Medicare Advantage
Albuquerque's 2027 Medicare Advantage map: 8 carriers in, 3 carriers out, 9 new plans
People in Albuquerque can choose from 36 Medicare Advantage plans for 2027, against 51 this year. 24 of this year’s plans are gone, 9 are new to Bernalillo County, and 22 that continue have changed their premium, deductible, plan type or name, 9 of them under a new name.
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Key takeaways
- Three carriers — CHRISTUS Health Advantage, Molina Healthcare of Arizona, and SCAN Health Plan — are not offering Medicare Advantage plans in Bernalillo County for 2027, while Molina Healthcare of New Mexico is new to the county.
- 24 plans available in 2026 will not return for 2027, and 9 new plans are joining the lineup; the table below lists every plan by carrier and type.
- If your current plan is not returning, you qualify for a Special Enrollment Period that runs into early 2027 so you can pick a new plan without being stuck.
- Doing nothing is a choice too: if your plan is offered again next year, it renews automatically with the changes in your Annual Notice of Change (ANOC).
ALBUQUERQUE — Fall 2026. The 2027 Medicare Advantage picture in Bernalillo County looks different from this year's. Three carriers that sold plans in Albuquerque for 2026 are not coming back for 2027, one carrier is new, and nine plans are joining the lineup. The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make in that window takes effect January 1, 2027.
Here is a plain-English walk through who is in, who is out, and what that means if you live in or near Albuquerque.
What's changing in Bernalillo County for 2027
Medicare Advantage availability is set by CMS at the county level, and Albuquerque sits in Bernalillo County. For 2026 there are 51 Medicare Advantage plans from 8 carriers in the county, split across HMO, HMO-POS and PPO designs, including 17 Special Needs Plans.
For 2027, the biggest shifts are:
- Three carriers exiting the county: CHRISTUS Health Advantage, Molina Healthcare of Arizona, and SCAN Health Plan. Their current plans — including CHRISTUS Health Medicare Guardian (HMO), CHRISTUS Health Medicare Plus (HMO), Molina Medicare Complete Care (HMO D-SNP), SCAN Balance (HMO C-SNP), SCAN Classic (HMO), SCAN MyChoice (HMO) and SCAN Strive (HMO C-SNP) — will not be offered in Albuquerque for 2027.
- One carrier new to the county: Molina Healthcare of New Mexico, which is bringing Molina Medicare Complete Care (HMO D-SNP) to Bernalillo County next year.
- 24 plans leaving, 9 plans new, and 9 renamed. Several plans are also changing on at least one feature such as premium, deductible, plan type or name.
The table below lists every plan available in Bernalillo County for 2027.
Plans leaving after 2026
If one of these is your plan, you will get a non-renewal notice from your carrier and will need to make another choice:
- Blue Cross Blue Shield (HCSC): Blue Cross MA Dual Care Plus Preferred (PPO D-SNP), Blue Cross Medicare Advantage Balance (PPO), Blue Cross Medicare Advantage Choice Premier (PPO), Blue Cross Medicare Advantage Classic (PPO), Blue Cross Medicare Advantage Dental Premier (PPO), Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP), Blue Cross Medicare Advantage Health Choice (PPO), Blue Cross Medicare Advantage Optimum (PPO), Blue Cross Medicare Advantage Select (HMO).
- CHRISTUS Health Advantage: both plans (CHRISTUS Health Medicare Guardian and CHRISTUS Health Medicare Plus).
- Humana: Humana Together in Health (PPO I-SNP), HumanaChoice H5216-196 (PPO), HumanaChoice H5216-437 (PPO).
- Molina Healthcare of Arizona: Molina Medicare Complete Care (HMO D-SNP). (Note: Molina Healthcare of New Mexico is bringing a plan with the same name for 2027 — that is a different contract, so if you want to continue you'll need to actively re-enroll.)
- Presbyterian Health Plan: Presbyterian Senior Care Extra Health Plan with Rx (HMO), Presbyterian Senior Care Plan 1 (HMO), Presbyterian Senior Care Plan 2 with Rx (HMO), Presbyterian Senior Care Plan 3 with Rx (HMO).
- SCAN Health Plan: all four plans.
- UnitedHealthcare: UHC Dual Complete NM-Y1 (PPO D-SNP).
If your plan is on this list, you are entitled to a Special Enrollment Period that lets you switch to another Medicare Advantage plan or go back to Original Medicare with a Part D plan. For non-renewed MA plans, that SEP typically runs from December 8, 2026 through the end of February 2027.
Plans new for 2027
Nine plans are joining the Albuquerque lineup for 2027:
- Blue Cross Blue Shield (HCSC): Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP), Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP).
- Devoted Health: DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP), DEVOTED GIVEBACK EXTRAS 015 NM (HMO).
- Molina Healthcare of New Mexico: Molina Medicare Complete Care (HMO D-SNP).
