Medicare Advantage

Humana's 2027 Medicare Advantage slate in Fort Wayne: six new, six gone, one renamed

FORT WAYNE, Ind. — Fall 2026. Humana's 2027 Medicare Advantage lineup in Allen County has shifted since last year, and shoppers in Fort Wayne can see the full picture now that CMS has posted plan availability for the coming year. According to the CMS Medicare Advantage Landscape Source File, Humana will offer 19 Medicare Advantage plans in Allen County for 2027, with six new plans, six plans not returning, and one renamed. MyMedicarePlans.org is an independent consumer site and is not affiliated with Humana; seven other carriers also sell Medicare Advantage plans in the county, for a total of 64 plans countywide.

What is Humana offering in Fort Wayne for 2027?

Humana is offering 19 Medicare Advantage plans in Allen County, where Fort Wayne is located, for the 2027 plan year. The mix by plan type is 1 HMO, 5 HMO-POS, and 13 PPO plans. Fifteen of the 19 include Part D prescription drug coverage; four do not. The table below lists every Humana plan available in the county.

Plan type matters because it shapes how you get care. HMO and HMO-POS plans generally ask you to use a network of doctors and hospitals (with some out-of-network flexibility in an HMO-POS). PPO plans usually let you see out-of-network providers, often at a higher cost. The exact rules, networks and costs for each plan are in that plan's Evidence of Coverage.

What is new or not returning from Humana in Allen County for 2027?

Six Humana plans are new for 2027, six of Humana's 2026 plans will not be offered again next year, and one plan has been renamed. The six new plans are Humana Essentials Plus Giveback (PPO), Humana PathWays Dual Care NFLOC (HMO-POS D-SNP), Humana Senior Living Plan (PPO I-SNP), two Humana Together in Health (PPO I-SNP) plans, and HumanaChoice Giveback H5216-481 (PPO). Humana Full Access (PPO) is the renamed plan (previously Humana Full Access H5216-192 (PPO)).

If you are already in a Humana plan, read your Annual Notice of Change (ANOC) carefully — it spells out what is changing in your specific plan for next year, including anything that affects your doctors, pharmacy or drug list. If your current plan is not being offered in 2027, Humana's notice will explain your options and timing.

Which Humana Special Needs Plans are offered in Fort Wayne for 2027?

Humana will offer 6 Special Needs Plans (SNPs) in Allen County for 2027: 4 Dual Eligible SNPs (D-SNP), 1 Chronic Condition SNP (C-SNP), and 3 Institutional SNPs (I-SNP). All six include Part D drug coverage.

SNPs are built for people in specific situations. D-SNPs are for people who have both Medicare and Medicaid. C-SNPs are for people with certain chronic conditions (Humana's C-SNP in this market is Humana Gold Plus - Diabetes and Heart). I-SNPs are for people who live in, or need the level of care offered in, a long-term care setting. You have to meet the eligibility rules for the specific SNP to enroll.

How do I check a Humana plan against my doctors and prescriptions before December 7?

Use medicare.gov's Plan Finder, which lets you enter your prescriptions and preferred pharmacies and compare how each plan would cover them for 2027. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24 hours a day, seven days a week.

Three concrete things to check before you decide:

• Doctors and hospitals: look up each provider in the plan's current directory, and ask the office directly whether they will be in-network for the 2027 plan year.
• Prescriptions: run every drug you take through Plan Finder for the plan you are considering, with the dose and quantity you actually fill.
• Pharmacy: confirm your pharmacy is in the plan's network for 2027, since networks can change year to year.

The Annual Enrollment Period runs October 15 through December 7, 2026. A choice you make in that window starts January 1, 2027. If you do nothing, your current plan renews for 2027 as long as it is being offered, with whatever changes are described in your ANOC.

What Part D figures should Fort Wayne shoppers know for 2027?

CMS has confirmed three Part D program figures for 2027 that apply nationwide: the Part D annual out-of-pocket cap will be $2,400 (up from $2,100 in 2026), the maximum Part D deductible a plan can charge will be $700 (up from $615 in 2026), and the Part D national base beneficiary premium is $41.33 (this is a formula input, not what any particular plan charges).

CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets; those usually come out later in the fall. The coverage gap (the old "donut hole") was eliminated in 2025, so Part D now has three phases: deductible, initial coverage, and catastrophic. If prescription costs are hard to budget month to month, the Medicare Prescription Payment Plan lets you spread your out-of-pocket drug costs across the calendar year at no extra charge.