Medicare Advantage
Humana's Medicare Advantage plans for Jersey City in 2027: the county-by-county roster
Jersey City, N.J. — Fall 2026. Humana's 2027 Medicare Advantage lineup for Hudson County is set, and the Annual Enrollment Period that locks in those choices runs October 15 through December 7, 2026. If you live in Jersey City and are weighing a Humana plan — or already have one — this is the window to look at what the carrier is offering next year and how it lines up with your doctors and your prescriptions.
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Key takeaways
- Humana offers **7 Medicare Advantage plans** in Hudson County for 2027: 2 HMOs and 5 PPOs, including **1 Chronic Condition Special Needs Plan** and **6 plans that include drug coverage**.
- One Humana plan is **new for 2027** in the county; **no Humana plans are leaving** for 2027, so current members whose plan is renewing will simply roll over on January 1 unless they make a change.
- The Annual Enrollment Period runs **October 15 – December 7, 2026**; any change you make takes effect **January 1, 2027**.
- Check each plan against your own doctors and medications on **medicare.gov** or by calling **1-800-MEDICARE** before deciding.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Hudson County (2026) | 48 | CMS |
| Medicare Advantage plans offered in Hudson County (2027) | 48 | CMS |
| Plans not returning for 2027 / new for 2027 | 10 / 10 | CMS |
| Organizations offering Medicare Advantage in Hudson County (2026) | 10 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Hudson County | 55% | CMS |
| Residents age 65 and older, Hudson County | 90,793 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not Humana, not Medicare, and not affiliated with any carrier. Humana is one of 9 carriers offering Medicare Advantage in Hudson County for 2027 (48 plans in total across all carriers), and the full Humana plan list appears in the table below.
What Humana Medicare Advantage plans are available in Jersey City for 2027?
For 2027, Humana offers 7 Medicare Advantage plans in Hudson County, which is the county Jersey City sits in. Medicare Advantage availability is set at the county level, so the same Humana lineup is available across Hudson County, not just inside Jersey City limits.
By plan type, that breaks down to:
- 2 HMO plans (one of which is a Special Needs Plan)
- 5 PPO plans
- 6 plans that include Part D prescription drug coverage
- 1 plan without drug coverage
The full list of plan names, spelled as CMS lists them, appears in the table below.
Does Humana offer a Special Needs Plan in Hudson County for 2027?
Yes — Humana offers 1 Chronic Condition Special Needs Plan (C-SNP) in Hudson County for 2027. It has no Dual-Eligible SNPs (D-SNPs) or Institutional SNPs (I-SNPs) in the county next year.
C-SNPs are built for people living with specific chronic conditions. Eligibility is tied to that condition, so not every Jersey City resident will qualify. If you think you might, Medicare or the plan itself can confirm whether you meet the enrollment rules.
What is changing in Humana's Jersey City lineup for 2027?
For 2027, Humana has 1 new plan in Hudson County and no plans leaving. The rest of Humana's 2027 lineup is made up of plans that were also offered in 2026.
If you are already in a Humana plan, the single most important document to open this fall is your Annual Notice of Change (ANOC). Humana mails it in late September. It spells out exactly what is changing in your specific plan for 2027 — premiums, drug tiers, provider network, extra benefits — compared to this year. If nothing in the ANOC is a problem for you, you do not have to do anything; your plan renews January 1, 2027.
How do I check a Humana plan against my doctors and prescriptions before December 7?
The quickest way is the Medicare Plan Finder at medicare.gov. You enter your ZIP code, type in your prescriptions and your pharmacy, and the tool shows each plan's drug coverage and estimated yearly cost side by side.
A short checklist to work through before December 7, 2026:
1. List your doctors and hospitals. Then check Humana's provider directory (or call the plan) to confirm each one is in-network for the specific plan you're considering. Networks can differ from plan to plan even within the same carrier. 2. List every prescription, with dose and how often you take it. Enter them in the Plan Finder to see which plans cover them, at what tier, and with what restrictions. 3. Check your pharmacy. Preferred vs. standard pharmacy status can change your drug costs. 4. Read the Summary of Benefits for the plan — not a brochure — for the real benefit and cost details. 5. Call 1-800-MEDICARE (24/7) if anything is unclear.
The Part D rules that apply to any plan with drug coverage in 2027 include a $2,400 annual out-of-pocket cap on covered drugs (up from $2,100 in 2026) and a maximum Part D deductible of $700 (up from $615 in 2026). Each plan sets its own deductible at or below that ceiling.
What if I do nothing by December 7?
If you take no action by December 7, 2026, your current Medicare plan simply renews on January 1, 2027, with whatever changes are described in its ANOC — as long as the plan is still offered in Hudson County. Humana is not pulling any plans out of the county for 2027, so Humana members in Jersey City will see their plan continue.
You will also have a second window: the Medicare Advantage Open Enrollment Period, January 1 – March 31, 2027. In that window, people already in a Medicare Advantage plan can switch to a different Medicare Advantage plan once, or return to Original Medicare.
A few 2027 figures are not yet public. CMS has not yet announced the 2027 Part B standard premium and deductible or the 2027 IRMAA income brackets; those typically come out later in the fall. We'll update coverage once CMS publishes them.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Hudson County
(MA penetration in Hudson County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Humana Medicare Advantage plans in Hudson County for 2027
CMS lists 7 Humana Medicare Advantage plans in Hudson County for 2027, alphabetically by carrier. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Humana 7 plans | |||
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Humana Gold Plus H6622-100 (HMO) | HMO | Yes | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | No | Returning |
| HumanaChoice Giveback H5216-319 (PPO) | PPO | Yes | Returning |
| HumanaChoice Giveback H7617-045 (PPO) | PPO | Yes | Returning |
| HumanaChoice Giveback H7617-127 (PPO) | PPO | Yes | New |
| HumanaChoice H5216-461 (PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans in Hudson County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Is MyMedicarePlans.org part of Humana or Medicare?
Are these the only Medicare Advantage plans in Jersey City for 2027?
I like my current Humana plan. Do I have to do anything by December 7?
Where can I get help comparing plans one-on-one?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Jersey City
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027):** Humana's Hudson County plan list, plan types, SNP and drug-coverage counts, and year-over-year changes.
- CMS — 2027 Part D parameters:** the $2,400 out-of-pocket cap and $700 maximum deductible.
- Medicare.gov:** Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, and the Plan Finder tool for checking doctors and drugs.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
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This page was last updated: October 2026.