Medicare Advantage
UnitedHealthcare's 2027 Medicare Advantage lineup in Lincoln: 3 new, 3 gone
LINCOLN, Neb. — Fall 2026. With the Annual Enrollment Period for 2027 coverage open from October 15 through December 7, 2026, Lancaster County residents who have — or are weighing — a UnitedHealthcare Medicare Advantage plan have a new lineup to look at. According to CMS's 2027 Medicare Advantage Landscape file, UnitedHealthcare is offering eight Medicare Advantage plans in Lancaster County next year, with three plans new for 2027 and three of its 2026 plans not returning.
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Key takeaways
- UnitedHealthcare has eight Medicare Advantage plans in Lancaster County for 2027: five HMO-POS and three PPO.
- Three of those plans are new for 2027 and three plans offered in 2026 are not coming back; your Annual Notice of Change (ANOC) lists what changed on your plan.
- Three of the eight are Dual Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid; six of the eight include Part D drug coverage.
- Any change you make between October 15 and December 7, 2026 takes effect January 1, 2027; if you do nothing and your plan is renewing, it rolls over automatically.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Lancaster County (2026) | 41 | CMS |
| Medicare Advantage plans offered in Lancaster County (2027) | 41 | CMS |
| Plans not returning for 2027 / new for 2027 | 18 / 18 | CMS |
| Organizations offering Medicare Advantage in Lancaster County (2026) | 9 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Lancaster County | 35% | CMS |
| Residents age 65 and older, Lancaster County | 49,919 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site; we are not UnitedHealthcare, and UnitedHealthcare is one of nine carriers offering Medicare Advantage in Lancaster County for 2027 (41 plans in all).
What Medicare Advantage plans does UnitedHealthcare offer in Lincoln for 2027?
In Lancaster County — the county Lincoln sits in — UnitedHealthcare has eight Medicare Advantage plans for 2027: five HMO-POS plans and three PPO plans. Six of the eight include Part D prescription drug coverage; two do not. Three are Dual Special Needs Plans (D-SNPs), designed for people who qualify for both Medicare and Medicaid.
The full roster, alphabetical by plan name, appears in the table below. The 2027 plans are:
- AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS) — with drug coverage
- AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS) — with drug coverage
- AARP Medicare Advantage from UHC NE-0002 (PPO) — with drug coverage
- AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO) — without drug coverage
- AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS) — without drug coverage
- UHC Dual Complete NE-QV1 (HMO-POS D-SNP) — with drug coverage
- UHC Dual Complete NE-S002 (PPO D-SNP) — with drug coverage
- UHC Dual Complete NE-S4 (HMO-POS D-SNP) — with drug coverage
We can list the names and types because CMS publishes them. We can't quote premiums, copays, networks, drug lists or star ratings for any of them in this article — those details change plan by plan and belong on the official Medicare Plan Finder.
What is new or not returning in UnitedHealthcare's 2027 Lincoln lineup?
Three UnitedHealthcare plans are new in Lancaster County for 2027: AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS), UHC Dual Complete NE-QV1 (HMO-POS D-SNP) and UHC Dual Complete NE-S4 (HMO-POS D-SNP). Three UnitedHealthcare plans sold in the county in 2026 are not being offered in 2027.
If one of the plans leaving is yours, UnitedHealthcare is required to send a non-renewal notice. If your current plan is coming back, you will instead get an Annual Notice of Change (ANOC) in the mail — a plain-language summary of what will be different about your plan in 2027, from the monthly premium to the drug formulary. It is worth reading cover to cover before December 7.
What are the Special Needs Plans in Lancaster County, and who are they for?
Three of UnitedHealthcare's eight Lancaster County plans for 2027 are Dual Special Needs Plans (D-SNPs): UHC Dual Complete NE-QV1, UHC Dual Complete NE-S002 and UHC Dual Complete NE-S4. D-SNPs are built for people who have both Medicare and Medicaid, and enrollment is limited to people who qualify on both.
UnitedHealthcare is not offering a Chronic-Condition SNP (C-SNP) or Institutional SNP (I-SNP) in the county for 2027. If you aren't dually eligible, a D-SNP isn't an option for you — but the carrier's other five Lancaster County plans are open to anyone with Medicare Parts A and B who lives in the service area.
How do I check a plan against my doctors and prescriptions before December 7?
The most reliable way is the Medicare Plan Finder at medicare.gov. You enter your ZIP code and the prescriptions you take, and it will show you each 2027 plan's premium, deductible, drug tiers and estimated yearly cost based on your specific medications. You can also mark your preferred pharmacy.
For doctors and hospitals, use the plan's own provider directory — linked from each plan listing on medicare.gov, or on UnitedHealthcare's site — and, if a provider matters to you, call the office and ask whether they are in-network for that specific plan name and contract number for 2027. Networks change in January, so a "yes" for 2026 is not a "yes" for 2027. If you'd rather talk to a person, 1-800-MEDICARE (1-800-633-4227) is open 24/7.
What is actually changing in Medicare for 2027?
A few program-wide numbers are already set by CMS for 2027. The Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge is $700 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — that's a formula input used behind the scenes, not what any one plan will charge you.
The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet. CMS normally publishes them later in the fall, usually in November.
Any change you choose between October 15 and December 7, 2026 takes effect January 1, 2027. If you do nothing and your current plan is being offered again, it renews automatically with the changes described in your ANOC. If you enroll in a Medicare Advantage plan and decide it isn't right for you, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 gives you one chance to switch to another MA plan or go back to Original Medicare.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Lancaster County
(MA penetration in Lancaster County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Lancaster County for 2027
CMS lists 8 UnitedHealthcare Medicare Advantage plans in Lancaster County for 2027, alphabetically by carrier. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 8 plans | |||
| AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC NE-0002 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO) | PPO | No | Returning |
| AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS) | HMO-POS | No | New |
| UHC Dual Complete NE-QV1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| UHC Dual Complete NE-S002 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete NE-S4 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Lancaster County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything if I like my UnitedHealthcare plan?
What if my current UnitedHealthcare plan is one of the three not returning in 2027?
How do I know if I qualify for one of the Dual Complete (D-SNP) plans?
Where can I compare UnitedHealthcare plans against other carriers in Lancaster County?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Lincoln
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (2026 and 2027): the Lancaster County plan counts, carrier lineup, plan types, SNP counts, drug-coverage counts, and the new / not-returning counts for UnitedHealthcare.
- CMS — 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible and $41.33 national base beneficiary premium.
- Medicare.gov — Enrollment periods and the Medicare Plan Finder: the October 15 – December 7 Annual Enrollment window, the January 1 effective date, and the tool for checking plans against your doctors and prescriptions.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.