- UnitedHealthcare: AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO), AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO), AARP Medicare Advantage Extras from UHC NM-12 (PPO), UHC Dual Complete NM-S2 (PPO D-SNP).
Renamed, but still here
Nine plans will show up under a new name for 2027. If you don't recognize your plan on next year's paperwork, it may just be rebranded. Examples: Blue Cross Medicare Advantage Basic (HMO-POS) was previously the HMO version; DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) was DEVOTED C-SNP 003 NM; several Humana plans have dropped the contract numbers from their names (Humana Essentials Plus Giveback, Humana Full Access, Humana Total Complete, Humana Value Choice); AARP Medicare Advantage Essentials from UHC NM-4 (PPO) was AARP Medicare Advantage from UHC NM-0004; and two UnitedHealthcare dual plans are being renamed to UHC Dual Advantage NM-V1 and UHC Dual Complete NM-Q1.
A rename alone does not mean the benefits are identical. Read the Annual Notice of Change (ANOC) your plan sent in September to see what else moved.
How to decide this fall
A few steps that help most Albuquerque readers:
1. Open the ANOC. Your current carrier mailed it by September 30. It compares your 2026 plan to the 2027 version — premium, deductible, drug tiers, provider network, extra benefits. 2. Check that your doctors and your pharmacy are still in network for 2027. Networks can change year to year even when the plan name doesn't. 3. Price your drugs on the Medicare Plan Finder at medicare.gov. Enter the exact medications and doses — that is the only way to compare drug costs honestly across plans. 4. Know the 2027 Part D rules. CMS has confirmed the Part D out-of-pocket cap will be $2,400 in 2027 (up from $2,100 in 2026), the maximum Part D deductible will be $700 (up from $615), and the national base beneficiary premium will be $41.33. The 2027 Part B premium and the 2027 IRMAA income brackets have not been announced yet; CMS typically releases them in November. 5. Don't rush the deadline. December 7, 2026 is firm, but you have the full window to compare.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Bernalillo County
(MA penetration in Bernalillo County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Plan availability
Medicare Advantage plans available in Bernalillo County for 2026
Albuquerque is in Bernalillo County. CMS lists 51 Medicare Advantage plans from 8 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Blue Cross Blue Shield (HCSC) 11 plans | |||
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) | PPO D-SNP | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Balance (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Basic (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Blue Cross Medicare Advantage Choice Premier (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Classic (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Dental Premier (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Health Choice (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Optimum (PPO) | PPO | Yes | Not offered for 2027 |
| Blue Cross Medicare Advantage Select (HMO) | HMO | Yes | Not offered for 2027 |
| HealthSpring Preferred (HMO) | HMO | Yes | Offered |
| CHRISTUS Health Advantage 2 plans | |||
| CHRISTUS Health Medicare Guardian (HMO) | HMO | Yes | Not offered for 2027 |
| CHRISTUS Health Medicare Plus (HMO) | HMO | Yes | Not offered for 2027 |
| Devoted Health 4 plans | |||
| DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| DEVOTED CORE 001 NM (HMO) | HMO | Yes | Offered |
| DEVOTED GIVEBACK 002 NM (HMO) | HMO | Yes | Offered |
| Humana 14 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Full Access (PPO) | PPO | Yes | Renamed for 2027 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus H0028-019 (HMO) | HMO | Yes | Offered |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | Not offered for 2027 |
| Humana Total Complete (HMO) | HMO | Yes | Renamed for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | Offered |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | Offered |
| HumanaChoice H5216-196 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H5216-223 (PPO) | PPO | Yes | Offered |
| HumanaChoice H5216-437 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice H7617-068 (PPO) | PPO | Yes | Offered |
| Molina Healthcare of Arizona 1 plan | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Presbyterian Health Plan 5 plans | |||
| Presbyterian Dual Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) | HMO | Yes | Not offered for 2027 |
| Presbyterian Senior Care Plan 1 (HMO) | HMO | Yes | Not offered for 2027 |
| Presbyterian Senior Care Plan 2 with Rx (HMO) | HMO | Yes | Not offered for 2027 |
| Presbyterian Senior Care Plan 3 with Rx (HMO) | HMO | Yes | Not offered for 2027 |
| SCAN Health Plan 4 plans | |||
| SCAN Balance (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| SCAN Classic (HMO) | HMO | Yes | Not offered for 2027 |
| SCAN MyChoice (HMO) | HMO | Yes | Not offered for 2027 |
| SCAN Strive (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| UnitedHealthcare 10 plans | |||
| AARP Medicare Advantage Essentials from UHC NM-4 (PPO) | PPO | Yes | Renamed for 2027 |
| AARP Medicare Advantage from UHC NM-0001 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) | PPO | Yes | Offered |
| UHC Complete Care NM-11 (PPO C-SNP) | PPO C-SNP | Yes | Offered |
