Medicare Advantage
3 Medicare Advantage Plans Not Returning in Delaware for 2027: The List
DOVER, Del. — Three Medicare Advantage plans that Delaware residents can choose for 2026 do not appear in the Centers for Medicare & Medicaid Services' 2027 Landscape file for any county in the state. According to CMS, 38 Medicare Advantage plans from 8 carriers will be offered somewhere in Delaware for 2027, and the three plans below are leaving the Delaware map when the new plan year begins on January 1, 2027.
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Key takeaways
- Three Medicare Advantage plans sold in Delaware for 2026 are not in the CMS 2027 Landscape file, and 38 plans from 8 carriers remain for 2027.
- If your plan is on the list, your carrier must mail a non-renewal notice; the plan's name on this page is a second way to confirm.
- Doing nothing by December 7, 2026 means you start January 1, 2027 on Original Medicare with no Part D drug coverage unless you add it.
- A Special Enrollment Period runs through the end of February for people whose plan is non-renewing, and a Medigap guaranteed-issue right may also apply.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The exits are routine in the sense that plan rosters change every year, but they matter to the people enrolled. If one of these three plans is yours, you have a window to pick something else, and a few protections built into the Medicare program that are worth knowing before December 7, 2026.
Which Medicare Advantage plans are not returning in Delaware for 2027?
Three Medicare Advantage plans offered in Delaware for 2026 are not in the CMS 2027 Landscape file for any Delaware county. They come from three different carriers: Aetna (CVS Health), HealthSpring, and Humana.
The three plans, listed alphabetically by carrier, are:
- Aetna Medicare Enhanced (HMO) — Aetna (CVS Health); HMO; served 3 counties in 2026
- HealthSpring Preferred (HMO) — HealthSpring; HMO; served 2 counties in 2026
- Humana USAA Honor Giveback (PPO) — Humana; PPO; served 3 counties in 2026
A plan is sold county by county, so a plan listed above may not have been available in your county this year. The full year-over-year comparison is in the tables on this page.
Which non-returning Delaware plans served the most counties in 2026?
Two of the three non-returning plans in Delaware — Aetna Medicare Enhanced (HMO) and Humana USAA Honor Giveback (PPO) — each served 3 counties in 2026, the broadest footprint of the plans leaving the state. HealthSpring Preferred (HMO) served 2 counties in 2026.
Delaware has three counties total, so a 3-county footprint means the plan was offered statewide this year. That does not change what happens next: when a plan is not in the 2027 file, it is not available in any of those counties for 2027.
How can a Delaware member tell if their plan is one of the three leaving for 2027?
There are two reliable ways to confirm. First, the carrier is required to mail an Annual Notice of Non-Renewal, which usually arrives in early October 2026 and states plainly that the plan will not be offered in 2027. Second, the plan's exact name will match one of the three listed above.
If the letter is lost or you want a second check, the plan name on your member ID card can be compared to the plan name shown on Medicare.gov's Plan Finder for 2027. If the 2026 plan name is not among the 2027 options for your ZIP code, that is confirmation.
What happens to a Delaware enrollee who does nothing by December 7, 2026?
If your Medicare Advantage plan is non-renewing and you take no action by December 7, 2026, you will be returned to Original Medicare (Parts A and B) on January 1, 2027. You will not automatically have Part D prescription drug coverage, and you will not automatically have a Medigap (Medicare Supplement) policy.
Original Medicare will pay for covered hospital and medical services under its own rules, but prescriptions filled at a pharmacy are generally not covered without a stand-alone Part D plan or a new Medicare Advantage plan that includes drug coverage. Adding Part D is a separate choice you have to make.
What Special Enrollment Period and Medigap right apply when a plan is non-renewed?
When CMS confirms a plan is non-renewing, enrolled members qualify for a Special Enrollment Period that runs through the end of February 2027. During that window, you can join another Medicare Advantage plan or a stand-alone Part D plan, with coverage starting the month after you enroll.
At the program level, losing Medicare Advantage coverage because the plan is leaving also typically triggers a Medigap guaranteed-issue right, meaning certain Medigap policies must be sold to you without medical underwriting within a set number of days. The specific policies and timing are governed by federal rules and state law; for Delaware specifics, the Delaware Department of Insurance is the authority.
How many Medicare Advantage plans will be offered in your Delaware county for 2027?
For 2027, 38 Medicare Advantage plans from 8 carriers will be offered somewhere in Delaware, according to the CMS 2027 Landscape file. The number available in your specific county is smaller, because plans are sold at the county level.
The county-by-county breakdown is in the tables on this page. The Medicare Plan Finder at medicare.gov will also show the 2027 plans for your ZIP code once the 2027 data is live.
What should a Delaware resident do before December 7, 2026?
Before December 7, 2026, read any mail from your current plan, confirm whether your plan is on the non-renewal list above, and compare the 2027 options for your county. Annual Enrollment 2027 runs October 15 – December 7, 2026, and a choice made in that window takes effect January 1, 2027.
When comparing, use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (TTY 1-877-486-2048), or request the Evidence of Coverage and provider and pharmacy directories directly from each plan. Those are the authoritative sources for premiums, cost sharing, networks and drug lists — details not covered in this article.
Where can Delaware residents get free help?
Free, personalized help on Medicare questions is available from Medicare itself. The Medicare Plan Finder at medicare.gov lets you enter your ZIP code, drugs and preferred providers to see the 2027 plan options for your county, and 1-800-MEDICARE is staffed 24 hours a day, seven days a week.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across Delaware not returning for 2027
These 3 plans are offered across Delaware for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 1 plan | |||
| Aetna Medicare Enhanced (HMO) | HMO | Yes | 3 |
| HealthSpring 1 plan | |||
| HealthSpring Preferred (HMO) | HMO | Yes | 2 |
| Humana 1 plan | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Delaware for 2027
- Aetna (CVS Health) 6 plans: HMO, PPO
- AmeriHealth Caritas VIP Care (HMO-D-SNP) 2 plans: HMO
- Centene (WellCare) 3 plans: HMO-POS
- Devoted Health 5 plans: PPO
- HealthSpring 3 plans: HMO, PPO
- Highmark Blue Cross Blue Shield 6 plans: HMO, PPO
- Humana 5 plans: PPO
- UnitedHealthcare 8 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How will I know if my Medicare Advantage plan is not returning in Delaware for 2027?
What happens on January 1, 2027 if I do nothing?
Do I have extra time to pick a new plan after December 7, 2026?
Can I switch to a Medigap policy without medical underwriting?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: the list of plans not returning in Delaware, the 2027 plan and carrier counts, and county footprints.
- Medicare.gov (CMS) — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates, the January 1, 2027 effective date, and the Special Enrollment Period through the end of February for non-renewed plans.
- Medicare.gov (CMS) — Medigap guaranteed-issue rights: the program-level right that can apply when a Medicare Advantage plan is non-renewed.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.