Medicare Advantage
Does HealthSpring Cover Your Baltimore Doctors for 2027?
Baltimore, Md. — As the Medicare Annual Enrollment Period runs from October 15 through December 7, 2026, Baltimore residents who have — or are considering — a HealthSpring Medicare Advantage plan can now see what the carrier is offering for 2027. HealthSpring will sell four Medicare Advantage plans in Baltimore city next year, down one from this year, and all four include prescription drug coverage. MyMedicarePlans.org is an independent consumer site and is not HealthSpring; the details below come from the CMS Medicare Advantage Landscape Source File for plan year 2027.
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Key takeaways
- HealthSpring will offer 4 Medicare Advantage plans in Baltimore city for 2027, all HMOs and all with drug coverage.
- 1 HealthSpring plan from 2026 is not returning for 2027; current members will see the specifics in their plan's Annual Notice of Change.
- Of the 4 plans, 2 are Special Needs Plans — one Chronic Condition SNP and one Dual Eligible SNP.
- Any change you make between October 15 and December 7, 2026 takes effect January 1, 2027; if you do nothing and your plan is renewing, it continues automatically.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Baltimore city (2026) | 31 | CMS |
| Medicare Advantage plans offered in Baltimore city (2027) | 24 | CMS |
| Plans not returning for 2027 / new for 2027 | 9 / 2 | CMS |
| Organizations offering Medicare Advantage in Baltimore city (2026) | 10 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Baltimore city | 37% | CMS |
| Residents age 65 and older, Baltimore city | 87,602 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Which HealthSpring Medicare Advantage plans are offered in Baltimore for 2027?
HealthSpring is offering 4 Medicare Advantage plans in Baltimore city for 2027, and all 4 are HMOs with prescription drug coverage. The table below lists every plan by name.
CMS lists these plans under HealthSpring's parent organization, Health Care Service Corporation (HCSC), but they are marketed as HealthSpring plans. The four plans for 2027 are HealthSpring Achieve (HMO C-SNP), HealthSpring Courage (HMO), HealthSpring Preferred Plus (HMO), and HealthSpring TotalCare Plus (HMO D-SNP). Baltimore is in Baltimore city, and Medicare plan availability is set at the county level, so these are the plans CMS shows available to residents of that county.
What is new or not returning from HealthSpring in Baltimore for 2027?
Compared with 2026, HealthSpring has 0 new plans in Baltimore city, 0 renamed, and 1 plan that is not returning. If you are enrolled in the plan that is not returning, HealthSpring is required to notify you in writing so you have time to pick another plan during the enrollment window.
Even plans that are continuing can change their costs, drug list, or provider network from one year to the next. Those details come in the Annual Notice of Change (ANOC) that your plan mails each fall. It is worth reading before December 7, because that is the last day to switch for a January 1, 2027 start date.
Are there HealthSpring Special Needs Plans in Baltimore for 2027?
Yes — 2 of HealthSpring's 4 Baltimore plans for 2027 are Special Needs Plans. One is a Chronic Condition SNP (C-SNP), for people with certain qualifying long-term conditions, and one is a Dual Eligible SNP (D-SNP), for people who have both Medicare and Medicaid. HealthSpring does not offer an Institutional SNP (I-SNP) in the county.
SNPs have extra eligibility rules. If you are not sure whether you qualify, Medicare.gov and 1-800-MEDICARE can confirm it before you enroll.
Who else offers Medicare Advantage plans in Baltimore city?
HealthSpring is one of 8 carriers offering Medicare Advantage plans in Baltimore city for 2027. Across all carriers in the county, there are 24 Medicare Advantage plans available next year. This article focuses on HealthSpring; other carriers' lineups are covered separately.
How do I check a HealthSpring plan against my doctors and prescriptions before December 7?
Use the Medicare Plan Finder at medicare.gov to compare any 2027 plan against your own doctors and medicines; it is the official tool and it is free. You enter your ZIP code, your prescription drug list, and your preferred pharmacies, and it shows how each plan handles them.
A few steps that save time:
- Have your Medicare number and a current list of your prescriptions (name, dose, how often) ready.
- Call each doctor's office and ask whether they will be in-network with the specific HealthSpring plan for 2027 — networks can change on January 1.
- If you prefer to talk to a person, call 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24 hours a day, seven days a week.
- Read your current plan's Annual Notice of Change so you know what is changing before you compare.
What 2027 Medicare figures are already confirmed?
A few program-level numbers for 2027 are set. The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026). The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input Medicare uses, not what any particular plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS usually publishes those in the fall, often in November. We will update our coverage when they are posted.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Baltimore city
(MA penetration in Baltimore city)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
HealthSpring Medicare Advantage plans in Baltimore city for 2027
CMS lists 4 HealthSpring Medicare Advantage plans in Baltimore city for 2027, alphabetically by carrier. 7 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| HealthSpring 4 plans | |||
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| HealthSpring Courage (HMO) | HMO | Yes | Returning |
| HealthSpring Preferred Plus (HMO) | HMO | Yes | Returning |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans in Baltimore city break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing during the Annual Enrollment Period?
How do I know if a HealthSpring plan covers my prescriptions?
Can I switch plans after December 7, 2026?
Is MyMedicarePlans.org part of HealthSpring or Medicare?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Baltimore
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (plan year 2027): HealthSpring's Baltimore city plan list, plan types, SNP counts, drug coverage, and year-over-year change counts.
- CMS Medicare Advantage Landscape Source File (plan year 2026): the comparison used to identify plans not returning for 2027.
- CMS 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov: the Annual Enrollment Period dates and the Medicare Plan Finder.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.