Medicare Advantage

Does Wellcare still cover your San Francisco doctors in 2027?

San Francisco, Calif. — Wellcare's 2027 Medicare Advantage lineup in San Francisco is set, and if you have a Wellcare plan now, two of the three names on your paperwork this fall will look a little different. Nothing is leaving the county, nothing is brand new, but two plans have been renamed for 2027. That matters as the Annual Enrollment Period runs October 15 through December 7, 2026, with any change you make taking effect January 1, 2027.

MyMedicarePlans.org is an independent consumer site. We are not Wellcare, and we are not Medicare. This page explains what the carrier is offering in San Francisco County next year so you can check it against your own doctors and prescriptions before the December 7 deadline.

What Medicare Advantage plans does Wellcare offer in San Francisco for 2027?

Wellcare is offering 3 Medicare Advantage plans in San Francisco County for the 2027 plan year. All three are HMOs, and all three include Part D prescription drug coverage. The table below lists every plan by name.

Two of the three are Special Needs Plans, which are built for people who meet specific eligibility rules:

• One Dual Eligible Special Needs Plan (D-SNP), for people who have both Medicare and Medi-Cal.
• One Chronic Condition Special Needs Plan (C-SNP), for people with a qualifying chronic condition.

The third is a general HMO open to anyone eligible for Medicare Advantage in the county. CMS groups Wellcare under its parent company Centene (WellCare) in the public Landscape files.

What is new or not returning from Wellcare in San Francisco County for 2027?

For 2027, no Wellcare plans are leaving San Francisco County and no plans are brand new to the county. Two of the three plans have been renamed:

• Wellcare Health Net Dual Liberty (HMO D-SNP) — previously Wellcare Dual Liberty (HMO D-SNP).
• Wellcare Low Premium Focus (HMO) — previously Wellcare Low Premium (HMO).
• Wellcare Specialty Simple Focus (HMO C-SNP) — same name as this year.

A rename is not the same as a redesign. The plan's costs, drug list, provider network and extra benefits can still change from one year to the next. Those specifics live in the Annual Notice of Change (ANOC) your plan mails each fall, and in the plan's 2027 Evidence of Coverage.

How do I check a Wellcare plan against my doctors and prescriptions before December 7?

The fastest way to see whether a 2027 plan actually fits your care is to use the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, your prescriptions and your pharmacy, and the tool will show you how each plan handles them. You can also call 1-800-MEDICARE, which is open 24 hours a day, seven days a week.

A short checklist that saves most people a phone call later:

• Pull out your current plan's 2027 Annual Notice of Change and read the summary of what is changing.
• Make a list of your prescriptions with the dose and how often you take each one.
• Make a list of the doctors, specialists and hospitals you want to keep using.
• Check each plan's 2027 drug list (formulary) and provider directory on the carrier's website, or confirm by phone.
• Confirm your pharmacy is in the plan's preferred network for 2027.

For Special Needs Plans, also check that you still meet the eligibility rule for 2027 — Medi-Cal status for a D-SNP, or a qualifying diagnosis for a C-SNP.

Who else offers Medicare Advantage plans in San Francisco County for 2027?

Wellcare is one of 12 carriers offering Medicare Advantage plans in San Francisco County for 2027. Across all carriers, there are 46 Medicare Advantage plans available in the county next year. San Francisco is in San Francisco County, and Medicare plan availability is always set at the county level, so these counts apply to the whole county, not just the city.

This article focuses only on Wellcare because that is the carrier you asked about. If you want to compare it against other carriers in the county, the Plan Finder at medicare.gov lets you line them up side by side.

What Medicare dates and dollar figures should I know for 2027?

The Annual Enrollment Period runs October 15 through December 7, 2026. Any change you make in that window takes effect January 1, 2027. If you take no action, your current plan automatically renews for 2027 with whatever changes are listed in its Annual Notice of Change.

A few confirmed 2027 figures to keep in mind for Part D prescription drug coverage:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026).
• The Part D maximum deductible rises to $700 in 2027 (up from $615 in 2026).
• The Part D national base beneficiary premium is $41.33 for 2027 — this is a formula input, not what any specific plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those in the fall, usually in November.

If you take Medicare Advantage Open Enrollment is January 1 through March 31, 2027 — that window lets someone already in a Medicare Advantage plan switch to another MA plan or return to Original Medicare one time.