Medicare Advantage
Wellcare's 2027 Medicare Advantage plans in Portland: what changed since 2026
Portland, Ore. — Fall 2026 is Annual Enrollment season, and if you have (or are considering) a Wellcare Medicare Advantage plan in Portland, the 2027 lineup looks a little different than the one on the shelf a year ago. Wellcare is offering six Medicare Advantage plans in Multnomah County for 2027, down from ten in 2026, with no brand-new plans and several familiar names carried forward under new labels.
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Key takeaways
- Wellcare has 6 Medicare Advantage plans in Multnomah County for 2027: 2 HMO-POS and 4 PPO, all with drug coverage, and 1 is a Dual Special Needs Plan (D-SNP).
- Four Wellcare plans offered in 2026 are not returning for 2027, no plans are new, and three plans have been renamed — your Annual Notice of Change (ANOC) explains what applies to you.
- The Annual Enrollment Period runs October 15 – December 7, 2026; any change you make takes effect January 1, 2027, and if you do nothing your current plan renews if it is offered next year.
- Nine other carriers also offer Medicare Advantage plans in the county for 2027 (45 plans in total across all carriers), so Wellcare is one choice among many.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Multnomah County (2026) | 58 | CMS |
| Medicare Advantage plans offered in Multnomah County (2027) | 45 | CMS |
| Plans not returning for 2027 / new for 2027 | 18 / 5 | CMS |
| Organizations offering Medicare Advantage in Multnomah County (2026) | 13 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Multnomah County | 66% | CMS |
| Residents age 65 and older, Multnomah County | 118,224 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not Wellcare, not Medicare, and not selling anything. What follows is a plain-English look at Wellcare's 2027 roster for the county Portland sits in, and how to check any of these plans against your own doctors and prescriptions before December 7, 2026.
What Wellcare Medicare Advantage plans are offered in Portland for 2027?
Wellcare is offering 6 Medicare Advantage plans in Multnomah County, the county Portland is in, for 2027. By plan type, that is 2 HMO-POS plans and 4 PPO plans. All 6 include Part D prescription drug coverage, and 1 is a Dual Special Needs Plan (D-SNP) for people who have both Medicare and full Medicaid.
CMS groups this carrier as Centene (WellCare). The table on this page lists every 2027 Wellcare plan in the county. In alphabetical order, the plan names are:
- Wellcare Low Premium (HMO-POS)
- Wellcare Low Premium Open (PPO) — renamed (was Wellcare Giveback Open (PPO))
- Wellcare Patriot Giveback Open (PPO)
- Wellcare Premium Enhanced Open (PPO) — renamed (was Wellcare Low Premium Open (PPO))
- Wellcare Premium Ultra Open (PPO)
- Wellcare Trillium Health Plan Dual Select Sync (HMO D-SNP) — renamed (was Wellcare Dual Select Sync (HMO-POS D-SNP))
We cannot list premiums, copays, deductibles, networks, drug tiers or star ratings here. Those details belong to the Medicare Plan Finder at medicare.gov, your plan's Evidence of Coverage, and 1-800-MEDICARE.
What is new or not returning from Wellcare in Multnomah County for 2027?
For 2027, Wellcare has 0 brand-new plans in Multnomah County, 4 plans that are not returning, and 3 plans that have been renamed. Watch the renames carefully: a new name does not necessarily mean a plan is unchanged under the hood, and a familiar name does not guarantee it is identical to what you had in 2026.
If you are currently in a Wellcare plan that is not returning in 2027, the carrier is required to send you a non-renewal notice this fall. You then have a Special Enrollment Period to pick another plan. If your plan is renaming or renewing, read the Annual Notice of Change (ANOC) that arrives in late September; it spells out exactly what is different for 2027.
What is a Dual Special Needs Plan (D-SNP), and who is it for?
