Medicare Advantage
HealthSpring's 2027 Medicare Advantage plans in Las Vegas: both plans, side by side
LAS VEGAS — Fall 2026. If you have a HealthSpring Medicare Advantage plan in the Las Vegas area, or you are weighing one for next year, the 2027 lineup is now set. The carrier is offering two Medicare Advantage plans in Clark County for 2027, the same count it carries in 2026, with no plans leaving and no new plans added. That makes this year's homework less about chasing a new option and more about checking that the plan you have — or are considering — still fits your doctors and medications before the Annual Enrollment Period closes on December 7, 2026.
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Key takeaways
- HealthSpring is offering 2 Medicare Advantage plans in Clark County for 2027: one HMO and one HMO-POS, both with drug coverage included.
- Nothing is changing on the roster itself — 0 plans are new, 0 are not returning, and 0 are renamed — but every renewing plan has an Annual Notice of Change (ANOC) worth reading.
- Nine other carriers also sell Medicare Advantage plans in Clark County for 2027, for a county total of 72 plans, so comparison shopping is possible on Medicare.gov.
- The deadline to switch plans for January 1, 2027 coverage is December 7, 2026; if you do nothing, your current plan simply renews under its ANOC terms.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Clark County (2026) | 74 | CMS |
| Medicare Advantage plans offered in Clark County (2027) | 72 | CMS |
| Plans not returning for 2027 / new for 2027 | 11 / 9 | CMS |
| Organizations offering Medicare Advantage in Clark County (2026) | 12 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Clark County | 57% | CMS |
| Residents age 65 and older, Clark County | 370,419 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site. We are not HealthSpring, and we do not sell plans. The information below comes from CMS's public Landscape files for plan years 2026 and 2027.
Which HealthSpring Medicare Advantage plans are offered in Las Vegas for 2027?
HealthSpring is offering 2 Medicare Advantage plans in Clark County, the county Las Vegas sits in, for 2027. One is an HMO and one is an HMO-POS, and both include Part D prescription drug coverage. CMS lists these plans under their parent organization, Health Care Service Corporation (HCSC), but they are sold under the HealthSpring name.
In alphabetical order, the two plans are HealthSpring Preferred Savings (HMO) and HealthSpring Premier (HMO-POS). The full roster, with plan type and drug-coverage status, appears in the table below. We cannot publish premiums, copays, deductibles, networks or star ratings here — those live on Medicare's Plan Finder and in each plan's own documents, which is where any apples-to-apples comparison needs to happen.
What is new or not returning from HealthSpring in Clark County for 2027?
For 2027, HealthSpring has 0 new plans, 0 plans that are not returning, and 0 renamed plans in Clark County. In other words, the lineup you see in 2026 is the lineup you will see in 2027 — same two plans, same plan types, same drug-coverage status.
That stability does not mean nothing is changing inside each plan. Every Medicare Advantage plan sends members an Annual Notice of Change (ANOC) each fall that spells out next year's premium, deductible, copays, drug formulary, provider network and extra benefits. Even when a plan "returns," those details can shift from one year to the next, which is why reading the ANOC — mailed in September — is the single most useful thing a current member can do before December 7.
Are any HealthSpring Special Needs Plans available in Las Vegas for 2027?
HealthSpring is not offering any Special Needs Plans in Clark County for 2027. The carrier's CY2027 roster in this county includes 0 D-SNPs (for people with both Medicare and Medicaid), 0 C-SNPs (for people with certain chronic conditions) and 0 I-SNPs (for people in institutional settings).
If a Special Needs Plan is what you are looking for, you will need to compare offerings from the nine other carriers that sell Medicare Advantage in Clark County for 2027. Medicare.gov's Plan Finder lets you filter by SNP type and will show which carriers in Las Vegas have one that fits your situation.
How do I check a HealthSpring plan against my doctors and prescriptions before December 7?
The cleanest way to check both is Medicare's Plan Finder at medicare.gov. Enter your ZIP code and your list of prescription drugs, and the tool will show each plan's drug formulary, pharmacy network and the plan's own provider directory link. You can also call 1-800-MEDICARE around the clock for help walking through the comparison.
A short checklist before you commit:
- Pull out your ANOC and read what is changing for 2027.
- Make a list of your prescriptions, including dosage, and your regular doctors and preferred pharmacy.
- On Plan Finder, confirm each drug is on the plan's 2027 formulary and each doctor is in the 2027 network — networks and formularies can change from year to year, so a "yes" in 2026 is not automatically a "yes" in 2027.
- If something is unclear, call the plan directly using the number on your member card, or on the plan's page in Plan Finder.
What is changing across Medicare itself for 2027?
A few program-level numbers are already confirmed by CMS for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026. The Part D maximum deductible rises to $700 in 2027, up from $615 in 2026. The Part D national base beneficiary premium for 2027 is $41.33 — that is a formula input CMS uses, not the premium any particular plan charges.
The 2027 standard Part B premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes them later in the fall. The Medicare Prescription Payment Plan — the option to spread drug costs over the calendar year in monthly installments — continues for 2027, and the coverage gap ("donut hole") remains eliminated as of 2025.
What happens if I do nothing before December 7, 2026?
Nothing dramatic. If you do nothing, your current Medicare Advantage plan simply renews on January 1, 2027 under the terms laid out in its ANOC, assuming the plan is being offered again next year. For HealthSpring members in Clark County, both current plans are returning for 2027.
If you later decide the renewed plan is not right for you, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 lets you make one switch to a different Medicare Advantage plan or back to Original Medicare with a stand-alone Part D plan.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Clark County
(MA penetration in Clark County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
HealthSpring Medicare Advantage plans in Clark County for 2027
CMS lists 2 HealthSpring Medicare Advantage plans in Clark County for 2027, alphabetically by carrier. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| HealthSpring 2 plans | |||
| HealthSpring Preferred Savings (HMO) | HMO | Yes | Returning |
| HealthSpring Premier (HMO-POS) | HMO-POS | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans in Clark County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many HealthSpring Medicare Advantage plans are offered in Clark County for 2027?
Are HealthSpring's Las Vegas plans changing for 2027?
What if I want to compare HealthSpring to other carriers?
When is the deadline to change plans for 2027 coverage?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Las Vegas
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files, CY2026 and CY2027: the Clark County plan counts, plan types, drug-coverage status and year-over-year changes for HealthSpring and the county totals.
- Medicare.gov: the Annual Enrollment Period dates, the Medicare Advantage Open Enrollment Period dates and the Plan Finder tool for personalized plan, drug and provider look-up.
- CMS announcements for the 2027 plan year: the Part D out-of-pocket cap, Part D maximum deductible and Part D national base beneficiary premium.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.