Medicare Advantage

Anthem's 2027 Medicare Advantage lineup in Louisville: two new plans, nothing dropped

Louisville, Ky. — As the fall 2026 Annual Enrollment Period gets underway, Anthem is bringing eight Medicare Advantage plans to Jefferson County for the 2027 plan year, including two that are brand new. None of the Anthem plans sold here in 2026 are being discontinued. If you already have an Anthem plan, it will renew on January 1, 2027 unless you make a change by December 7, 2026 — but the details inside it may look different, and that is what the Annual Notice of Change in your mailbox is for.

MyMedicarePlans.org is an independent news and education site; we are not Anthem, and Anthem is one of 10 carriers offering Medicare Advantage plans in Jefferson County next year (67 plans in all). This article walks through Anthem's local lineup only, and how to check any of them against your own doctors and prescriptions before the deadline.

What Anthem Medicare Advantage plans are offered in Louisville for 2027?

In Jefferson County — the county Louisville sits in — Anthem (which CMS lists under Elevance Health) is offering 8 Medicare Advantage plans for 2027. By type, that is 1 HMO, 3 HMO-POS and 4 PPO plans, and every one of the 8 includes Part D prescription drug coverage built in.

The full roster is in the table below. In alphabetical order, the 2027 plans are: Anthem Chronic Care Advantage (HMO C-SNP), Anthem Kidney Care (HMO-POS C-SNP), Anthem Medicare Advantage (HMO-POS), Anthem Medicare Advantage (PPO), Anthem Medicare Advantage (Regional PPO), Anthem Medicare Advantage 2 (HMO-POS), Anthem Medicare Advantage 3 (PPO) and Anthem Veteran (PPO).

Remember that Anthem is one of several choices locally. Jefferson County has 67 Medicare Advantage plans from 10 carriers for 2027, so the Anthem lineup is a slice of a bigger menu you can compare on medicare.gov.

What is new or not returning from Anthem in Jefferson County for 2027?

Two Anthem plans are new in Jefferson County for 2027, and zero Anthem plans from 2026 are being discontinued here. That means every Anthem member in the county should see their current plan on the shelf again next year.

The two new plans for 2027 are Anthem Chronic Care Advantage (HMO C-SNP) and Anthem Medicare Advantage 2 (HMO-POS). A C-SNP is a Special Needs Plan for people living with specific chronic conditions; eligibility is medical, not just geographic. If you think a C-SNP might fit, the Plan Finder at medicare.gov will walk through whether you qualify.

Even when a plan returns, the particulars inside it — the drug list, the provider network, copays, extra benefits — can change year to year. Those changes are spelled out in the Annual Notice of Change (ANOC) your plan mailed in September. It is the single best document to read before you decide to stay put.

How do the plan types in Anthem's Louisville lineup differ?

Anthem's 2027 Louisville lineup includes HMO, HMO-POS and PPO plans. Each works a little differently in terms of networks and referrals, and the right fit depends mostly on which doctors and hospitals you want to keep using.

An HMO generally asks you to use in-network providers and get a referral to see a specialist. An HMO-POS (point-of-service) is similar but lets you go out of network for certain services, usually at a higher cost. A PPO gives you more flexibility to see out-of-network providers, again typically at a higher share of the cost. A Regional PPO covers a larger multi-county or statewide service area under one plan.

The two C-SNPs in the lineup — Anthem Chronic Care Advantage and Anthem Kidney Care — are specialized plans designed around people with qualifying chronic conditions. They include Part D drug coverage like the other six plans.

How do I check an Anthem plan against my doctors and prescriptions before December 7?

The fastest, most accurate check is the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add every prescription you take with the dose and quantity, and add your pharmacy. The tool will show each plan's estimated yearly drug cost based on your actual list.

For doctors and hospitals, do not rely on the Plan Finder alone — provider directories change constantly. Call each doctor's office, give them the exact plan name as it appears on medicare.gov (for example, "Anthem Medicare Advantage (PPO)"), and ask whether they are contracted with that specific plan for 2027. The same applies to any hospital system you expect to use.

You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week, to walk through plans with a representative. The Annual Enrollment Period runs October 15 through December 7, 2026, and whatever you pick takes effect January 1, 2027.

What should I know about 2027 Medicare costs before I enroll?

A few program-level numbers for 2027 are already set by CMS. The Part D out-of-pocket cap on what you pay for covered drugs rises to $2,400 in 2027 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge climbs to $700 in 2027 (from $615 in 2026). And the Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input CMS uses, not the premium any particular plan actually charges.

A few numbers are not yet published. The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, are announced by CMS later in the fall, usually in November. If those figures matter to your decision, check back on medicare.gov once they post.

If drug costs are a worry, ask about the Medicare Prescription Payment Plan, an option that spreads your out-of-pocket drug costs across the calendar year in monthly installments. Any Part D or MA-PD plan has to offer it.