A D-SNP is a type of Medicare Advantage plan built for people who have both Medicare and full Medicaid. In Multnomah County, Wellcare is offering 1 D-SNP for 2027 (Wellcare Trillium Health Plan Dual Select Sync (HMO D-SNP)). It has no C-SNP (for specific chronic conditions) and no I-SNP (for people in institutional care) in the county for 2027.
Eligibility for a D-SNP depends on your Medicaid status, so if you think you may qualify, confirm it through the Oregon Health Authority or at medicare.gov before enrolling.
How do I check a Wellcare plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code, your prescriptions, and your pharmacy, and then compare any plan sold in Multnomah County side by side. For doctors and hospitals, check the plan's own provider directory on the carrier's website or call the number on the plan materials — provider networks can change between plan years, so a doctor who was in-network in 2026 may not be in 2027.
A quick checklist for Portland readers:
- Make a list of your current doctors, hospitals and specialists.
- List every prescription with the exact dose and the pharmacy you use.
- Run that list through the Plan Finder at medicare.gov for each plan you are considering.
- Compare it with your current plan's 2027 ANOC so you know what is actually changing.
- If something is unclear, call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7.
What Medicare dates and 2027 figures should Portland readers know?
The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027. If you do nothing, your current plan renews for 2027 if it is still offered, with the changes described in your ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, when people already in a Medicare Advantage plan can make one change.
For 2027, CMS has confirmed:
- The Part D out-of-pocket cap will be $2,400 in 2027 (it is $2,100 in 2026).
- The Part D maximum deductible will be $700 in 2027 ($615 in 2026).
- The Part D national base beneficiary premium for 2027 is $41.33 (a formula input — not what any particular plan charges).
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced; CMS typically publishes them later in the fall. The coverage gap ("donut hole") has been gone since 2025, and the Medicare Prescription Payment Plan option remains available if you want to spread drug costs across the year in monthly installments.
Is Wellcare the only Medicare Advantage choice in Portland?
No. For 2027, Multnomah County has 10 carriers offering Medicare Advantage, with 45 plans in total across all of them; Wellcare is one of those carriers with 6 of those plans. That means a Portland resident comparing options this fall has a wide field to look at, not a single-carrier decision.
MyMedicarePlans.org is independent — we do not sell plans, and nothing on this page is a recommendation of Wellcare over any other carrier. The right plan is the one that fits your doctors, prescriptions, budget and travel patterns, and that is a decision only you (and ideally a licensed broker or a 1-800-MEDICARE counselor) can make.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Multnomah County
(MA penetration in Multnomah County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Wellcare Medicare Advantage plans in Multnomah County for 2027
CMS lists 6 Wellcare Medicare Advantage plans in Multnomah County for 2027, alphabetically by carrier. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Centene (WellCare) 6 plans | |||
| Wellcare Low Premium (HMO-POS) | HMO-POS | Yes | Returning |
| Wellcare Low Premium Open (PPO) | PPO | Yes | Renamed |
| Wellcare Patriot Giveback Open (PPO) | PPO | Yes | Returning |
| Wellcare Premium Enhanced Open (PPO) | PPO | Yes | Renamed |
| Wellcare Premium Ultra Open (PPO) | PPO | Yes | Returning |
| Wellcare Trillium Health Plan Dual Select Sync (HMO D-SNP) | HMO-POS D-SNP | Yes | Renamed |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans in Multnomah County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything during the Annual Enrollment Period if I like my Wellcare plan?
My Wellcare plan has a new name for 2027 — is it the same plan?
How do I know if my doctor and my prescriptions are covered by a specific Wellcare plan?
Where can I get unbiased help choosing a plan in Portland?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Portland
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, plan years 2026 and 2027: Wellcare's plan list, counts by type, Special Needs Plan counts, renamed and non-returning plans, and total carrier and plan counts in Multnomah County.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov — Annual Enrollment Period dates, Medicare Advantage Open Enrollment Period, Medicare Plan Finder, and the Medicare Prescription Payment Plan.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.