Medicare Advantage
UnitedHealthcare's Kansas City Medicare Advantage lineup for 2027: two new plans, five gone
Kansas City, Mo. — As the Oct. 15–Dec. 7, 2026 Annual Enrollment Period gets underway, UnitedHealthcare is bringing 13 Medicare Advantage plans to Jackson County for 2027 — two of them new, five not returning from this year, and four renamed. If you already have a UnitedHealthcare plan, your Annual Notice of Change (ANOC) spells out exactly what is shifting on your plan for Jan. 1.
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Key takeaways
- UnitedHealthcare is offering 13 Medicare Advantage plans in Jackson County for 2027: 7 HMO-POS and 6 PPO, all with drug coverage.
- Two plans are new for 2027, five from this year are not returning, and four have been renamed — your ANOC describes any change to your plan.
- Six of the 13 are Special Needs Plans: 4 D-SNPs (for people with both Medicare and Medicaid), 1 C-SNP (chronic condition), and 1 I-SNP (nursing home).
- You have until Dec. 7, 2026 to switch, join or drop a plan for coverage starting Jan. 1, 2027; if you do nothing and your plan is returning, it renews automatically.
MyMedicarePlans.org is an independent consumer news site. We are not UnitedHealthcare, and seven other carriers also offer Medicare Advantage plans in Jackson County for 2027 (65 plans in total across all carriers). This article walks through UnitedHealthcare's slate so you can see where it stands before you decide.
What UnitedHealthcare is offering in Jackson County for 2027
Kansas City is in Jackson County, where Medicare Advantage availability is set. For 2027, UnitedHealthcare has 13 Medicare Advantage plans here. By plan type, that's 7 HMO-POS plans and 6 PPO plans. Every one of the 13 includes Part D prescription drug coverage built in.
The table below lists every plan by name, exactly as CMS lists it, along with its type and whether it includes drug coverage.
The Special Needs Plans in the mix
Six of UnitedHealthcare's 13 plans in Jackson County next year are Special Needs Plans (SNPs). SNPs are Medicare Advantage plans built around a specific group of members:
- D-SNPs (Dual Eligible) are for people who have both Medicare and Medicaid. UnitedHealthcare has 4 D-SNPs here for 2027, including UHC Dual Complete MO-Q1, UHC Dual Complete MO-Q2, and UHC Dual Complete MO-S3.
- C-SNPs (Chronic Condition) are for people with certain qualifying conditions. UnitedHealthcare has 1 C-SNP here: UHC Complete Care MO-1.
- I-SNPs (Institutional) are for people who live in a long-term care facility. UnitedHealthcare has 1 I-SNP here: UHC Nursing Home Plan MO-F001.
You have to meet the eligibility rules to join a SNP. Medicare.gov or 1-800-MEDICARE can confirm whether you qualify.
What's new, what's renamed, and what isn't coming back
Compared with 2026, UnitedHealthcare's Jackson County lineup has three kinds of change for 2027:
- New for 2027 (2 plans): UHC Dual Advantage MO-V1 (HMO-POS D-SNP) and UHC Dual Complete MO-S3 (HMO-POS D-SNP).
- Renamed (4 plans): AARP Medicare Advantage from UHC KC-4 (PPO) was AARP Medicare Advantage Essentials from UHC KC-4; AARP Medicare Advantage from UHC KC-5 (PPO) was AARP Medicare Advantage Extras from UHC KC-5; UHC Dual Complete MO-Q1 (HMO-POS D-SNP) was UHC Dual Complete MO-S001; UHC Dual Complete MO-Q2 (PPO D-SNP) was UHC Dual Complete MO-S002. A rename does not necessarily mean the plan is identical to last year — the ANOC lists what, if anything, has changed.
- Not returning (5 plans): Five UnitedHealthcare plans offered in Jackson County in 2026 won't be available in 2027. If one of them is yours, you should receive a non-renewal notice and you have a Special Enrollment Period to pick a new plan.
How to check a plan against your doctors and prescriptions
Before Dec. 7, it's worth running any plan you're considering through two quick checks. The plan's own documents and the Medicare Plan Finder are the only places that will give you accurate, personal answers.
1. Pull up the Medicare Plan Finder at medicare.gov. Enter your ZIP code (a Kansas City ZIP in Jackson County), then add your prescriptions and the pharmacies you use. The tool will show you each plan's estimated yearly drug costs with your medicines, side by side. 2. Check the plan's provider directory. Each plan has its own network. Search by your doctor's name, your hospital system, and any specialists you see. For HMO-POS plans, in-network care matters a lot; PPO plans generally let you go out of network, usually at a higher cost. 3. Check the formulary (drug list). Even if two plans both cover one of your drugs, the tier and any restrictions (prior authorization, step therapy, quantity limits) can differ. 4. Read your ANOC if you already have a plan. It arrives by late September and shows every change for Jan. 1.
If you'd rather talk it through, 1-800-MEDICARE is open 24 hours a day, 7 days a week.
The Part D numbers to keep in mind
Two 2027 drug-coverage figures are already set by CMS and apply to the Part D portion of any Medicare Advantage plan with drug coverage:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (it's $2,100 in 2026). Once you hit it, you pay $0 for covered Part D drugs the rest of the year.
- The Part D maximum deductible is $700 in 2027 (up from $615 in 2026). Plans can set a lower deductible, or none at all for some drug tiers.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, haven't been published yet. CMS usually releases them in the fall, often in November.
The Medicare Prescription Payment Plan is also still available: it lets you spread your Part D out-of-pocket drug costs across the calendar year in monthly payments instead of paying at the pharmacy counter.
Dates to remember
- Oct. 15 – Dec. 7, 2026: Annual Enrollment Period. Changes take effect Jan. 1, 2027.
- Jan. 1 – March 31, 2027: Medicare Advantage Open Enrollment. If you're already in a Medicare Advantage plan, you get one switch (to another MA plan or back to Original Medicare, with a Part D plan if you want one).
If you do nothing and your current plan is returning for 2027, it renews on its own with the changes described in your ANOC.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Jackson County
(MA penetration in Jackson County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Jackson County for 2027
CMS lists 13 UnitedHealthcare Medicare Advantage plans in Jackson County for 2027, alphabetically by carrier. 7 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 13 plans | |||
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC KC-4 (PPO) | PPO | Yes | Renamed |
| AARP Medicare Advantage from UHC KC-5 (PPO) | PPO | Yes | Renamed |
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS) | HMO-POS | Yes | Returning |
| UHC Complete Care MO-1 (PPO C-SNP) | PPO C-SNP | Yes | Returning |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete MO-Q2 (PPO D-SNP) | PPO D-SNP | Yes | Renamed |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Nursing Home Plan MO-F001 (PPO I-SNP) | PPO I-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Jackson County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are offered in Kansas City for 2027?
What should I do if my UnitedHealthcare plan is one of the five not returning next year?
My plan was renamed. Is it the same plan?
Does UnitedHealthcare have the only Medicare Advantage plans in Kansas City?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Kansas City
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This page was last updated: October 2026.