Medicare Advantage

Nevada Medicare Advantage Plans for Chronic Conditions in 2027: 17 C-SNPs

CARSON CITY — Nevadans with Medicare who are managing a long-term illness have a specific slice of the Medicare Advantage market built for them. For 2027, the federal Centers for Medicare & Medicaid Services (CMS) Landscape files show 17 Chronic Condition Special Needs Plans (C-SNPs) available somewhere in Nevada, out of 98 Medicare Advantage plans statewide. Eight carriers are offering those 17 C-SNPs, and each plan is sold county by county, so what appears on the statewide list is not automatically available on every reader's street.

What is a C-SNP and who qualifies for one in Nevada?

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan limited to people who have a specific severe or disabling chronic condition that CMS recognizes, and enrollment requires a provider to verify that condition. If the condition cannot be verified, the plan cannot keep the member enrolled under C-SNP rules.

Beyond that eligibility rule, a C-SNP works like other Medicare Advantage plans: it replaces the way Original Medicare pays for Part A and Part B services, and every one of the 17 Nevada C-SNPs listed for 2027 includes drug coverage. Specific cost-sharing, provider networks and drug lists are not covered in this article; those come from each plan's own documents and the Medicare Plan Finder.

How many C-SNPs are offered in Nevada for 2027 and which carriers offer them?

For 2027, Nevada has 17 C-SNPs within a total of 98 Medicare Advantage plans. The other Special Needs Plans in the state are 22 Dual Eligible SNPs (D-SNPs) and 1 Institutional SNP (I-SNP).

Eight carriers are offering those C-SNPs in Nevada for 2027, listed alphabetically: Aetna (CVS Health) with 1 plan, Alignment Health Plan with 2, Champion Health Plan with 5, Elevance Health (Anthem) with 3, Humana with 2, Prominence Health Plan with 1, SCAN Health Plan with 2, and UnitedHealthcare with 1. The full plan-by-plan breakdown — including which counties each plan is sold in — is in the tables on this page rather than repeated here in prose.

Which chronic conditions are named in Nevada C-SNP plan names for 2027?

Several of the 17 Nevada C-SNPs name the condition they serve directly in the plan name, and that is the only way this article identifies a plan's condition focus.

Among the 2027 plans, the Alignment Health Heart & Diabetes 004 (HMO C-SNP) and Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) name heart and diabetes conditions. Humana offers two plans named Humana Gold Plus - Diabetes and Heart (HMO C-SNP), one of which is new for 2027. Prominence Diabetes and Heart (HMO C-SNP), renamed from a prior-year version, names the same two conditions. Elevance Health (Anthem) offers three CareMore plans whose names point to different focuses: Anthem I CareMore Chronic Care (HMO-POS C-SNP), Anthem I CareMore Kidney Care (HMO-POS C-SNP), and Anthem I CareMore Lung Care (HMO-POS C-SNP). Other C-SNPs on the Nevada list — including those from Aetna (CVS Health), Champion Health Plan, SCAN Health Plan and UnitedHealthcare — do not name a specific condition in the plan name, so this article does not assign one.

A provider or the plan itself can confirm which conditions a given plan accepts under its CMS-approved criteria.

Is there a Special Enrollment Period in Nevada for people with a qualifying chronic condition?

Yes. People with a CMS-recognized qualifying chronic condition generally have a Special Enrollment Period (SEP) that lets them join a C-SNP outside the usual Annual Enrollment window, once the condition is verified by a provider. That SEP exists specifically because C-SNPs are condition-based, and it is separate from the regular calendar deadlines.

For everyone else, the normal timing applies: Annual Enrollment 2027 runs October 15 – December 7, 2026, and a plan selection made during that window takes effect January 1, 2027. Medicare Open Enrollment 2027 then runs January 1 – March 31, 2027, for people already in a Medicare Advantage plan who want to make one change.

How can I check which Nevada C-SNPs are offered in my county for 2027?

The quickest way for a Nevada reader to see which of the 17 C-SNPs is actually sold in their county for 2027 is to enter their ZIP code into the Medicare Plan Finder at Medicare.gov, or to call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.

County availability varies widely. According to the CMS Landscape data, some C-SNPs on the Nevada list are offered in only 1 county, while others appear in 2 or 4 counties. For example, the Champion Health Plan C-SNPs — Champion Advantage, Champion Care, Champion Choice, Champion Connect and Champion Plus — are each listed as offered in 4 counties, while plans such as Anthem I CareMore Kidney Care (HMO-POS C-SNP) and Prominence Diabetes and Heart (HMO C-SNP) are each listed in 1 county. The table on this page shows the county count for each plan.

Where can Nevadans get free help understanding C-SNP choices for 2027?

Two free, non-sales resources are available to every Nevada Medicare beneficiary. Medicare.gov hosts the Plan Finder, which lets you compare the Medicare Advantage and C-SNP plans available at your address, and 1-800-MEDICARE (TTY 1-877-486-2048) is staffed around the clock to answer questions about eligibility, enrollment periods, and how a specific plan handles your situation.

For plan-specific details — premiums, cost sharing, extra benefits, provider networks, drug lists and star ratings — the authoritative sources are the Plan Finder, 1-800-MEDICARE, and each plan's own Evidence of Coverage and provider and pharmacy directories.