| UHC Complete Care Support NM-1A (PPO C-SNP) | PPO C-SNP | Yes | Offered |
| UHC Dual Advantage NM-V1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NM-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete NM-Y1 (PPO D-SNP) | PPO D-SNP | Yes | Not offered for 2027 |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | Blue Cross Blue Shield (HCSC) | HMO-POS D-SNP | Yes |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) | Blue Cross Blue Shield (HCSC) | HMO-POS D-SNP | Yes |
| DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) | Devoted Health | HMO C-SNP | Yes |
| DEVOTED GIVEBACK EXTRAS 015 NM (HMO) | Devoted Health | HMO | Yes |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of New Mexico | HMO D-SNP | Yes |
| AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) | UnitedHealthcare | PPO | Yes |
| AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) | UnitedHealthcare | PPO | Yes |
| AARP Medicare Advantage Extras from UHC NM-12 (PPO) | UnitedHealthcare | PPO | Yes |
| UHC Dual Complete NM-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
What changes next year
Medicare Advantage plans leaving or changing in Bernalillo County for 2027
Albuquerque is in Bernalillo County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in Bernalillo County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) | Blue Cross Blue Shield (HCSC) | PPO D-SNP |
| Blue Cross Medicare Advantage Balance (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Choice Premier (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Classic (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Dental Premier (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP |
| Blue Cross Medicare Advantage Health Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Optimum (PPO) | Blue Cross Blue Shield (HCSC) | PPO |
| Blue Cross Medicare Advantage Select (HMO) | Blue Cross Blue Shield (HCSC) | HMO |
| CHRISTUS Health Medicare Guardian (HMO) | CHRISTUS Health Advantage | HMO |
| CHRISTUS Health Medicare Plus (HMO) | CHRISTUS Health Advantage | HMO |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP |
| HumanaChoice H5216-196 (PPO) | Humana | PPO |
| HumanaChoice H5216-437 (PPO) | Humana | PPO |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Arizona | HMO D-SNP |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) | Presbyterian Health Plan | HMO |
| Presbyterian Senior Care Plan 1 (HMO) | Presbyterian Health Plan | HMO |
| Presbyterian Senior Care Plan 2 with Rx (HMO) | Presbyterian Health Plan | HMO |
| Presbyterian Senior Care Plan 3 with Rx (HMO) | Presbyterian Health Plan | HMO |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP |
| SCAN Classic (HMO) | SCAN Health Plan | HMO |
| SCAN MyChoice (HMO) | SCAN Health Plan | HMO |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO C-SNP |
| UHC Dual Complete NM-Y1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP |
Plans new to Bernalillo County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | Blue Cross Blue Shield (HCSC) | HMO-POS D-SNP |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) | Blue Cross Blue Shield (HCSC) | HMO-POS D-SNP |
| DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) | Devoted Health | HMO C-SNP |
| DEVOTED GIVEBACK EXTRAS 015 NM (HMO) | Devoted Health | HMO |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of New Mexico | HMO D-SNP |
| AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) | UnitedHealthcare | PPO |
| AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) | UnitedHealthcare | PPO |
| AARP Medicare Advantage Extras from UHC NM-12 (PPO) | UnitedHealthcare | PPO |
| UHC Dual Complete NM-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Blue Cross Medicare Advantage Basic (HMO-POS) (was Blue Cross Medicare Advantage Basic (HMO)) | Blue Cross Blue Shield (HCSC) | HMO |
| DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) (was DEVOTED C-SNP 003 NM (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| Humana Essentials Plus Giveback (PPO) (was Humana Essentials Plus Giveback H5216-435 (PPO)) | Humana | PPO |
| Humana Full Access (PPO) (was Humana Full Access H7617-069 (PPO)) | Humana | PPO |
| Humana Total Complete (HMO) (was Humana Total Complete H4461-064 (HMO)) | Humana | HMO |
| Humana Value Choice (PPO) (was Humana Value Choice H5216-078 (PPO)) | Humana | PPO |
| AARP Medicare Advantage Essentials from UHC NM-4 (PPO) (was AARP Medicare Advantage from UHC NM-0004 (PPO)) | UnitedHealthcare | PPO |
| UHC Dual Advantage NM-V1 (PPO D-SNP) (was UHC Dual Complete NM-V1 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC Dual Complete NM-Q1 (PPO D-SNP) (was UHC Dual Complete NM-S1 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
Carriers with no plans in Bernalillo County for 2027: CHRISTUS Health Advantage, Molina Healthcare of Arizona, SCAN Health Plan
Carriers new to Bernalillo County for 2027: Molina Healthcare of New Mexico
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in Albuquerque break down for 2026
Carriers offering plans in Bernalillo County, alphabetically, with the number of plans each offers:
- Blue Cross Blue Shield (HCSC) 11 plans
- CHRISTUS Health Advantage 2 plans
- Devoted Health 4 plans
- Humana 14 plans
- Molina Healthcare of Arizona 1 plan
- Presbyterian Health Plan 5 plans
- SCAN Health Plan 4 plans
- UnitedHealthcare 10 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Albuquerque
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This page was last updated: October 2026.