Medicare Advantage
UnitedHealthcare's 2027 Medicare Advantage lineup in Pittsburgh: one new plan, one renamed
PITTSBURGH — Fall 2026. UnitedHealthcare will offer 13 Medicare Advantage plans in Allegheny County for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File. That is one more plan than it offered for 2026, with one new plan added, one plan renamed, and none of its current plans leaving the county. Here is how the carrier's 2027 lineup is shaped and how to check any of these plans against your own doctors and prescriptions before Annual Enrollment closes on December 7, 2026.
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Key takeaways
- UnitedHealthcare lists 13 Medicare Advantage plans in Allegheny County for 2027: 8 HMO-POS and 5 PPO.
- Six of the 13 are Special Needs Plans: 4 D-SNPs (for people with both Medicare and Medicaid), 2 C-SNPs (chronic condition), and 1 I-SNP (institutional).
- One UnitedHealthcare plan is new for 2027 and one was renamed; none of its 2026 plans are leaving the county.
- The Annual Enrollment Period runs October 15 – December 7, 2026, for coverage that starts January 1, 2027; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Allegheny County (2026) | 96 | CMS |
| Medicare Advantage plans offered in Allegheny County (2027) | 95 | CMS |
| Plans not returning for 2027 / new for 2027 | 9 / 8 | CMS |
| Organizations offering Medicare Advantage in Allegheny County (2026) | 16 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Allegheny County | 69% | CMS |
| Residents age 65 and older, Allegheny County | 249,886 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site and is not UnitedHealthcare, AARP, or Medicare. Fifteen other carriers also offer Medicare Advantage plans in Allegheny County for 2027, for a county total of 95 plans.
What Medicare Advantage plans does UnitedHealthcare offer in Pittsburgh for 2027?
Pittsburgh is in Allegheny County, where UnitedHealthcare offers 13 Medicare Advantage plans for 2027. Eight are HMO-POS plans and five are PPO plans. Twelve of the 13 include Part D prescription drug coverage; one is offered without drug coverage.
The table below lists every UnitedHealthcare plan in the county for 2027, with its plan type and whether it includes drug coverage. Plan names are spelled as CMS lists them, which is why you will see tags like "PA-0008" or "PA-S002" on the end — those are the plan IDs that help you match a plan to the right version in the Medicare Plan Finder.
Which UnitedHealthcare Special Needs Plans are available in Allegheny County for 2027?
UnitedHealthcare lists seven Special Needs Plans in Allegheny County for 2027. (Correction: six — four Dual Eligible SNPs, two Chronic Condition SNPs, and one Institutional SNP.) Special Needs Plans only accept members who meet the plan's eligibility rules.
- The four D-SNPs are for people who have both Medicare and Medicaid: UHC Dual Advantage PA-V1, UHC Dual Complete PA-S001, UHC Dual Complete PA-S002, and UHC Dual Complete PA-S3.
- The two C-SNPs are for people with certain qualifying chronic conditions: UHC Complete Care PA-17 and UHC Complete Care Support PA-1A.
- The one I-SNP is for people who live in a nursing home or need that level of care: UHC Nursing Home Plan EX-F002.
If you are not sure whether you qualify for a D-SNP or C-SNP, you can check with the Pennsylvania Medicaid office or call 1-800-MEDICARE.
What is new or renamed in UnitedHealthcare's 2027 lineup?
For 2027 in Allegheny County, UnitedHealthcare has one new plan, one renamed plan, and no plans leaving.
- New for 2027: UHC Complete Care Support PA-1A, an HMO-POS Chronic Condition SNP.
- Renamed for 2027: UHC Dual Advantage PA-V1 (HMO-POS D-SNP), which was called UHC Dual Complete PA-V001 for 2026.
A renamed plan is not automatically the same plan with a new label — the Annual Notice of Change (ANOC) your plan mailed in late September spells out exactly what is changing in premiums, copays, drug list, and network for 2027.
How do I check a Pittsburgh plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov to compare any 2027 plan against your own doctors and medications before Annual Enrollment ends December 7, 2026. The tool is free and does not require you to buy anything.
A simple way to work through it:
1. Go to medicare.gov/plan-compare and enter your ZIP code (any Pittsburgh ZIP will pull the Allegheny County plan list). 2. Enter the prescriptions you take, including dose and how often, and the pharmacy you use. 3. Filter to Medicare Advantage plans and, if you want, to one carrier. 4. Open each plan you are considering and look at the "Doctors & hospitals" section — then also call the doctor's office and ask whether they are in-network for that specific plan ID in 2027, because online directories can lag. 5. Read the Summary of Benefits and the Evidence of Coverage linked from each plan's page for the fine print.
If you prefer the phone, 1-800-MEDICARE (TTY 1-877-486-2048) is open 24 hours a day, 7 days a week.
What Medicare dates and dollar figures should Pittsburgh readers know for 2027?
The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. Any change you make in that window takes effect January 1, 2027. If you do nothing, your current plan renews — assuming it is offered next year — with the changes described in its ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, when people already in a Medicare Advantage plan can make one change.
CMS has confirmed a few program-wide Part D figures for 2027:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
- The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026).
- The Part D national base beneficiary premium for 2027 is $41.33. That is a formula input Medicare uses, not what any specific plan charges.
CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets; those are usually published in November. Until then, the 2026 figures stand: a Part D out-of-pocket cap of $2,100, a maximum Part D deductible of $615, and IRMAA surcharges that start above $109,000 in income for a single filer. The coverage gap ("donut hole") was eliminated in 2025, so Part D now has three phases.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Allegheny County
(MA penetration in Allegheny County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Allegheny County for 2027
CMS lists 13 UnitedHealthcare Medicare Advantage plans in Allegheny County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 13 plans | |||
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC PA-0003 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC PA-0008 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC PA-0011 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) | HMO-POS | No | Returning |
| UHC Complete Care PA-17 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | New |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete PA-S001 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) | PPO I-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Allegheny County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything during Annual Enrollment if I like my current UnitedHealthcare plan?
How is a Special Needs Plan different from a regular Medicare Advantage plan?
Are these the only Medicare Advantage plans available in Pittsburgh for 2027?
What if the plan I want does not include drug coverage?
Watch
The Medicare Advantage changes for 2027 in Pennsylvania, in 29 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Pittsburgh
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (plan year 2027): UnitedHealthcare's plan counts and plan list for Allegheny County, and the year-over-year comparison showing one new plan, one renamed plan, and no plans not returning.
- CMS Medicare Advantage Landscape Source File (plan year 2026): the prior-year baseline used for the comparison.
- Medicare.gov: Annual Enrollment Period and Medicare Advantage Open Enrollment Period dates, and the Plan Finder tool used to check doctors and drugs.
- CMS Part D program parameters for 2027: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.