Medicare Advantage

Wellcare's Medicare Advantage plans in Fort Wayne for 2027, plan by plan

FORT WAYNE, Ind. — As the Annual Enrollment Period for 2027 Medicare coverage runs from October 15 through December 7, 2026, Wellcare's lineup in Allen County is shifting. The carrier, listed by CMS under Centene (WellCare), will offer three Medicare Advantage plans here next year — down from six in 2026 — with no new plans added and three not returning. If you are currently in a Wellcare plan around Fort Wayne, this is the season to check whether your plan is still on the menu and whether it still fits your doctors and prescriptions.

MyMedicarePlans.org is an independent consumer site. We are not Wellcare, and we are not Medicare. Seven other carriers also sell Medicare Advantage plans in Allen County for 2027, for a county total of 64 plans across all carriers.

What Medicare Advantage plans will Wellcare offer in Fort Wayne for 2027?

Wellcare will offer three Medicare Advantage plans in Allen County, the county Fort Wayne sits in, for the 2027 plan year. By plan type, that is one HMO-POS and two PPOs. All three include Part D drug coverage, and none are Special Needs Plans (no D-SNP, C-SNP or I-SNP from this carrier in the county next year).

In alphabetical order, Wellcare's 2027 plans in Allen County are:

• Wellcare Giveback Open (PPO) — PPO, with drug coverage
• Wellcare Simple (HMO-POS) — HMO-POS, with drug coverage
• Wellcare Simple Open (PPO) — PPO, with drug coverage

The table below lists every plan with its type and whether it includes drug coverage. For premiums, copays, provider networks, drug lists and star ratings, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE — those details are plan-specific and change year to year.

What is new or not returning from Wellcare in Allen County for 2027?

Three Wellcare plans offered in Allen County in 2026 are not returning for 2027, and no new Wellcare plans and no renamed plans are being added. In 2026, Wellcare offered six plans in the county (two HMO-POS and four PPOs, five with drug coverage); for 2027 that drops to three.

If you are enrolled in a Wellcare plan that is not on the 2027 list, you will receive a non-renewal notice from the carrier. That notice is important — it explains your options and the Special Enrollment Period that comes with a plan ending. If your plan is on the 2027 list, read the ANOC that arrives in the fall; it spells out what is changing in your current plan.

How do I check a Wellcare plan against my doctors and prescriptions before December 7?

The fastest way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add each prescription with its dose and pharmacy, and see how each plan handles those drugs. You can also look up whether your doctors and hospitals are in a plan's network, though confirming with the provider's office is the safest step.

A short checklist for Fort Wayne readers:

• List your prescriptions (name, dose, how often) and your preferred pharmacy.
• List the doctors, specialists and hospitals you want to keep using.
• On medicare.gov, compare each plan on your shortlist for drug coverage, in-network providers and total expected costs.
• Confirm network status by calling the provider's office and asking about the specific plan name for 2027.
• Call 1-800-MEDICARE (24/7) if you want help walking through options.

HMOs and HMO-POS plans generally use a defined network with referrals for some services; PPOs typically let you use out-of-network providers at a higher cost. Which structure fits depends on how you use care.

What are the 2027 Medicare dates and figures I should know?

The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. Any change you make in that window takes effect January 1, 2027. If you take no action and your plan is offered next year, it renews automatically with the changes described in its ANOC. A second window, the Medicare Advantage Open Enrollment Period, runs January 1 – March 31, 2027, and lets people already in a Medicare Advantage plan switch once.

CMS has confirmed these 2027 Part D figures:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any specific plan charges).

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced; CMS typically publishes those in the fall, usually in November. The coverage gap ("donut hole") was eliminated in 2025, and Part D now has three phases. The Medicare Prescription Payment Plan, which lets you spread drug costs across the year in monthly amounts, remains available.

What if a Wellcare plan I want is not available, or my current plan is leaving?

If a Wellcare plan you were considering is not on the 2027 list, you can compare the three Wellcare plans that are returning, or look at the other seven carriers offering Medicare Advantage in Allen County next year (64 plans in total across all carriers). You are not limited to one carrier.

If your current Wellcare plan is one of the three not returning, you will get a notice from the carrier before the Annual Enrollment Period ends. You can choose a different Medicare Advantage plan during Annual Enrollment, or return to Original Medicare and, if eligible, add a stand-alone Part D plan. A plan non-renewal usually opens a Special Enrollment Period that extends past December 7; the notice from the carrier will explain the exact dates and options.