Year-over-year, Kaiser Permanente's Los Angeles County lineup is nearly stable, with one change to flag:
- 1 plan is not returning for 2027. If you are enrolled in a Kaiser Permanente plan this year and it is being discontinued, the carrier is required to send you a notice. You will need to pick another plan during AEP, or you may qualify for a Special Enrollment Period.
- 0 new plans from Kaiser Permanente for 2027 in the county.
- 0 renamed plans.
Even for plans that are returning, details can change — copays, drug tiers, covered services, provider networks. Those changes are spelled out in the Annual Notice of Change (ANOC) your plan mails each fall. If you have not opened yours, now is the time.
HMO basics and D-SNPs, briefly
All three Kaiser Permanente plans in the county are HMOs. In an HMO, you generally use the plan's network of doctors and hospitals, and you often need a referral to see a specialist. Emergency care is covered anywhere.
A D-SNP is a type of Medicare Advantage plan for people who have both Medicare and Medicaid (Medi-Cal in California). D-SNPs coordinate the two programs and tailor benefits to that population. If you do not qualify for Medi-Cal, a D-SNP is not for you — but the two non-SNP HMOs on the list are open to anyone eligible for Medicare in the plan's service area.
How to check a plan against your doctors and prescriptions
Before December 7, 2026, it is worth running the same two checks on any plan you are considering — including the one you are already in:
1. Doctors and hospitals. Call each provider's billing office and ask whether they will be in-network for the specific Kaiser Permanente plan you are considering for 2027. "In-network with Kaiser" is not enough; plan-specific confirmation is what matters. 2. Prescriptions. On medicare.gov, use the Plan Finder to enter every medication you take, with dosage and pharmacy. The tool shows how each plan covers each drug for 2027, including tier and any restrictions. 3. The ANOC. Read it. It lists exactly what is changing in your current plan for next year.
If you take several prescriptions, keep two 2027 figures in mind: the Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the maximum Part D deductible a plan can charge is $700 (up from $615 in 2026). Those are program-wide limits — individual plans may charge less.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS typically publishes those figures later in the fall.
Dates to put on the fridge
- October 15 – December 7, 2026: Annual Enrollment Period. Switch, join or drop a Medicare Advantage or Part D plan. Changes take effect January 1, 2027.
- January 1 – March 31, 2027: Medicare Advantage Open Enrollment Period. If you are already in a Medicare Advantage plan on January 1, you get one chance to switch to another MA plan or go back to Original Medicare.
- Doing nothing: If your current plan is offered again in 2027, you stay in it automatically — with the changes listed in your ANOC. If your plan is one that is not returning, you will need to act.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Los Angeles County
(MA penetration in Los Angeles County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Kaiser Permanente Medicare Advantage plans in Los Angeles County for 2027
CMS lists 3 Kaiser Permanente Medicare Advantage plans in Los Angeles County for 2027, alphabetically by carrier. 19 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Kaiser Permanente 3 plans | |||
| Kaiser Permanente Dual Complete South P9 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) | HMO | Yes | Returning |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) | HMO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Kaiser Permanente Medicare Advantage plans in Los Angeles County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans does Kaiser Permanente offer in Los Angeles County for 2027?
My Kaiser Permanente plan is not being offered next year. What happens?
Where can I compare the actual costs and benefits of each plan?
Does this article tell me which Kaiser Permanente plan is best?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Los Angeles
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This page was last updated: October 2026.