Medicare Advantage
UnitedHealthcare's 2027 Medicare Advantage lineup in Las Vegas: what's new, what's not returning
LAS VEGAS — Fall 2026. If you have a UnitedHealthcare Medicare Advantage plan in the Las Vegas area, your 2027 options from the carrier are shifting a bit. UnitedHealthcare will offer 15 Medicare Advantage plans in Clark County next year, up from 14 this year. Three plans are new, two are not returning, and two have been renamed. The window to compare and switch runs October 15 through December 7, 2026, with any change taking effect January 1, 2027.
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Key takeaways
- UnitedHealthcare is offering 15 Medicare Advantage plans in Clark County for 2027: 8 HMO-POS and 7 PPO, all with drug coverage.
- Three plans are new for 2027, two are not returning, and two Dual Complete plans have been renamed; the Annual Notice of Change your plan mails has the specifics.
- Nine other carriers also sell Medicare Advantage plans in Clark County next year, for 72 plans countywide — so UnitedHealthcare is one option among many.
- The deadline to change plans for 2027 coverage is December 7, 2026; if you do nothing and your plan renews, it continues with the changes in your ANOC.
MyMedicarePlans.org is an independent consumer site — we are not UnitedHealthcare, and we are not the government. This piece walks through what UnitedHealthcare is offering in the county next year so you can check your doctors, your pharmacy and your prescriptions against the plan you have or are considering.
What UnitedHealthcare is offering in Clark County for 2027
Las Vegas is in Clark County, where Medicare Advantage availability is set. For plan year 2027, UnitedHealthcare's county lineup breaks down this way:
- 15 Medicare Advantage plans in total
- 8 HMO-POS plans and 7 PPO plans
- All 15 plans include Part D drug coverage
- 6 Dual Special Needs Plans (D-SNP) and 1 Chronic Condition Special Needs Plan (C-SNP)
The table below lists every UnitedHealthcare plan available in the county for 2027, with plan type and drug coverage. You can match your plan name to the table to see whether it is returning, renamed, or new.
What's new, what's renamed, what's not returning
Three plans are new to the UnitedHealthcare lineup for 2027:
- AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS)
- UHC Dual Complete NV-Q3 (PPO D-SNP)
- UHC Dual Complete NV-S6 (PPO D-SNP)
Two plans are renamed. The plan name on your member ID card may look different in January even if the underlying plan is similar:
- UHC Dual Complete NV-Q1 (HMO-POS D-SNP) — was UHC Dual Complete NV-S001
- UHC Dual Complete NV-Q2 (PPO D-SNP) — was UHC Dual Complete NV-S002
Two UnitedHealthcare plans from 2026 are not returning for 2027. If you are in a plan that is leaving, you'll get a non-renewal notice from the carrier and a Special Enrollment Period to pick something else. Your Annual Notice of Change (ANOC), which plans mail by late September, is the single best place to see what's happening to your specific plan — premium, copays, drug tiers, pharmacy network, extras — side by side with this year's.
Special Needs Plans in the lineup
UnitedHealthcare's 2027 Clark County lineup includes seven Special Needs Plans: six Dual Special Needs Plans (D-SNPs), for people who have both Medicare and Medicaid, and one Chronic Condition SNP (UHC Complete Care NV-4), for people with a qualifying chronic condition. SNPs have eligibility rules — not everyone can enroll — and benefits are built around the group the plan serves. If you think a SNP might fit, confirm eligibility before you apply.
How to check a plan against your doctors and prescriptions
Before December 7, run a short, specific check on any plan you are considering:
1. Doctors and hospitals. Call each provider's office and ask whether they will be in-network with the exact plan name for 2027 — not just "UnitedHealthcare." Networks are set at the plan level. 2. Prescriptions. On medicare.gov's Plan Finder, enter your drugs and your pharmacy. The tool shows each drug's tier, any restrictions, and your estimated yearly drug cost under that plan's formulary. 3. Pharmacy. Confirm your pharmacy is a preferred or standard in-network pharmacy for the plan. Costs can differ between the two. 4. The ANOC. If you are keeping your current plan, read the ANOC cover to cover. It is the carrier's official statement of what is changing in 2027.
The 2027 numbers that are set — and the ones that aren't
A few program-level figures for 2027 are confirmed:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 (a formula input, not what any plan charges).
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS publishes those later in the fall, usually in November. If a 2027 figure is quoted to you now by anyone other than CMS, treat it as an estimate.
You have other options in the county
UnitedHealthcare is one of 10 carriers offering Medicare Advantage in Clark County for 2027. In total, 72 Medicare Advantage plans are available countywide. If a UnitedHealthcare plan doesn't fit after you check your doctors and drugs, you have room to compare — and comparing is free on medicare.gov.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Clark County
(MA penetration in Clark County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Clark County for 2027
CMS lists 15 UnitedHealthcare Medicare Advantage plans in Clark County for 2027, alphabetically by carrier. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 15 plans | |||
| AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC NV-0001 (HMO-POS) | HMO-POS | Yes | Returning |
| AARP Medicare Advantage from UHC NV-0007 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Giveback from UHC NV-8 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS) | HMO-POS | Yes | New |
| UHC Complete Care NV-4 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Returning |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete NV-Q2 (PPO D-SNP) | PPO D-SNP | Yes | Renamed |
| UHC Dual Complete NV-Q3 (PPO D-SNP) | PPO D-SNP | Yes | New |
| UHC Dual Complete NV-S3 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
| UHC Dual Complete NV-S6 (PPO D-SNP) | PPO D-SNP | Yes | New |
| UHC Medicare Advantage NV-001P (HMO-POS) | HMO-POS | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Clark County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
What happens if I don't do anything by December 7?
My plan has a new name on the 2027 list. Is it a different plan?
How do I know if my doctor will take my plan next year?
Can I switch plans after December 7?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Las Vegas
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This page was last updated: October 2026.