Medicare Advantage

Does HealthSpring change its North Las Vegas plans for 2027?

North Las Vegas, Nev. — With the Medicare Annual Enrollment Period open through December 7, 2026, households in and around North Las Vegas are sitting down with their mail and sorting out what their 2027 coverage will look like. If HealthSpring is one of the names on your short list, here is what the carrier's 2027 Medicare Advantage lineup looks like in Clark County, and how to check each plan against your own doctors and prescriptions before the deadline.

MyMedicarePlans.org is an independent consumer news and education site. We are not HealthSpring, and we are not Medicare. Eight other carriers also offer Medicare Advantage plans in Clark County next year, for a county total of 72 plans — HealthSpring is one piece of that bigger picture.

What Medicare Advantage plans does HealthSpring offer in North Las Vegas for 2027?

North Las Vegas is in Clark County, where HealthSpring is offering 2 Medicare Advantage plans for 2027. Both include prescription drug coverage. By plan type, that is 1 HMO and 1 HMO-POS. The carrier is not offering a Special Needs Plan (D-SNP, C-SNP or I-SNP) in the county for 2027.

CMS lists these plans under HealthSpring's parent organization, Health Care Service Corporation (HCSC). On Medicare.gov and in your mail, they appear as HealthSpring plans. The two plans are:

• HealthSpring Preferred Savings (HMO) — HMO, with drug coverage
• HealthSpring Premier (HMO-POS) — HMO-POS, with drug coverage

The table below lists every plan. We cannot publish premiums, copays, deductibles, benefits, provider networks or star ratings here — those are the plan-specific details CMS considers marketing content, and they belong on Medicare.gov and in the plan's own documents.

What is new or not returning from HealthSpring in Clark County for 2027?

For 2027 in Clark County, HealthSpring has 0 new plans, 0 plans not returning, and 0 renamed plans. That means the two HealthSpring plans available in 2026 are both carrying over into 2027 under the same names.

"No plans leaving" is not the same as "no changes." Every Medicare Advantage plan can adjust its premium, deductible, copays, drug formulary, pharmacy network, provider network and extra benefits each year. Those changes are described in the Annual Notice of Change (ANOC) the plan was required to mail by late September 2026. If you cannot find yours, call the member services number on your plan card and ask for a copy, or sign in to your plan's member portal.

How is the difference between an HMO and an HMO-POS plan relevant here?

HealthSpring's two Clark County plans are different plan types, and the type shapes how you use the plan more than the name does.

• An HMO (Health Maintenance Organization) generally expects you to use the plan's network of doctors and hospitals, and to get a referral from a primary care provider to see a specialist. Out-of-network care is usually not covered except in an emergency.
• An HMO-POS (Point of Service) is an HMO with a limited "point of service" option that lets you go outside the network for certain services, typically at a higher cost share.

Which design fits you depends on your doctors, your travel patterns and how often you see specialists. Neither is "better" in the abstract.

How do I check a HealthSpring plan against my doctors and prescriptions before December 7?

The fastest way to check a specific plan is the Medicare Plan Finder at medicare.gov/plan-compare. Here is a straightforward walk-through:

1. Enter your ZIP code and choose Medicare Advantage plans. 2. Add every prescription you take, with the dose and how often — this drives the yearly cost estimate. 3. Add your preferred pharmacies, including mail order if you use it. 4. Pull up a HealthSpring plan from the list and open the plan details. 5. Check the provider directory to confirm your primary care doctor, specialists and preferred hospital are in-network for 2027 (networks for next year are usually loaded by mid-October). 6. Check the drug list (formulary) for each of your medications, and look at the tier and any restrictions like prior authorization or quantity limits.

If you would rather do this by phone, call 1-800-MEDICARE (1-800-633-4227), available 24/7. You can also call HealthSpring directly using the member services number on the plan's summary — ask them to confirm, in writing or by email, that your specific doctors and drugs are covered for 2027.

What Part D figures should I keep in mind for 2027?

Because both HealthSpring plans in Clark County include drug coverage, the Part D rules matter. CMS has confirmed these program-level figures for 2027:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026). Once your out-of-pocket drug spending hits that amount, you pay $0 for covered Part D drugs for the rest of the year.
• The Part D maximum deductible a plan can charge is $700 in 2027 (it is $615 in 2026). Plans can set a lower deductible, including $0, but not higher than the maximum.
• The Part D national base beneficiary premium for 2027 is $41.33. This is a formula input CMS uses — it is not what any specific plan charges.
• The Medicare Prescription Payment Plan continues in 2027, letting you spread your drug costs across the year in monthly amounts instead of paying at the pharmacy counter.

CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets for higher-income surcharges. Those figures are typically released later in the fall, usually in November, on medicare.gov.

What happens if I do nothing by December 7, 2026?

If you take no action by December 7, 2026, your current Medicare plan simply renews for 2027 — assuming it is being offered next year — with the changes described in your ANOC. Nothing is cancelled and nothing lapses just because you did not call anyone.

If you want to switch plans, the Annual Enrollment Period runs October 15 through December 7, 2026, and your new coverage starts January 1, 2027. If you enroll in a Medicare Advantage plan and change your mind, the Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) gives you one chance to switch to a different Medicare Advantage plan or go back to Original Medicare.